All car and two-wheeler insurance policies have definitive validity durations. Thus, it is prudent for the policyholder to check the vehicle insurance and renew the policy on time. If you miss renewing or buying the policy, you might lose the benefits of the insurance policy, resulting in claims getting rejected. Additionally, driving/riding a vehicle without having insurance coverage can have severe legal repercussions too.
Policyholders can easily check their vehicle insurance policy status online and avoid missing the policy renewal date. Also, policyholders renewing their two-wheeler or car insurance policies on time get benefits such as a No Claim Bonus.
Read on to know how long your vehicle insurance policy stays valid. Also, know the different ways to check vehicle insurance status online.
Validity of a car insurance policy
Every car insurance policy has a fixed validity. Generally, car insurance policies come with a validity of at least one year. However, if you bought a new car, you may have to buy a long-term car insurance policy. According to the new rules, every new car owner must have a car insurance policy of three years validity.
When the policy expires, you will have to renew the car insurance policy without fail. So, to ensure you do not miss the policy expiry date, keep a reminder, and check the vehicle insurance status online. This time you can choose to buy a car insurance policy online with one-year validity.
Importance of checking vehicle insurance online
Keeping track of the status of the vehicle insurance policy is important. Driving without a valid insurance policy on Indian roads may attract legal action against you. As the Motor Vehicles Act mandates every vehicle owner to have at least a third-party insurance policy. With insurers offering digital services today, checking details of vehicle insurance online has become convenient. You can easily get all the details and know the status of your vehicle insurance policy on the insurer’s website or app (if any).
Know why you must check your vehicle insurance status online.
- It helps you keep a check on the validity of vehicle insurance, so you do not miss renewing the policy on time.
- You continue to stay covered against financial liabilities arising out of accidents. Also, stay covered from damages caused by natural or man-made activities.
- You avoid paying a penalty for driving without a valid insurance policy. In some cases, your licence may get confiscated. Checking the vehicle insurance status online saves you from these unnecessary hassles.
Different ways to check the status of vehicle insurance online
Here is a list of commonly used websites to check vehicle insurance status online.
- Parivahan Sewa
- VAHAN
- RTO (where you have registered the vehicle)
- mParivahan app
- IIB portal
- Bajaj Finance Insurance Mall
To get accurate information and updates about vehicle insurance status, check your insurer’s official website. You may also contact the insurer to know the vehicle insurance status.