Steps to check your vehicle’s insurance status online

Know how you can conveniently check your car and two-wheeler’s insurance status online.

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3 mins
02 feb 2023

All car and two-wheeler insurance policies have definitive validity durations. Thus, it is important for the policyholder to renew the policy on time. Missing out on renewing or buying the policy might make the policyholder lose the benefits of the insurance policy, resulting in claims getting rejected. Additionally, driving/riding a vehicle without having insurance coverage can have severe legal repercussions too.

With global digitisation, policyholders can now easily check their vehicle insurance policy status online and avoid missing the policy renewal date. In addition, policyholders renewing their two-wheeler or car insurance policies on time can enjoy benefits such as a No Claim Bonus.

How to check vehicle insurance status online

Below are the steps to check vehicle insurance status online:

Step 1: Visit the official website of the insurance provider

Step 2: Enter contact information and vehicle insurance policy details

Step 3: Check the displayed insurance status

Individuals can also check their vehicle insurance policy status via government websites, such as Parivahan Sewa and their respective RTO.

The process to check vehicle insurance status online on the Parivahan Sewa website

Checking your vehicle insurance status online on the Parivahan Sewa website is one of the quickest and easiest ways to check. Follow these steps to do the same:

Step 1: Visit Parivahan Sewa’s official website

Step 2: Navigate to the menu bar and select ‘Informational Services’

Step 3: From the drop-down list, click on ‘Know Your Vehicles Details’

Step 4: Vahan NR e-services webpage opens

Step 5: Enter the registered contact number to log in

Step 6: Enter the verification code and the vehicle registration number

Step 7: Click on ‘Search Vehicle’

Step 8: Check the displayed vehicle insurance policy and details

The process to check vehicle insurance status online on the RTO website

The Motor Vehicles Act, 1988 states that all vehicles in India are registered to their respective Regional Transport Office (RTO). Thus, follow these steps to check your vehicle insurance status online on the RTO website:

Step 1: Visit the state transport office’s official website

Step 2: Search ‘Online Services for Citizens’

Step 3: Click on ‘Vehicle Related Online Services’

Step 4: Click on ‘Vahan Citizen Services’

Step 5: Enter RTO branch details where the vehicle is registered to

Step 6: Navigate to the menu bar and select ‘Status’

Step 7: Click on ‘Know Your Vehicle Details’

Step 8: Enter the vehicle registration, chassis and engine number

Step 9: Solve and enter the CAPTCHA code along with the requisite details

Step 10: Check the displayed vehicle insurance policy and details

Do set a reminder before the vehicle’s insurance policy expires. This will prevent any defaults and aid in renewing the policy timely. However, insurance providers do send reminders 30 days before the policy expiry date.

In case you miss out on renewing your insurance policy, certain insurance providers provide a policy renewal grace period too. Moreover, online provisions make buying and renewing vehicle insurance policies a breeze. Therefore, consumers do not need to panic. However, do remember that the grace period simply allows you to renew insurance without having to pay any penalty in the form of higher premiums. If your vehicle insurance renewal is delayed, no claims can be raised to the insurer during the lapsed time.

Disclaimer

Insurance is the subject matter of solicitation. Bajaj Finance Limited (‘BFL’) is a registered corporate agent of third party insurance products of Bajaj Allianz Life Insurance Company Limited, HDFC Life Insurance Company Limited, Future Generali Life Insurance Company Limited, Bajaj Allianz General Insurance Company Limited, SBI General Insurance Company Limited, ACKO General Insurance Limited, Niva Bupa Health Insurance Company Limited , Aditya Birla Health Insurance Company Limited and ManipalCigna Health Insurance Company Limited under the IRDAI composite CA registration number CA0101. Please note that, BFL does not underwrite the risk or act as an insurer. Your purchase of an insurance product is purely on a voluntary basis after your exercise of an independent due diligence on the suitability, viability of any insurance product. Any decision to purchase insurance product is solely at your own risk and responsibility and BFL shall not be liable for any loss or damage that any person may suffer, whether directly or indirectly. Please refer insurer's website for Policy Wordings. For more details on risk factors, terms and conditions and exclusions please read the product sales brochure carefully before concluding a sale. Tax benefits applicable if any, will be as per the prevailing tax laws. Tax laws are subject to change. Visitors are hereby informed that their information submitted on the website may be shared with insurers. BFL is also a distributor of other third-party products from Assistance Services providers such as CPP Assistance Services Pvt Ltd, etc. All product information such as premium, benefits, exclusions, sum insured, value added services, etc. are authentic and solely based on the information received from the respective insurance company or the respective value-added service provider or Assistance company.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.