An insurance policy number is a unique identifier code that insurance providers use to track and manage individual policies. It is an essential piece of information that policyholders must keep handy to access their policy details in times of need. However, many individuals often find it challenging to locate their policy number. This article outlines ways to locate your insurance policy number in India and how to check insurance policy number by vehicle number.
What is insurance policy number?
The insurance policy number is a unique identification number assigned to each policy purchased. It serves as an identifier for your policy and ensures easy tracking and management by your insurance provider. Through insurance policy number check, you can find plan details, claim details, and more, and manage your policies better.
When you need the car insurance policy number the most?
Always keep your insurance policy number handy when driving, especially in these situations:
- Car accident or damage: In the event of an accident, both the police and your insurer will require your car insurance policy number for reporting and processing claims.
- Police checks: Driving without insurance is a criminal offense, and when stopped by the police, you'll be asked for proof of car insurance and your driving license.
- Contacting your insurer: When reaching out to your insurer for any transaction or information, you'll need to provide your insurance policy number.
- Claim settlement: Providing your policy number is essential when settling an insurance claim; it is a necessary part of the process.
- Selling your car: The buyer may request your policy number to verify the car's insurance coverage validity and for transferring the no-claim bonus to their new vehicle.
- Updating policy details: When updating your car policy details, you'll need to provide the policy number.
- Applying for a duplicate policy document: If you need a duplicate copy of the policy document, having the policy number is a prerequisite.
Significance of insurance policy number
An insurance policy number is significant as it gives owners access to their policy details that include coverage details, premium payments, and the contact details of the insurance provider. It is, therefore, imperative to keep track of the insurance policy number to ensure that you can access information about your policy at any given time.
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How to find the policy number of your insurance policy?
There are several ways to find your insurance policy number. Here are some tips to help you locate your policy number or do a policy number check:
Insurance policy documents
The most natural way to find your policy number is through your policy documents. Your policy number is usually mentioned on the policy document that you receive from your insurance provider at the time of purchase.
Email communications
Insurers send a confirmation email with entire policy details to your email ID immediately after purchase. You can check your inbox for that email to retrieve your policy number.
SMS
You can also check your mobile phone for SMS notifications that were sent by your insurance provider at the time of purchase. You may find your policy number in one of these messages.
Customer service
You can contact the customer service department of your insurance provider to obtain your policy number. They usually ask for your name, email ID, or phone number details associated with your policy to provide you with the policy number.
Different ways to check car insurance details with registration number in India
Once you know your policy number, you can access your policy details through various options. Here are some of them:
Insurance company website
Visit the insurance company’s official website and log in using the insurance policy number. You can access all policy information there, including policy number, coverage details, and more.
Bajaj Finance Insurance Mall websites
If you have bought an insurance policy through Bajaj Finance Insurance Mall, you can easily check the insurance details on the website. You simply need to visit the website and log in to your account using the insurance policy number. You will find the insurance details in the ‘My Account’ section.
Contacting the customer service department
You can call the customer service department of your insurance provider to know more about your policy. Share your policy number with them, and they will offer you the information that you need.
App
Many insurance providers now offer policy management applications that you can download on your mobile phone. You can log in to these applications and check your policy details, including policy number.
The insurance policy number is a crucial piece of information that allows you to access your insurance policy details. With the rise of digitalisation in the insurance industry, it has become easier than ever to retrieve and access insurance policy numbers. By adopting the methods outlined in this article, you can promptly locate your insurance policy number and timely access your policy information.
