Features and benefits of instant personal loan
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Flexible repayment tenor
Bajaj Finserv Personal Loans come with a flexible repayment tenor of up to 96 months.
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Quick approval
Simple loan eligibility requirements facilitate quick processing. Check eligibility beforehand for a hassle-free experience.
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Minimal documentation
You only need to submit proof of identity, income proof and employment details for approval.
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Flexi loan facility
Withdraw funds multiple times within the sanctioned loan limit and pay interest only on the funds utilised.
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Transparency
Bajaj Finserv does not levy any hidden charges on instant personal loans.
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Fast disbursal
You can access funds within 24 hours* of receiving approval and account for your financial requirements accordingly.
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Pre-approved offers
Find out your pre-approved offer on a personal loan by entering your basic details.
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Online account management
Access your loan account details and other crucial information 24x7 via our customer portal, Experia.
Eligibility criteria
At Bajaj Finserv, you can qualify for a personal loan with a salary of up to Rs. 40,000 and account for your funding requirements easily. Meet these eligibility criteria to simplify the application process:
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Citizenship
Resident Indians
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Age group
21 years to 80 years*
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Credit score
Check your CIBIL Score for FREE685 or higher
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Employment status
Salaried individuals employed at MNC, private or public limited companies
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Monthly income
Check our city-wise list for more information
To be deemed eligible for a personal loan with a salary of Rs. 40,000, you need to submit a list of crucial documents. Therefore, to streamline the process, make sure to find out the requirement in advance and submit the same to our executives without fail.
*Conditions apply
Interest rates and charges
With Bajaj Finserv, you can avail of a personal loan at competitive interest rates and associated charges. This helps borrowers with a salary of up to Rs. 40,000 to manage their loan repayment and finances smoothly.
