Buy Jio Mobile Phones on No Cost EMI without Credit Card

Get Jio mobile phones on No Cost EMI without a credit card. Explore options using Insta EMI Card hassle-free financing options.
Buy Jio Mobile Phones on No Cost EMI without Credit Card
2 min

Imagine owning your dream Jio smartphone, minus the financial burden. The remarkable Bajaj Finserv Insta EMI Card empowers you to split the cost into easy, No Cost EMIs, without even needing a credit card.

Experience the seamless integration of innovation and affordability. Bajaj Finserv simplifies the process, making it a breeze to acquire your desired Jio mobile. Bid farewell to the hassles of traditional financing and embrace a world of convenience.

Technology meets accessibility in this game-changing opportunity. Get ready to elevate your mobile experience, one EMI at a time.

List of Jio mobile phones available on EMI



JioPhone Prima 4G

Rs. 2,599

Jio Bharat B1

Rs. 1,299

Jio Phone Next

Rs. 4,750

Jio Phone 2

Rs. 2,999

Jio Phone

Rs. 1,449

Buying Jio mobile phones on EMI without credit card

Getting your desired Jio mobile on EMI is an effortless experience. Bajaj Finserv's Insta EMI Card unlocks a world of possibilities, enabling you to own your dream device through convenient EMI payments, sans the need for a credit card. Here’s how you can use it:

  • Locate a Bajaj Finserv partner store.
  • Once you’ve chosen your desired Jio mobile, head to the billing counter.
  • At the counter, simply convey your desire to explore in-store financing options to the store representative.
  • Share your Insta EMI Card details.
  • Pick your preferred repayment tenure between 1 month and 60 months.
  • The cost of your Jio mobile is split into convenient monthly payments.

Eligibility criteria for getting the Insta EMI Card for buying Jio mobile phones

  • Nationality: Indian
  • Age: 21 years – 65 years
  • Employment: Regular source of income
  • Credit score: 720 or higher
  • Documentation: PAN Card, Aadhaar Card for KYC verification, proof of residence, and bank account details for e-mandate registration.

Check the documents required for the Insta EMI Card

Advantages of buying Jio mobile phones on EMI using Insta EMI Card

The Bajaj Finserv Insta EMI Card opens up a realm of advantages, empowering you to embrace your favourite Jio mobile devices without compromising your financial well-being. Explore the remarkable benefits it offers:

  • Affordability redefined: Experience the luxury of breaking down the cost of your desired Jio mobile into manageable monthly instalments, making ownership a reality within your budget.
  • Pre-approved loan limit: Enjoy the peace of mind that comes with a pre-approved loan limit, allowing you to confidently make your purchase without exceeding your financial boundaries.
  • Flexible repayment tenures: Tailor your repayment plan to suit your unique financial circumstances, with the flexibility to choose a tenure that aligns with your cash flow.
  • Widespread acceptance: The Bajaj Finserv Insta EMI Card is accepted at 1.5 lakh partner stores, giving you the freedom to choose your preferred shopping destination.
  • Credit score booster: Elevate your creditworthiness by making timely EMI payments, demonstrating financial responsibility, opening doors to future loans and credit opportunities.

Check the benefits and features of Insta EMI Card

How to apply for the Bajaj Finserv Insta EMI Card

If you don’t already have an Insta EMI card, follow these straightforward steps to embrace this innovative financing solution:

  • Ensure you meet the criteria and are carrying the necessary documents.
  • Request the assistance of the store representative at the billing counter prior to your purchase.
  • The store representative will initiate the verification process.
  • Once approved, pay the one-time fee to gain access to your Bajaj Finserv Insta EMI Card.

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Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Explore and apply for co-branded credit cards online.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on No Cost EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more


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Frequently asked questions

How to buy Jio mobile phones on EMI without credit card using Insta EMI Card?

To buy a Jio mobile phone on EMI without a credit card using the Bajaj Finserv Insta EMI Card, visit a partner store, select your phone, and opt for in-store financing. After verification of your card, you can complete the purchase and pay in easy EMIs.