Buy Jio Mobile Phones on Easy EMI without Credit Card

Want to buy a Jio phone but don’t want to pay the full price upfront? You’re not alone. With the Bajaj Finserv Insta EMI Card, you can easily own the latest Jio mobile phones and pay in simple monthly instalments — all without needing a credit card.

Whether it's the affordable Jio Bharat B1 or the feature-packed Jio Phone Next, you can now bring your phone home in minutes with zero stress. Just check your eligibility in 2 simple steps and enjoy instant financing.

What Jio Mobile Phones Can You Buy on EMI?

Here’s a quick look at popular Jio phones you can get on EMI using the Insta EMI Card:

Tip: Use the EMI Calculator to check your monthly instalments before you buy.

Can I Buy a Jio Mobile on EMI Without a Credit Card?

Yes, absolutely. The Bajaj Finserv Insta EMI Card makes it simple to shop for your favourite Jio phone — no credit card required. Here's how:

How It Works – Step-by-Step:

1. Visit a Bajaj Finserv partner store (online or offline).
2. Choose the Jio mobile you want.
3. At checkout, tell the store executive you want to use the Insta EMI Card.
4. Share your card details.
5. Pick a repayment tenure — anywhere from 1 month to 60 months.
6. Walk away with your new Jio phone on Easy EMI.

Who Can Get the Insta EMI Card for Buying a Jio Mobile?

To be eligible, you’ll need to meet these simple requirements:

• Nationality: Indian
• Age: Between 21 and 65 years
• Income: Must have a regular source of income
• Documents Needed:
  • PAN card and Aadhaar card
  • Proof of residence
  • Bank details for e-mandate setup

It takes just 2 clicks to check your eligibility. Check now

Why Choose the Insta EMI Card for Buying a Jio Phone?

Here’s why over a million users choose Bajaj Finserv for mobile phone financing:

1. Up to ₹3 Lakh Limit

Get a pre-approved card loan of up to ₹3 lakh, perfect for buying one or even multiple devices.

2. Flexible Repayment Options

Choose a repayment plan that fits your budget. Go short-term or long-term with flexible tenures from 1 to 60 months.

3. No Credit Card Needed

Don’t have a credit card? No problem. The Insta EMI Card is all you need.

4. 1.5 Lakh+ Partner Stores

Shop at Reliance Digital, Croma, Sangeetha Mobiles, and more.

5. Zero Down Payment*

For select phones and stores, you may get the option to pay nothing upfront. Learn more

6. Boosts Your Credit Score

Pay your EMIs on time and build a strong credit history for future loans.

Check your pre-qualified card loan offer in 2 simple steps – enter mobile & OTP

Don’t Have an Insta EMI Card Yet? Apply Instantly

Getting your Bajaj Finserv Insta EMI Card is quick and hassle-free:

How to Apply at a Store:

1. Walk into a partner store and pick your Jio mobile.
2. Ask the store staff to help you apply for the Insta EMI Card.
3. Complete the KYC process with your documents.
4. Pay the one-time fee and activate your card.
5. Use it right away to buy your Jio phone.

What Else Can You Buy on Easy EMI?

Your Insta EMI Card isn’t just for Jio mobiles. You can use it to shop for:

• iPhone 13 or iPhone 14 on EMI
• Electronics at Croma and Reliance Digital
• Travel and Flight bookings on EMI
• Buy Now, Pay Later (BNPL)
• Water purifiers, TVs, and more

Summary – Why Wait? Get Your Jio Mobile on EMI Today

Owning a Jio mobile has never been easier. With the Bajaj Finserv Insta EMI Card, you get:

• No credit card needed
• Loan limit up to ₹3 lakh
• Flexible EMIs
• Instant approval
• Easy application at 1.5L+ stores

Ready to get your phone? Check if you have a pre-qualified card loan offer in just 2 steps.