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Rs. 40,000 to Rs. 15,50,000
You may be eligible for a pre-approved offer
Enter mobile and OTP | Check offer | No branch visit needed
Pre-approved loans are a growing category in the loan segment due to their easy accessibility. Customers that already have a working relationship with the lender and have a track record of making their loan payments on time are usually offered pre-approved loans. This means that the loan is easy to get and does not take long to process. The money is transferred to your bank account without much delay. However, it is important to remember that lenders do a full check of the customer’s credit profile before extending a pre-approved loan offer.
The Bajaj Finance Insta Personal Loan is designed with the pre-approved loan factor in mind. These are essentially instant pre-approved loans. They cater to the unique requirement of people who need quick access to funds at any given point in time. Usually, pre-approved loans are limited to existing customers. However, in the case of Bajaj Finance Insta Personal Loan, new customers can also check their pre-assigned limit. You can get an Insta Personal Loan ranging from Rs. 40,000-Rs. 15,50,000.
Check your pre-approved loan offer with phone number and OTP → Apply online in 5 minutes → Get funds in 30 minutes*.
Here is how to check your Insta Personal Loan offer
Both existing and new customers can check their offer easily by just entering their mobile number and OTP. You do not have to go through the entire application process to know the amount you can borrow. Once you see your offer on the screen, you can choose to either go with it or choose a lower amount.
Depending on your profile, you may be asked to submit some documents such as a copy of your identification or bank statements. Existing customers often do not have to submit any documents and can enjoy a paper-less application process.
Once the application is finished, you can expect money in your account in as little as 30 minutes*.
Features and benefits of our Insta Personal Loan
Read on to explore the features and benefits that make the Bajaj Finance Insta Personal Loan a convenient borrowing option.
- Loan amount flexibility- You can apply for funds starting from Rs. 40,000 to Rs. 15,50,000 based on your needs.
- No collateral required - You do not need to pledge any collateral like gold, asset, or property to get funds.
- Immediate processing - Funds are typically credited within 30 minutes* post-approval, ideal for urgent financial needs.
- Flexible loan tenures - Repay over a period ranging from 12 months to 96 months for better budget control.
Easy online application - Apply online quickly with a simple and smooth process.
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Frequently asked questions
Overview
You are already eligible for the loan amount if you have a pre-approved loan offer. You do not have to check to see if you can get an Insta Personal Loan. Existing customers already have a pre-approved offer, while new customers get a pre-assigned limit based on their credit score, payment history, and other factors. All you have to do is enter your mobile number and OTP to check your offer.
One of the biggest benefits of pre-approved personal loans is that you may not need to furnish any documentation. Depending on your profile, you may be asked for some basic documents such as:
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
- Piped gas bill
- Pension order
- Letter of Allotment of Accommodation Issued by Employer
- Property / Municipal tax receipt
- Utility bill
- Phone bill
- Real-time image / photograph
The interest rate for a Bajaj Finance Insta Personal Loan starts from 16% to 30.5% p.a.
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Disclaimer
Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000