Pre-approved loans are a growing category in the loan segment due to their easy accessibility. Customers that already have a working relationship with the lender and have a track record of making their loan payments on time are usually offered pre-approved loans. This means that the loan is easy to get and does not take long to process. The money is transferred to your bank account without much delay. However, it is important to remember that lenders do a full check of the customer’s credit profile before extending a pre-approved loan offer.
The Bajaj Finserv Insta Personal Loan is designed with the pre-approved loan factor in mind. These are essentially instant pre-approved loans. They cater to the unique requirement of people who need quick access to funds at any given point in time. Usually, pre-approved loans are limited to existing customers. However, in the case of Bajaj Finserv Insta Personal Loan, new customers can also check their pre-assigned limit. You can get an Insta Personal Loan of up to Rs. 12,76,500.
Here is how to check your Insta Personal Loan offer
Both existing and new customers can check their offer easily by just entering their mobile number and OTP. You do not have to go through the entire application process to know the amount you can borrow. Once you see your offer on the screen, you can choose to either go with it or choose a lower amount.
Depending on your profile, you may be asked to submit some documents such as a copy of your identification or bank statements. Existing customers often do not have to submit any documents and can enjoy a paper-less application process.
Once the application is finished, you can expect money in your account in as little as 30 minutes* to 4 hours
Features and benefits of our Insta Personal Loan
Here are a few additional features of our Insta Personal Loan, which make them an ideal pre-approved loan for managing your expenses:
Flexible loan repayment tenures:
We recognise that no two people have the same needs. Our Insta Personal Loan has adjustable terms that range up to 87 months months. You can choose the length of time that best fits your needs.
No hidden charges:
You can find out about all our fees and charges on this website and in our loan documentation. All our prices are listed up front, and there are no hidden fees.
No end-use restriction:
You can use Insta Personal Loans for everything unforeseen that comes up, from fixing a leaky roof to buying a new electronic device to paying for additional wedding expenses. An Insta Personal Loan may also be the most feasible option for those in need of quick cash to cover unexpected bills.
If you are looking for a pre-approved loan to pay for your urgent expenses, the Bajaj Finserv Insta Personal Loan can be the right choice for you. Existing customers can check their pre-approved offers while new customers can generate pre-assigned limits. Visit the link below to know more and check your offer.
