Retirement planning isn’t just about saving—it’s about making your savings work smarter. The National Pension Scheme (NPS) is a go-to option for long-term retirement goals, and with digital payments evolving, you can now make contributions using your credit card. Sounds easy? It is. But there's more to know—especially if you want to maximise your returns while avoiding unnecessary costs.
In this guide, we break down how to use your credit card for NPS payments, the benefits and risks involved, and why pairing NPS with a Bajaj Finance Fixed Deposit (FD) could give you the financial balance you're looking for.