Kanya Sumangala Yojana

Kanya Sumangala Yojana is a financial assistance scheme supporting girl children’s education, health, and empowerment for a brighter future.
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4 min
10-September-2025

Raising a girl child in India should never be seen as a financial burden, yet many families still struggle with costs related to education, healthcare, and future planning. To ease this pressure, the Government of Uttar Pradesh launched the Mukhyamantri Kanya Sumangala Yojana—a welfare scheme designed to support girl children with financial assistance from birth to higher education.

Alongside such social schemes, families can also secure their future savings with low-risk options like Fixed Deposits (FDs). With assured returns and flexible tenures, FDs provide stability and help parents plan confidently for their child’s milestones.

What is Mukhyamantri Kanya Sumangala Yojana

Launched in October 2019, this flagship scheme of the UP government provides up to Rs. 25,000 in financial assistance (as of FY 2024-25) to families for the welfare of girl children. The funds are released in different phases, aligned with key milestones such as birth, vaccination, and school or college admissions.

The goal is to promote gender equality, reduce financial stress on families, and ensure that girls have equal opportunities to thrive.

Just like government support comes in stages, Bajaj Finance FD allows you to create FD “ladders” with multiple maturity periods, ensuring funds are available when your child reaches different milestones. Check latest FD rates.

Different levels of implementation of Kanya Sumangala Yojana

Phase

Milestone

Benefit amount (2019)

Benefit amount (2024)

I

Birth of a girl child

Rs. 2,000

Rs. 5,000

II

Full vaccination before completing 1 year

Rs. 1,000

Rs. 2,000

III

Admission to the 1st grade in school

Rs. 2,000

Rs. 3,000

IV

Admission to the 6th grade in school

Rs. 2,000

Rs. 3,000

V

Admission to the 9th grade in school

Rs. 3,000

Rs. 5,000
VI Admission to a bachelor’s program or a diploma program after completing 10th and 12th grades Rs. 5,000 Rs. 7,000



Recently, the Uttar Pradesh government increased the benefit amount by Rs. 15,000 to Rs. 25,000 in total for the financial year 2024-25.

While Rs. 25,000 is helpful, long-term goals like higher education need more. An FD with Bajaj Finance can grow your savings steadily with interest rates up to 7.30% p.a. Open FD. 

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By proceeding, you agree to our Terms and Conditions

How to apply for Kanya Sumangala Yojana

  1. Visit the official portal: https://mksy.up.gov.in/women_welfare/citizen/guest_login.php
  2. Tick ‘I Agree’ after reading the terms and click Continue.
  3. Enter applicant details such as mobile number, relationship, and district.
  4. Complete OTP verification and create your login.
  5. Fill the registration form and upload required documents.
  6. Submit the application for approval.

While you wait for government benefits to process, you can start an FD instantly online with Bajaj Finance, ensuring your savings don’t sit idle. Book FD.

Eligibility for Kanya Sumangala Yojana

  • Must be a resident of Uttar Pradesh.
  • Annual family income must be less than Rs. 3 lakh.
  • Benefits apply to a maximum of two daughters per family.
  • Accounts should be opened within 6 months of the girl’s birth.
  • Special provisions exist for adoption and twin girl children.

Documentation required for Kanya Sumangala Yojana

Keep these documents ready:

  • Ration card with child’s name
  • Family income certificate (self-certified)
  • Aadhaar cards of child, parents, or guardians
  • Bank passbook copy
  • Recent photograph of the child
  • Adoption certificate (if applicable)

Special features of the Kanya Sumangala Yojana

  • Girls born after 1st April 2019 get the full benefit.
  • Older beneficiaries receive partial assistance.
  • Benefits are transferred directly to bank accounts.
  • Payouts are linked to educational and health milestones.

To complement these milestone payouts, you can open an FD with periodic interest payouts—monthly, quarterly, half-yearly or yearly—to create a regular flow of funds. Open FD account.

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Benefits offered under Kanya Sumangala Yojana

The scheme provides financial aid in six phases, including:

The Kanya Sumangala Yojana provides financial assistance to families with girl children in six phases:

  1. Birth: Rs. 2,000/- lump sum at the birth of a girl child.
  2. Vaccination: Rs. 1,000/- lump sum after the girl child completes her vaccinations up to one year of age.
  3. Class 1 Admission: Rs. 2,000/- lump sum when the girl child is admitted to first grade.
  4. Class 6 Admission: Rs. 2,000/- lump sum when the girl child is admitted to sixth grade.
  5. Class 9 Admission: Rs. 3,000/- lump sum when the girl child is admitted to ninth grade.
  6. Higher Education: Rs. 5,000/- lump sum for girls who have passed class 12th and enrolled in a graduation or diploma program of two years or more duration.

This phased support reduces financial stress and motivates families to educate daughters without hesitation.

While government aid is phased, FDs compound your money consistently—helping you build a larger education fund over time. Check eligibility.

Conclusion

The Mukhyamantri Kanya Sumangala Yojana is more than just a financial aid program—it’s a powerful step towards creating an equal and supportive environment for girl children in Uttar Pradesh. By supporting girls from birth through higher education, the scheme not only empowers families but also strengthens society.

At the same time, pairing APY benefits with secure savings like Bajaj Finance FDs can amplify your financial planning. With assured returns, flexible tenures, and high safety ratings, FDs ensure that your daughter’s dreams aren’t limited by financial constraints. Check FD rates.

Also read below articles related to government schemes:

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Frequently asked questions

Who is eligible for Kanya Sumangala Yojana?

In one family, two girl children are eligible for benefits under the scheme. The family income must be less than Rs. 3 lakh annually, and they should be permanent residents of Uttar Pradesh.

How much amount is given in Mukhyamantri Kanya Sumangala Yojana?

Upon launch, the Kanya Sumangala Yojana had the provision for providing financial aid of Rs. 25,000 for every girl child in a family. 

What is Kanya Sumangala Yojana?

The Kanya Sumangala Yojana is a scheme in Uttar Pradesh, India, aimed at empowering girls by providing financial assistance to families with girl children. It promotes education, discourages female feticide, and aims to improve the overall well-being of girls.

What is the scheme for girls in UP?

The Kanya Sumangala Yojana is the primary scheme for girls in Uttar Pradesh, offering financial incentives to families with girl children at various stages of their lives, from birth to higher education.

What is the last date for Kanya Sumangala Yojana application?

The last date to apply for the Mukhyamantri Kanya Sumangala Yojana is typically either July 31st of the relevant financial year or 45 days after the admission date, whichever is later.

What should be the age for Kanya Sumangala Yojana?

Girl children born on or after April 1, 2019, are eligible for the full benefits under the Kanya Sumangala Yojana. To avail of the scheme, the account must be opened within six months of the child’s birth, ensuring timely enrollment and access to financial support across various growth stages.

How many girl child from a family can get the benefits of the scheme?

A maximum of two girl children per family are eligible to receive benefits under the Kanya Sumangala Yojana.

How to check eligibility for Kanya Sumangala Yojana?

To be eligible for the Kanya Sumangala Yojana, the family must be permanent residents of Uttar Pradesh, have an annual income below Rs. 3 lakh, and a maximum of two children—preferably two girls—to qualify for the scheme’s benefits.

What is the policy of Sumangala?

The Mukhyamantri Kanya Sumangala Yojana is a welfare scheme by the Uttar Pradesh government that offers financial aid in six stages of a girl’s life, promoting her education, well-being, and social empowerment from birth onward.

Can I open an FD alongside government schemes like Kanya Sumangala Yojana?

Yes, government schemes provide financial aid, while FDs help grow your personal savings. This combination ensures better financial security for your child’s future. Check FD rates.

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