Raising a girl child in India should never be seen as a financial burden, yet many families still struggle with costs related to education, healthcare, and future planning. To ease this pressure, the Government of Uttar Pradesh launched the Mukhyamantri Kanya Sumangala Yojana—a welfare scheme designed to support girl children with financial assistance from birth to higher education.
Alongside such social schemes, families can also secure their future savings with low-risk options like Fixed Deposits (FDs). With assured returns and flexible tenures, FDs provide stability and help parents plan confidently for their child’s milestones.
What is Kanya Sumangala Yojana?
Launched in October 2019, this flagship scheme of the UP government provides up to Rs. 25,000 in financial assistance (as of FY 2024-25) to families for the welfare of girl children. The funds are released in different phases, aligned with key milestones such as birth, vaccination, and school or college admissions. The goal is to promote gender equality, reduce financial stress on families, and ensure that girls have equal opportunities to thrive.
Just like government support comes in stages, Bajaj Finance FD allows you to create FD “ladders” with multiple maturity periods, ensuring funds are available when your child reaches different milestones. Check latest FD rates.
Kanya Sumangala Budget Update (Union & UP 2026–27)
The latest budget figures highlight continued government support for girls’ welfare through dedicated financial allocations.
| Budget area | 2026-27 update |
| UP Women and Child Development | Rs. 18,620 crore proposed for women and child development schemes |
| Increase over previous year | 11% increase in the overall allocation |
| Mukhyamantri Kanya Sumangala Yojana | Approximately Rs. 400 crore proposed |
| Beneficiary coverage | Around 26.81 lakh girls benefited up to early 2026 |
| Union Gender Budget | Rs. 5.01 lakh crore allocated for women and girls |
| National increase | 11.55% higher than the previous year |
Beneficiary coverage status
- The Mukhyamantri Kanya Sumangala Yojana has reached around 26.81 lakh girls in Uttar Pradesh.
- The coverage figure reflects the scheme’s continued reach among eligible girl children.
- The proposed Rs. 400 crore allocation can support continued implementation and beneficiary coverage.
National gender budget context
- The Union Gender Budget for 2026–27 stands at Rs. 5.01 lakh crore.
- This represents an 11.55% increase compared with the previous year.
- The higher allocation reflects continued emphasis on women’s welfare, girls’ development and gender-responsive programmes.
Kanya Sumangala Yojana: Key Highlights
The following table outlines the important features and details of the Kanya Sumangala Yojana:
| Particulars | Details |
|---|---|
| Scheme Name | Kanya Sumangala Yojana |
| Introduced By | Government of Uttar Pradesh |
| Year of Introduction | 2019 |
| Maximum Financial Benefit | Up to Rs. 25,000 |
| Target Beneficiaries | Girl children residing in Uttar Pradesh |
| Eligibility Criteria | Girls born on or after 1 April 2019 |
| Assistance Pattern | Benefits released in 6 instalments |
| Coverage Period | From birth until higher education |
| Payment Method | Direct Benefit Transfer (DBT) |
| Beneficiary Limit | Maximum two girl children per family |
| Nodal Department | Department of Women Welfare, Uttar Pradesh |
| Main Objective | Encourage education, welfare, and empowerment of girl children |
Different levels of implementation of Kanya Sumangala Yojana
| Phase | Milestone | Benefit amount (2019) | Benefit amount (2024) |
| I | Birth of a girl child | Rs. 2,000 | Rs. 5,000 |
| II | Full vaccination before completing 1 year | Rs. 1,000 | Rs. 2,000 |
| III | Admission to the 1st grade in school | Rs. 2,000 | Rs. 3,000 |
| IV | Admission to the 6th grade in school | Rs. 2,000 | Rs. 3,000 |
| V | Admission to the 9th grade in school | Rs. 3,000 | Rs. 5,000 |
| VI | Admission to a bachelor’s program or a diploma program after completing 10th and 12th grades | Rs. 5,000 | Rs. 7,000 |
Recently, the Uttar Pradesh government increased the benefit amount by Rs. 15,000 to Rs. 25,000 in total for the financial year 2024-25.
While Rs. 25,000 is helpful, long-term goals like higher education need more. An FD with Bajaj Finance can grow your savings steadily with interest rates up to 7.75% p.a. Open FD.
Kanya Sumangala Yojana: Latest Updates & Amendments for 2026
The Mukhyamantri Kanya Sumangala Yojana currently provides total assistance of Rs. 25,000 across six stages. The revised assistance became effective from 1 April 2024, replacing the earlier Rs. 15,000 benefit.
| Update | Current provision |
| Total assistance | Rs. 25,000 |
| Number of stages | 6 |
| Stage 1 | Rs. 5,000 after birth |
| Stage 2 | Rs. 2,000 after complete immunisation |
| Stage 3 | Rs. 3,000 on Class 1 admission |
| Stage 4 | Rs. 3,000 on Class 6 admission |
| Stage 5 | Rs. 5,000 on Class 9 admission |
| Stage 6 | Rs. 7,000 after Class 10/12 and eligible higher-study admission |
The Uttar Pradesh government also issued fresh operational directions on 16 January 2026 for more effective implementation. Eligibility continues to require Uttar Pradesh residence, annual family income up to Rs. 3 lakh and applicable family-size conditions.
