Beti Bachao Beti Padhao Yojana

Learn about what is BBBP scheme and how it is empowering girls for a better future in India.
Invest in AAA rated Fixed Deposit
4 mins
26-August-2025

Launched in 2015, the Beti Bachao Beti Padhao scheme focuses on ending gender bias, improving child sex ratios, and promoting education for girls across India. With efforts spanning awareness campaigns, education support, and financial security, this initiative continues to empower young girls.

But while government schemes encourage education and equality, families can also ensure long-term stability by investing in secure options like a Bajaj Finance Fixed Deposit (FD), which provides guaranteed growth for future expenses like education or higher studies.

What is Beti Bachao Beti Padhao scheme?

The Beti Bachao Beti Padhao (BBBP) scheme was introduced by the Government of India with initial funding of Rs. 100 crore. Its mission is to reduce gender discrimination, safeguard girls from harmful practices, and encourage equal opportunities.

Families can also complement this initiative with fixed deposits in their daughter’s name. Unlike government schemes with rigid terms, FDs offer flexible tenures and interest payout options—helping you align savings with your daughter’s educational milestones.

Invest in Bajaj Finance FDs and earn up to 7.30% p.a. returns. Open FD.

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  3. Rated CRISIL AAA/STABLE and [ICRA]AAA(STABLE)
  4. Up to 0.35% p.a. extra interest offered for senior citizens
  5. Flexible interest payout options available - Monthly, Quarterly, Half-yearly, Annually or at Maturity

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Objectives of Beti Bachao Beti Padhao scheme

The scheme’s objectives include:

  • Changing societal mindsets towards girl children.
  • Improving the Child Sex Ratio (CSR) in gender-critical districts.
  • Promoting girls’ education, safety, and equal participation in society.
  • Preventing early marriages and ensuring long-term empowerment.

While BBBP works at the community level, a Bajaj Finance FD ensures individual family security by offering safe, predictable returns to support your daughter’s education journey. Invest now!

Key features of Beti Bachao Beti Padhao scheme

  • Community engagement to raise awareness against gender discrimination.
  • Mass communication campaigns to educate families about the importance of girls.
  • Training for local authorities and school staff to implement change.
  • A special focus on states with critical child sex ratios like Haryana, Punjab, and Uttar Pradesh.
  • Encouragement for families to think of financial planning for their daughters’ future.

Benefits of Beti Bachao Beti Padhao scheme

  1. Financial security through Sukanya Samriddhi Yojana (SSY): Parents can save for their daughter’s education or marriage.
  2. Tax-free interest: SSY currently offers 8.2% p.a. (Jan 2024) with tax-free maturity benefits.
  3. Encouragement for education: Funds can support tuition fees, books, or higher education.
  4. Improved child sex ratio: Campaigns are working to balance gender inequality in many districts.

While SSY locks funds till age 18, Bajaj Finance FD provides more flexibility, with tenures from 12 to 60 months and interest rates up to 7.30% p.a. for senior citizens. Open FD

Eligibility for Beti Bachao Beti Padhao scheme

  • Girl child must be below 10 years of age.
  • Only resident Indians are eligible.
  • Families can open one account per girl child, with a maximum of two accounts per family.
  • NRIs and HUFs are not eligible.

How to apply for Beti Bachao Beti Padhao scheme

  1. Visit an authorised post office or bank.
  2. Collect and fill the BBBP/SSA form.
  3. Submit required documents (birth certificate, Aadhaar, ID proof, address proof, and photos).
  4. Deposit the initial contribution to activate the account.

If you prefer faster, hassle-free investing, Bajaj Finance FD offers a 100% online application process, with minimal documentation and instant confirmation. Check latest rates.

Documents required

  • Girl child’s birth certificate.
  • Parents’/guardians’ identity proof (PAN, Aadhaar, Voter ID, etc.).
  • Address proof (utility bills, passport, ration card, etc.).
  • Passport-size photographs.

Also Read: National Pension Scheme

Expansions of Beti Bachao Beti Padhao scheme

  • Encourage STEM education for girls in secondary schools.
  • Prevent child marriages and ensure adolescent safety.
  • Increase awareness of menstrual hygiene and women’s health.
  • Promote employment opportunities for young women.

Other girl child initiatives by the Indian Government

These initiatives support girl child education, while Bajaj Finance FD supports long-term financial stability by providing assured, market-independent returns for future needs. Check latest rates.

Also Read: Post Office Saving Schemes

Conclusion

The Beti Bachao Beti Padhao scheme is a milestone initiative that promotes equality, education, and safety for girls in India. By focusing on social awareness and financial support, it paves the way for a brighter future.

For parents, complementing such schemes with Bajaj Finance Fixed Deposits can ensure additional financial backing, flexibility, and guaranteed returns—giving your daughter the freedom to dream without financial worries. Open FD.

Calculate your expected investment returns with the help of our investment calculators

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Sukanya Samriddhi Yojana Calculator

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Frequently asked questions

Why is Bajaj Finance FD a safe option for my child’s future?

Bajaj Finance FDs are rated CRISIL AAA/Stable and ICRA AAA/Stable, the highest ratings for safety, ensuring your money grows without market risks. Invest and earn up to 7.30% p.a. with Bajaj Finance FDs.

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Disclaimer

As regards deposit taking activity of Bajaj Finance Ltd (BFL), the viewers may refer to the advertisement in the Indian Express (Mumbai Edition) and Loksatta (Pune Edition) furnished in the application form for soliciting public deposits or refer https://www.bajajfinserv.in/fixed-deposit-archives
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