To access your NPS account or check your balance, you need the following:
- PRAN (Permanent Retirement Account Number)
- Registered mobile number (for SMS and missed call services)
- Registered email ID (for alerts and statements)
- Login credentials (PRAN and password for NSDL portal or Umang app)
- Internet access (for online methods)
Why consider fixed deposits alongside NPS?
While NPS helps build long-term wealth, it is still subject to market volatility. A well-rounded portfolio that includes stable instruments like Fixed Deposits can offer both certainty and liquidity.
How Bajaj Finance FDs Support Your Retirement Plan
- Fixed Returns, No Surprises: Bajaj Finance FDs offer returns of up to 7.30% p.a., unaffected by market fluctuations.
- Income Flexibility: Choose interest payouts monthly, quarterly, half-yearly, yearly or at maturity—ideal for managing post-retirement income.
- Senior Citizen Advantage: Individuals over 60 can enjoy an additional interest rate benefit of up to 0.35% p.a.
- Trusted & Safe: Bajaj Finance FDs carry AAA ratings from both CRISIL and ICRA, ensuring high stability and safety of your investment.
Already planning your future with NPS?
Add stability to your retirement mix with a AAA-rated Bajaj Finance FD today. Check Eligibility.