Fixed Deposit in Surat

Living in a vibrant city like Surat calls for effective financial planning. A fixed deposit in Surat is a reliable investment option, offering security and steady returns. FDs have remained a preferred choice for residents looking to grow their savings while ensuring capital protection. With attractive interest rates and flexible tenures, they provide a smart way to achieve financial stability.

Benefits of Bajaj Finance Fixed Deposit in Surat

Bajaj Finance FDs in Surat combine safety with convenience. Investors enjoy high interest rates, flexible tenures, and quick online booking, along with added security through top credit ratings.

• Attractive returns up to 7.30% p.a.
  Earn up to 6.95% p.a. as a regular customer and up to 7.30% p.a. as a senior citizen.
• Highest credit ratings
  ICRA AAA(Stable) and CRISIL AAA/STABLE ratings assure strong financial credibility and deposit safety.
• Loan against fixed deposit
  Get loans up to 60%–75% of your FD value without breaking your investment.

Bajaj Finserv has built a strong local presence in Surat, offering residents easy access to one of India’s most trusted fixed deposit schemes. With competitive FD rates, flexible options, and a customer-first approach, it is a reliable way to grow your savings securely.

• Strong local presence in Surat: With branches and digital support, customers in Surat can easily open, manage, or renew FDs without hassle.
• Special senior citizen benefits: Senior citizens enjoy up to 0.35% higher interest rates, making it an excellent option for retirement planning.
• Online account management and auto-renewal: Book and track your FD online, set up auto-renewal, and enjoy a completely paperless, time-saving process.

Step-by-Step: How to open an FD in Surat

Opening a Bajaj Finance FD in Surat is quick, secure, and fully online

• Choose investment amount & tenure
  Decide how much you want to invest and select a suitable duration
• Fill application form online
  Complete the FD booking form on the Bajaj Finserv website or app
• Upload KYC documents
  Submit your Aadhaar, PAN, and other required documents online
• Transfer funds securely
  Pay your investment amount via net banking, UPI, or debit card
• Receive the FD certificate
  Once processed, your FD certificate will be shared digitally

Fixed Deposit eligibility & documents in Surat

Anyone in Surat can invest in a Bajaj Finance FD, provided they meet basic eligibility and KYC requirements.

Eligibility

• Indian resident: Individual, senior citizen, or minor
• NRI (Non-Resident Indian)
• Business owner/Partner
• Clubs, associations, societies, or family trusts

Documents Required

• PAN card

• Any KYC document: Aadhaar, Passport, Voter ID, Driving Licence

• Passport-size photograph

Conclusion

Fixed deposits offer a secure and reliable way to grow your money. By understanding the benefits, types of FDs available you can make informed investment decisions that align with your financial goals and risk tolerance. Remember to compare interest rates offered by different institutions and choose an FD that best suits your requirements. With careful planning and the, you can build a secure financial future in Surat.