Pradhan Mantri Matru Vandana Yojana (PMMVY) - Eligibility & Benefits

Under PMMVY, Rs. 5,000 is provided for the first child in two installments and Rs. 6,000 for the second child if it's a girl, after birth. The scheme supports pregnant and lactating women to improve health, nutrition, and compensate for wage loss.
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3 min
06-June-2025

The Pradhan Mantri Matru Vandana Yojana (PMMVY) is a centrally sponsored maternity benefit scheme launched on 1st January 2017 by the Ministry of Women and Child Development, Government of India. Implemented under Section 4 of the National Food Security Act (NFSA), 2013, it provides financial support to pregnant and lactating mothers. The scheme covers the first two living children, with benefits for the second child available only if the child is a girl. Its core objectives are to improve maternal and child health, support nutrition, and compensate for wage loss during pregnancy and postnatal care.

For the first child, a maternity benefit of Rs. 5,000 is given in two installments under PMMVY, and the beneficiary is also eligible for a cash incentive under the Janani Suraksha Yojana (JSY) after institutional delivery, totaling an average of Rs. 6,000. For the second child, a benefit of Rs. 6,000 is provided in one installment after the birth, only if the child is a girl. This program is a vital step towards ensuring the well-being of mothers and their children across the nation, emphasizing the benefits of health insurance in the country.

Details of PMMVY

Given below is a brief overview of the scheme:

Aspect

Description

PMMVY full form

Pradhan Mantri Matru Vandana Yojana

Objective

To provide financial assistance to pregnant women and lactating mothers

Eligibility

Pregnant and lactating women, excluding those in regular employment with the government

Benefits

A cash incentive of Rs. 5,000

Application process

Apply through Anganwadi Centers or approved health facilities


The PMMVY scheme aims to improve the health and nutrition status of pregnant women and lactating mothers by providing financial incentives.

Objectives of PMMVY

The following criteria are used to identify women from socially and economically disadvantaged sections of society for eligibility under the scheme:

  • Women belonging to Scheduled Castes (SC) or Scheduled Tribes (ST)
  • Women who are partially (40%) or fully disabled (Divyang Jan)
  • Women holding a BPL ration card
  • Beneficiaries under the Pradhan Mantri Jan Arogya Yojana (PMJAY) of Ayushman Bharat
  • Women possessing an e-Shram card
  • Women farmers receiving benefits under the PM-Kisan Samman Nidhi scheme
  • Women with an active MGNREGA job card
  • Women whose total family income is below Rs. 8 lakh per annum
  • Pregnant and lactating women working as Anganwadi Workers (AWWs), Anganwadi Helpers (AWHs), or Accredited Social Health Activists (ASHAs)
  • Any other category specified by the Central Government

However, pregnant and lactating women employed in regular positions with the Central or State Government, Public Sector Undertakings (PSUs), or those receiving similar maternity benefits under any existing law are not eligible for benefits under PMMVY.

Who is eligible for Pradhan Mantri Matru Vandana Yojana (PMMVY)?

To qualify for benefits under the Pradhan Mantri Matru Vandana Yojana (PMMVY), the following conditions must be met:

  • The applicant must be a pregnant woman aged 19 years or older.
  • She should be employed and experiencing wage loss due to pregnancy.
  • The scheme applies only to the first live birth.
  • The beneficiary must apply for PMMVY benefits within 270 days of childbirth.
  • In the case of a second pregnancy resulting in twins, triplets, or more—with at least one girl child—the beneficiary is eligible for an incentive under the PMMVY 2.0 norms for the second girl child.

Criteria for socially and economically disadvantaged women

Women belonging to the following categories are recognised as socially and economically disadvantaged:

  • Scheduled Castes (SC) or Scheduled Tribes (ST)
  • Women who are partially (minimum 40%) or fully disabled (Divyang Jan)
  • Women holding a BPL ration card
  • Beneficiaries under the Pradhan Mantri Jan Arogya Yojana (PMJAY) of Ayushman Bharat
  • Women with a valid e-Shram card
  • Women farmers enrolled under the PM-Kisan Samman Nidhi scheme
  • Women possessing a MGNREGA job card
  • Women with a total annual family income of less than Rs. 8 lakh
  • Pregnant and lactating Anganwadi Workers (AWWs), Anganwadi Helpers (AWHs), and Accredited Social Health Activists (ASHAs)
  • Women holding ration cards under the National Food Security Act (NFSA), 2013
  • Any other category as specified by the Central Government

These criteria ensure that the scheme supports women most in need of maternity-related financial assistance.

What are the benefits under PMMVY

The scheme provides benefits to women for their first two living children, with the condition that the second child must be a girl. For the first child, a total of Rs. 5,000 is given in two instalments. For the second child, if it is a girl, a one-time benefit of Rs. 6,000 is provided after birth. However, to claim the second child benefit, registration during pregnancy is mandatory. This provision aims to improve the sex ratio at birth and discourage female foeticide.

Cash incentive:
Eligible women receive a cash incentive of Rs. 5000 for the first child, provided in two installments, and Rs. 6000 for the second child, subject to the condition that the second child is a girl. This amount is provided in one installment after the birth of the second girl child.

Health and nutrition support:
Under the Pradhan Mantri Matru Vandana Yojana (PMMVY), pregnant and lactating mothers receive financial assistance to support their health and nutrition. This helps ensure access to essential nutrients, promoting maternal and infant well-being.

Promoting institutional deliveries:
PMMVY encourages pregnant women to opt for institutional deliveries by providing financial incentives. This reduces maternal and infant mortality rates by ensuring professional medical care and a safer birthing environment.

Timely vaccinations:
The scheme emphasizes timely vaccinations for both mothers and infants, supporting immunity development. By promoting vaccination schedules, it reduces the risk of preventable diseases for newborns and their mothers.

Mandatory registration:
To avail benefits for the second child, registration during pregnancy is mandatory.

DBT enabled account:
The beneficiary will receive the benefits in a Direct Benefit Transfer (DBT) enabled account via the Public Financial Management System (PFMS) integration. The Aadhaar Lookup Service of the National Payments Corporation of India (NPCI) is being integrated to ensure Aadhaar Enabled Based Payment.

Miscarriage/still birth:
In case of miscarriage or stillbirth, the beneficiary will be treated as a fresh beneficiary in the event of any future pregnancy.

Application period:
Eligible beneficiaries can apply for the benefit under the PMMVY scheme within 270 days from the child's birth.

Multiple births:
If a beneficiary delivers twins, triplets, or quadruplets in her second pregnancy, with one or more children being girls, she will receive an incentive for the second girl child as per the PMMVY 2.0 norm.

These benefits are designed to support and encourage women to take care of their health during pregnancy and after childbirth, as well as to promote the well-being of their children.

What are the scheme conditions under PMMVY?

The PMMVY outlines specific conditions for receiving maternity benefits, with separate eligibility and instalment structures for the first and second child.

Scheme condition for first child

Condition

Details

Eligibility

First live birth

Age Requirement

Woman must be 19 years or older

Benefit Amount

Rs. 5,000 in two instalments

Purpose

Compensation for wage loss during pregnancy

Registration

Mandatory during pregnancy


Scheme condition for second child (If it is a girl child)

Condition

Details

Eligibility

Second live birth, only if the child is a girl

Benefit amount

Rs. 6,000 (one-time instalment)

Pregnancy registration

Mandatory, along with at least one ANC within 6 months of LMP

Location for ANC

At Anganwadi Centre (AWC) or approved health facilities as identified by State/UT

Child birth registration

Birth of the girl child must be registered under the scheme

Immunisation requirement

Girl child must receive all due vaccines under UIP up to 14 weeks of age

 

Eligibility criteria for Pradhan Mantri Matru Vandana Yojana

Scheme aims to cover women belonging to socially, economically disadvantaged, and marginalised sections of society. Any of the following eligibility criteria is required to avail the benefit of PMMVY:

  • The applicant must be 19 years or older at the time of first pregnancy
  • Women must be a resident of India
  • Women belonging to scheduled castes and scheduled tribes
  • Women who are partially (40%) or fully disabled (Divyang Jan)
  • Women holder of BPL ration Card
  • Women Beneficiaries under Pradhan Mantri Jan Aarogya Yojana (PMJAY) under Ayushman Bharat.
  • Women holding E-shram card
  • Women farmers who are beneficiaries under Kisan Samman Nidhi
  • Women holding MGNREGA Job Card
  • Women whose net family income is less than Rs. 8 lakh per annum
  • Pregnant and Lactating AWWs/ AWHs/ ASHAs
  • Women holding Ration Card under NFSA Act 2013
  • Any other category as may be prescribed by the Central Government

What is covered under PMMVY?

The following benefits are covered under the Pradhan Mantri Matru Vandana Yojana (PMMVY):

  • Financial assistance: Rs. 5,000 is provided in installments to pregnant and lactating mothers for their first live birth to support their health and nutrition needs.
  • Antenatal care: Support for prenatal check-ups and healthcare during pregnancy.
  • Institutional deliveries: Financial incentives to encourage deliveries in hospitals or health facilities.
  • Vaccination support: Promotion of timely vaccinations for mothers and newborns to prevent diseases.

What is not covered under PMMVY?

Given below are the exclusions under the Pradhan Mantri Matru Vandana Yojana (PMMVY):

  • The beneficiary's husband's Aadhaar is not mandatory for availing the benefits under the scheme.
  • The scheme is only applicable for the first live birth of a woman. Subsequent pregnancies are not eligible for benefits.
  • Pregnant women and lactating mothers in regular employment with the Central Government, State Government, or Public Sector Undertakings, or those receiving similar benefits under any existing law, are not entitled to benefits under PMMVY.
  • The scheme does not extend benefits to women who adopt children, as it is specifically designed for biological mothers.
  • While there is no specific income limit, the scheme is primarily intended for women from lower income brackets, and those with higher incomes may not be the main focus.
  • Women who fail to complete the required health check-ups or neglect to register for the scheme may forfeit the benefits.

How to apply for PMMVY

You can follow the steps below for PMMVY apply online registration to access the benefits under the Pradhan Mantri Matru Vandana Yojana:

Step 1: You can visit the htpps://pmmvy.nic.in portal for self-beneficiary registration

Step 2: Beneficiary can also contact nearest Anganwadi worker or ASHA worker for registration on the portal

Step 3: As the payment is Aadhar based payment so Name of beneficiary in Aadhar and Bank account should be same and bank account should be linked with Aadhar

Step 4: Before registration on the portal beneficiary should have the following information:

  • Name of beneficiary
  • Aadhar Number
  • Mobile number
  • Address
  • LMP date
  • ANC date
  • Eligibility criteria (Copy also)
  • Childbirth date

Conclusively, to apply online for PMMVY scheme, visit the official PMMVY website or use the National Health Portal. Complete the application form and submit the required documents to access benefits.

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Documents required to enrol for PMMVY

Given below is the list of documents required for PMMVY registration online to enroll in the Pradhan Mantri Matru Vandana Yojana:

First instalment:

  • MCP (Mother and Child Protection) card
  • Aadhar card
  • One of the prescribed eligibility certificates
  • LMP (Last Menstrual Period) date and ANC date

Second instalment:

  • Childbirth certificate
  • Aadhar card
  • Child has completed first cycle of immunisation (14 weeks)

Third instalment:

  • Form 1C
  • MCP card
  • Aadhaar card
  • Child
  • Birth registration certificate

How to check PMMVY status by Aadhar card number?

To PMMVY check status by Aadhar card number, visit the official PMMVY portal or use the Janani Suraksha Yojana website. Enter your Aadhar card number, along with other required details, to track the application status and confirm benefit disbursement.

Steps to check PMMVY payment status

You can check the PMMVY beneficiary payment status online to see which installments you have received by following these steps:

  • Step 1: Visit the official Public Financial Management System website (pfms.nic.in/).
  • Step 2: Click on the ‘Know Your Payment’ option under the ‘Payment Status’ section.
  • Step 3: Enter your bank name, account number, and word verification.
  • Step 4: Click on ‘Send OTP on Registered Mobile No.’ to view your PMMVY payment status.

The PMMVY scheme payment details, including the number of installments claimed, will be displayed.

How to download PMMVY scheme card online?

There is no need to download a separate PMMVY card, as the beneficiary can use the unique ID mentioned on their Mother and Child Protection (MCP) card. The MCP card records various details and check-ups related to pregnancy and can be used to educate families about the importance of institutional deliveries. It also serves as an identification proof. The MCP card features positive images that help the mother and her family understand the nutritional requirements and developmental milestones of a child.

Common issues in PMMVY application and how to solve them

  • Incomplete or incorrect documentation: Missing ID proof, bank details, or pregnancy-related documents can delay approval. Double-check all documents before submission.
  • Delayed registration: Late pregnancy registration may lead to rejection. Ensure you register within the prescribed time frame (ideally within 150 days from LMP).
  • Bank account errors: Incorrect account numbers or inactive accounts may block payments. Link a valid, active Aadhaar-seeded bank account.
  • Duplicate applications: Submitting multiple applications can cause disqualification. Apply only once per eligible pregnancy.
  • Technical issues in online portal: Website errors or failed uploads may occur. Visit the nearest Anganwadi Centre for manual assistance if needed.

Pradhan Mantri Matru Vandana Yojana (PMMVY) helpline number

For all PMMVY scheme details, it is advisable to directly contact the government authorities. You can contact the concerned authorities with any queries related to PMMVY through:

Helpline number

011-23382393

Address

Ministry of Women and Child Development, Government of India Shastri Bhawan, New Delhi


You may verify the status of the Pradhan Mantri Matru Vandana Yojana using the PMMVY beneficiary registration details, such as the PAN or Aadhaar card. Alternatively, access the PMMVY scheme web portal using valid credentials to check the PMMVY status.

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Frequently asked questions

What is Pradhan Mantri Matru Vandana Yojana?

Pradhan Mantri Matru Vandana Yojana (PMMVY) is a government-run maternity benefit program launched by the Ministry of Women and Child Development in 2017. The scheme aims to provide financial assistance to pregnant women and lactating mothers.

Who is eligible for PMMVY benefits?

Pregnant women and lactating mothers (up to 6 months after delivery) with an institutional delivery who are over 18 years of age and have completed their first trimester of pregnancy are eligible for the PMMVY scheme benefits. The eligible women should also be citizens of India and their family should not have monthly income higher than Rs. 12,000.

How do I avail of PMMVY benefits?

The eligible women can avail of the PMMVY benefits by registering themselves at an Anganwadi centre or a approved healthcare facility. After the registration, the beneficiary has to provide her bank account details and Aadhaar card information. The bank account must be in the name of the beneficiary and must be linked to the Aadhaar card.

Who is eligible for PMMVY scheme eligibility?

Eligibility for the PMMVY scheme includes pregnant and lactating women who are expecting their first child. They must not be in regular employment with the central or state government or any public sector undertaking.

How can I check my PMMVY status online?

To check your PMMVY status online, visit the official PMMVY website and navigate to the ‘Check Status’ section. Enter the required details such as your registration number or Aadhaar number and submit the form. The portal will then display your PMMVY application status, providing information on whether your application has been processed and approved.

What is the total amount of PMMVY?

The total amount provided under the Pradhan Mantri Matru Vandana Yojana (PMMVY) is Rs. 5,000 for the first child, with an additional cash incentive under the Janani Suraksha Yojana (JSY), averaging Rs. 6,000.

How to login to PMMVY?

To log in to PMMVY, visit the official PMMVY website, enter your registered mobile number or email, password, and CAPTCHA code, then click on the login button.

When was PMMVY established?

The Pradhan Mantri Matru Vandana Yojana (PMMVY) was established on January 1, 2017.

When will you receive PMMVY benefits?

Under the Pradhan Mantri Matru Vandana Yojana (PMMVY), benefits are disbursed in three installments during different stages of pregnancy. The first installment is provided upon early pregnancy registration, the second after the completion of at least one antenatal check-up, and the third after the birth registration and the first cycle of immunisation.

What are the benefits of PMMVY for pregnant women?

The Pradhan Mantri Matru Vandana Yojana (PMMVY) provides financial assistance of Rs. 5,000 to pregnant and lactating women. This helps support their health and nutrition, encouraging institutional deliveries, timely vaccinations, and postnatal care, ultimately improving maternal and child health.

How to track your PMMVY application status?

To track your PMMVY application status, visit the official PMMVY web portal and enter your application ID or Aadhar number. You can also check the status via the mobile app by providing the necessary details.

How can you check PMMVY status by Aadhar?

To PMMVY check status by Aadhar, visit the PMMVY portal and enter your Aadhar number along with other required details. This will help you track your application status and confirm the disbursement of benefits.

What is the first child installment of PMMVY?

Under the Pradhan Mantri Matru Vandana Yojana (PMMVY), for the first live birth, a total benefit of Rs. 5,000 is provided in two instalments. These are disbursed upon meeting specific conditions like early pregnancy registration, antenatal check-ups, and postnatal child immunization milestones.

What are the objectives of the Pradhan Mantri Matru Vandana Yojana?

The key objectives of PMMVY are:

  • To provide partial wage compensation to working women during pregnancy and postnatal periods.
  • To ensure better health and nutrition for pregnant women and lactating mothers.
  • To encourage early registration, antenatal care, and child immunization.
  • To help improve the Sex Ratio at Birth and discourage female foeticide.
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