The eligibility criteria for registering on the Ayushman Bharat portal vary for rural and urban households. With an important update in September 2024, the Union Cabinet expanded AB-PMJAY coverage to all senior citizens aged 70 and above, irrespective of income or occupation. This makes ayushman card online registration even more essential for families looking to secure cashless treatment benefits quickly and conveniently.
Here’s a detailed breakdown of the eligibility guidelines:
Eligibility for rural households
Rural families qualify for the AB-PMJAY scheme if they meet at least one of the following deprivation conditions:
- D1: Living in a single-room dwelling with kucha (unplastered) walls and roof
- D2: No adult household member between 16 and 59 years of age
- D3: No adult male member between 16 and 59 years of age
- D4: Presence of a differently-abled member with no able-bodied adult to support
- D5: Belonging to Scheduled Caste (SC) or Scheduled Tribe (ST) groups
- D7: Landless households earning primarily through manual labour
Eligibility for urban households
In urban areas, eligibility is based on occupation. The following categories of workers can register under the Ayushman Bharat scheme:
- Beggars and ragpickers
- Domestic workers
- Street vendors, hawkers, cobblers, and other roadside service providers
- Construction workers, plumbers, security guards, painters, masons, welders, porters, and head-loaders
- Sweepers, gardeners, and sanitation workers
- Artisans, handicraft workers, tailors, and home-based workers
- Transport workers including drivers, conductors, helpers, rickshaw and cart pullers
- Shop assistants, delivery helpers, waiters, and peons in small businesses
- Electricians, mechanics, repair workers, and assemblers
- Watchmen (chowkidars) and washer-men
Who is not eligible for Ayushman Bharat Yojana Registration?
While the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) is designed to support economically vulnerable families, certain individuals and households are excluded from registration based on their income, assets, or occupation. Below are the categories that do not qualify for Ayushman Bharat portal registration:
- Government employees
- Individuals owning more than 5 acres of agricultural land
- Owners of agricultural machinery, such as tractors or harvesters
- Vehicle owners – including two-wheelers, three-wheelers, or four-wheelers
- Farmers with a Kisan Credit Card with a credit limit of ₹50,000 or more
- Owners of motorised fishing boats
- Urban residents earning more than ₹10,000 per month
- Households with certain amenities, like refrigerators or landline phone connections
- Residents of well-constructed (pucca) houses
Who is not eligible for Ayushman Bharat Yojana Registration?
While the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) is designed to support economically vulnerable families, certain individuals and households are excluded from registration based on their income, assets, or occupation. Below are the categories that do not qualify for Ayushman Bharat portal registration:
- Government employees
- Individuals owning more than 5 acres of agricultural land
- Owners of agricultural machinery, such as tractors or harvesters
- Vehicle owners – including two-wheelers, three-wheelers, or four-wheelers
- Farmers with a Kisan Credit Card with a credit limit of ₹50,000 or more
- Owners of motorised fishing boats
- Urban residents earning more than ₹10,000 per month
- Households with certain amenities, like refrigerators or landline phone connections
- Residents of well-constructed (pucca) houses
Features of the PMJAY registration portal
- Link Aadhaar: Users can link their Aadhaar card to the PMJAY portal for easy verification and seamless processing during the PMJAY self-registration process.
- Add ember: Using the portal, you can add eligible family members to your Ayushman Bharat Yojana registration, ensuring comprehensive healthcare coverage for your family.
- Redo e-KYC: You can update or redo your e-KYC information on the PMJAY self-registration portal to ensure accuracy.
- Check application status: Users can check the current status of their application and beneficiary details directly on the portal.
What are the certificates required for PMJAY registration?
Apart from the primary documents mentioned above, certain certificates may be required for specific categories of beneficiaries to apply for PMJAY govt registration. These certificates may include:
- Disability certificate: Individuals with disabilities may need to provide a disability certificate for appropriate categorisation.
- Senior citizen certificate: Elderly beneficiaries may need to provide a senior citizen certificate during the PMJAY Ayushman card registration process.
- Government employee certificate: Government employees seeking PMJAY benefits may need to provide an employee certificate.
- Economically Weaker Section (EWS) certificate: Individuals from the economically weaker sections may require an EWS certificate to prove their eligibility for the Ayushman Bharat PMJAY registration.