Aarogyasri Telangana - Application, Eligibility, Features, and Benefits

Aarogyasri Health Care Trust is a Telangana government health insurance program offering free medical treatment to individuals below the poverty line or classified as vulnerable by the state.
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3 min
23-April-2025

Aarogyasri Telangana, a flagship healthcare initiative, revolutionizes medical accessibility in the state. Offering comprehensive coverage for critical ailments, surgeries, and treatments, it ensures citizens receive quality healthcare without financial strain. With its wide network of empaneled hospitals and streamlined processes, Aarogyasri scheme is a boon for health equity and social welfare in Telangana.

Aarogyasri scheme: An Overview

Scheme name

Aarogyasri Health Insurance Scheme

Regulatory authority

Aarogyasri Health Care Trust

Inception year

2007

Official website

https://aarogyasri.telangana.gov.in/ASRI2.0/

Objective of the scheme

Catering to the healthcare needs of below poverty line population

Eligibility

Valid for Below Poverty Line (BPL) families

Validity of Aarogyasri of Telangana

Lifetime

Aarogyasri helpline phone number, Telangana

040 2354 7107


What is the Aarogyasri Telangana scheme?

The Aarogyasri Scheme is a community health insurance program designed to cater to the healthcare needs of the underprivileged population in the state of Telangana. Implemented by the state government, this initiative operates on a Public-Private Partnership (PPP) model, seamlessly integrating government and private healthcare providers. Beneficiaries receive a Telangana Aarogyasri card, granting access to cashless medical treatment at empanelled hospitals. Through a meticulously crafted framework, it offers end-to-end cashless medical services for identified diseases, ensuring that financial constraints do not hinder access to critical healthcare.

What is Aarogyasri Health Care Trust?

The Aarogyasri Health Care Trust is a government initiative in Telangana, India, aimed at providing quality healthcare to citizens. It operates as a trust to manage funds and resources for the Aarogyasri scheme, offering financial support for medical treatments to eligible beneficiaries. The trust collaborates with hospitals and healthcare providers, ensuring access to essential services without financial constraints. Through its efforts, the Aarogyasri Health Care Trust plays a crucial role in promoting health equity and improving the well-being of individuals and families across Telangana.

Pro Tip

A comprehensive health plan not only covers hospitalization but also pre & post-treatment expenses, ensuring complete financial protection against rising medical costs.

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Features of the Aarogyasri health insurance scheme

Given below are the key features of Aarogyasri Telangana scheme:

  • Comprehensive coverage: The scheme provides coverage for a wide array of medical services, including high-end procedures such as cochlear implantation surgery, medical oncology, organ transplantation surgeries, maintenance hemodialysis, and thalassemia treatment.
  • Transparent process: From diagnosis to claim payment, the entire process is conducted transparently through online web-based platforms, minimising the scope for misuse and fraud.
  • Primary care emphasis: In addition to secondary and tertiary care, the scheme emphasises primary care by offering free screening and outpatient consultation services in network hospitals, complementing the existing government healthcare infrastructure.
  • Real-time monitoring: District-level monitoring committees oversee the implementation of the scheme, ensuring effective mobilisation and utilisation of resources.

Benefits of Aarogyasri Telangana scheme

Provides comprehensive medical coverage, financial assistance, and quality healthcare services for citizens. Given below are few of its benefits:

Equitable access: By removing financial barriers, the scheme ensures equitable access to quality healthcare services, safeguarding Below Poverty Line (BPL) families against catastrophic health expenditures.

High-end procedure coverage: Aarogyasri provides coverage for high-end procedures beyond the financial limit, including organ transplantation surgeries and cochlear implantation, relieving the financial burden.

Pre-existing conditions: Pre-existing cases of identified diseases are covered under the scheme, offering much-needed relief to patients with chronic health conditions.

What is the eligibility for the Aarogyasri Telangana scheme?

  • Must be a resident of Telangana.
  • Belong to a Below Poverty Line (BPL) family.
  • Possess a valid Aarogyasri health card or white ration card.
  • The scheme primarily covers families with an annual income below ₹5 lakh.
  • Only eligible for government-notified tertiary care treatments.

What are the inclusions of the Aarogyasri health insurance scheme?

The scheme encompasses a broad spectrum of medical services, including:

  • 949 secondary and tertiary care procedures
  • 126 follow-up packages
  • 9 organ transplantation packages, along with lifelong 28 immunosuppressive follow-up packages for the given below 9 organ transplantation:
    • Cadaver liver transplantation surgery
    • Live liver transplantation surgery
    • Cadaver heart transplantation surgery
    • Cadaver renal transplantation surgery
    • Live renal transplantation surgery
    • Cadaver lung transplantation surgery
    • Allogeneic stem cell transplantation treatment
    • Autologous stem cell transplantation treatment
    • Cadaver heart and lung transplantation surgery package

Additionally, it extends coverage to pre-existing diseases and offers comprehensive follow-up services for optimal post-treatment care.

What are the exclusions of the Aarogyasri health insurance scheme?

While the Aarogyasri Scheme offers extensive coverage, certain exclusions apply. These may include procedures not listed under the scheme, conditions deemed ineligible for coverage, and cases where treatment is sought outside the network of designated healthcare providers.

In conclusion, the Aarogyasri Telangana Scheme stands as a testament to the government's commitment to prioritise healthcare accessibility for the vulnerable sections of society. Through its inclusive approach, robust infrastructure, and unwavering focus on quality care, it serves as a lifeline for countless individuals, offering them a pathway to better health and well-being.

Read more: Beneficiary NHA Portal For PMJAY & Ayushman Bharat Yojana

How to register in Aarogyasri Telangana

  • Visit the official Aarogyasri Telangana website: https://www.rajivaarogyasri.telangana.gov.in.
  • Click on the 'New Enrollment' option.
  • Fill in the required personal and family details in the enrollment form.
  • Upload necessary documents such as proof of identity, income, and residence.
  • Submit the form and note the acknowledgment details for future reference.​

How to apply for an Aarogyasri Card in Telangana

Online Application:

  • Visit the official Aarogyasri Telangana website.
  • Select the 'New Enrollment' option.
  • Complete the application form with personal and family details.
  • Upload required documents like Aadhaar card, income certificate, and proof of residence.
  • Submit the application and save the acknowledgment for tracking.

Offline Application:

  • Download the 'YSR Aarogyasri Health Card Proforma' from the official website.
  • Print and fill out the form with accurate details.
  • Attach photocopies of necessary documents.
  • Submit the completed form to the nearest Aarogyasri office or designated center.
  • Await verification and issuance of the Aarogyasri card.​

Significance of health Insurance for all

Be it enrolling in a government-initiated health insurance scheme or buying a private health insurance policy, having health insurance holds importance in India for several reasons:

  • Financial security: It provides a crucial safety net against escalating healthcare costs, ensuring individuals and families are not burdened by hefty medical bills.
  • Access to quality healthcare: Health insurance facilitates access to a network of hospitals and healthcare providers, ensuring timely and adequate medical treatment.
  • Preventive care coverage: Many health insurance plans cover preventive care services such as health check-ups and screenings, promoting early detection and prevention of diseases.
  • Risk management: By pooling risks and resources, health insurance spreads the financial burden of healthcare expenses across a larger population, reducing individual financial risks.
  • Equitable healthcare access: It promotes social equity by offering healthcare access to all, regardless of their financial status or background.
  • Emergency preparedness: Having health insurance ensures preparedness for unexpected medical emergencies, offering a sense of security and stability.
  • Family protection: Health insurance covers the medical needs of the entire family, ensuring their well-being and protection against unforeseen health challenges.
  • Coverage for critical illnesses: Many health insurance plans offer coverage for critical illnesses, providing financial support for expensive treatments.
  • Tax benefits: Health insurance premiums are eligible for deductions under Section 80D of the Income Tax Act, incentivising individuals to invest in health insurance for themselves and their families.
  • Promotion of wellness programs: Some health insurance plans offer wellness programs and incentives for maintaining a healthy lifestyle, encouraging individuals to adopt healthier habits and prevent illnesses.

For more information and to avail of the benefits offered by the Aarogyasri Telangana Scheme, visit the official website: www.aarogyasri.telangana.gov.in.

Also, check some other government schemes

Also Read

Central Govt Health Scheme

ABHA card

BIS PMJAY Registration

How to download Ayushman Card

PMJAY Registration

Benefits of Ayushman Bharat Yojana

Frequently asked questions

Is the Aarogyasri Telangana scheme available outside of Telangana?

No, the Aarogyasri Telangana Scheme is exclusively available to the residents of Telangana. As a state-run program, it is not accessible in other states or Union Territories within India.

What documents are required to apply for the Aarogyasri Telangana Scheme?

To apply for the Aarogyasri Telangana Scheme, you typically need documents such as proof of residence in Telangana, income certificate or Below Poverty Line (BPL) card, identity proof, and any other documents as specified by the scheme authorities. Detailed requirements can be obtained from the nearest Aarogyasri Telangana facility or through their official website.

Can I avail of cashless treatment outside the network of hospitals under Aarogyasri Telangana?

Typically, Aarogyasri Telangana offers cashless treatment within its network of hospitals. However, in exceptional cases or emergencies where treatment is sought outside the network hospitals, reimbursement may be possible subject to the scheme's terms and conditions. It is advisable to consult with Aarogyasri Telangana authorities for guidance in such situations.

Who is eligible for Aarogyasri in Telangana?

The Aarogyasri scheme in Telangana is primarily for families living below the poverty line (BPL) who possess a valid white ration card issued by the Civil Supplies Department. Applicants must be permanent residents of Telangana. However, the state government has recently proposed expanding the scheme to provide ₹10 lakh coverage to all citizens, regardless of ration card status, aiming to make healthcare universally accessible.

How do I download my Aarogyasri card?

To download your Aarogyasri card, visit the official Telangana Aarogyasri portal at rajivaarogyasri.telangana.gov.in. Go to the 'Download' section and select the 'Aarogyasri Health Card' option. You’ll need to log in with your registered details, after which you can view, download, and print your card for future medical use.

What is the ₹10 lakhs Aarogyasri Telangana?

The ₹10 lakh Aarogyasri coverage in Telangana is an upgraded healthcare initiative by the state government that provides financial protection of up to ₹10 lakh per family per year for medical expenses. This enhancement from the earlier ₹5 lakh limit also includes 163 additional treatment procedures, aiming to offer more inclusive and comprehensive healthcare benefits across the state.

What are the diseases covered by Aarogyasri in Telangana?

The Aarogyasri scheme in Telangana covers over 1,700 medical procedures, including treatments for major diseases like cancer, heart conditions, kidney disorders, neurological illnesses, orthopedic issues, and gastrointestinal diseases. It supports surgeries, advanced diagnostics, and critical care, ensuring broad medical coverage for eligible individuals in need of specialized healthcare.

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