1 min read
25 May 2021

Loans against property, also known as LAP, are becoming increasingly popular among borrowers. They are convenient, have a longer tenor, lower EMIs and are relatively cheaper than other types of loans. A Loan Against Property is like a secured personal loan that the loan amount can be used for any purpose.

Being backed by assets or property, it is a more affordable mode of financing than a personal loan. Mortgage loan is preferred by borrowers as it provides the money that can be used for any purpose, such as business expansion, overseas education costs or a medical emergency.

Did you know your property can do more than just serve as a place to live or work? With a loan against property, you can unlock its true potential and fund your dreams. Whether it’s scaling your business, sending your child overseas for education, or managing unforeseen medical expenses, Bajaj Finance makes it easy. With competitive interest rates, flexible tenure, and a high loan amount, your property becomes the key to a brighter financial future. Get loan of up to Rs. 10.50 crore against your property within 72 hours* of the approval.

Bajaj Finserv Loan Against Property come with a host of benefits that make it one the most preferred Loan Against Property in India.

1. Competitive interest rates

Loan against property come with a low interest rate than compared to other types of loan. With a competitive rate from Bajaj Finserv, your Loan Against Property EMIs are affordable and manageable.

Click this link to fill the application form for loan against property, and the company’s representative will get in touch with the best rates available for you.

2. High loan amount

Loan against property are high value loans. Your property is put up as collateral, and the loan amount can go up to 80% of the value of that property. Property values are among the most expensive assets that a person owns. Therefore, the loan amount is also very high.

Why juggle high-interest loans when your property can help you secure a better deal? A loan against property not only comes with a lower interest rate but also offers the flexibility to use the funds for any purpose—be it personal or professional. With Bajaj Finance, enjoy the convenience of a large loan amount, customisable repayment terms, and seamless processing. Take the stress out of financing your needs and get a loan against property now!

Additional Read: Tax Benefits on Loan Against Property

Bajaj Finserv offers sizeable Loan Against Property sanctions to both salaried and professional applicants, basis eligibility.

3. Flexible loan tenure

Bajaj Finserv’s Loan Against Property offer a convenient and hassle-free repayment experience with its flexible tenor.

Additional Read: Ideal Tenure of Your Loan Against Property

Salaried individuals and self-employed individuals select a tenor that can be anything from up to 15 years*.

Imagine having access to funds whenever you need them, all without selling your precious property. That is the beauty of a loan against property. It is like a financial backup that’s always there for you. Bajaj Finance ensures you get the best value with minimal hassle. Don’t just own a property—let it empower you. By using your property as collateral, you can unlock access to large funds of up to Rs. 10.50 crore—it is a smart way to manage your finances with ease! Get funds within 72 hours* of approval.

4. Balance transfer facility

The competitive interest rates coupled with the ease of repayment process, make it an attractive option even to those who have existing Loan Against Property from other financial institutions. With Bajaj Finserv you can easily transfer the balance on your existing Loan Against Property at a better deal.

The transfer is made hassle-free with minimum documentation requirements, and you also get a high value top-up loan as per your needs.

Facing a financial challenge? Your property holds the solution. With a Loan Against Property from Bajaj Finance, you can convert your challenges into opportunities with ease. Competitive rates, high loan amounts, and flexible repayment make it a practical choice for handling big-ticket expenses. From funding large medical expenses to fulfilling long-term aspirations, your property can support you like never before. Why let your dreams wait? Get our loan against property of up to Rs. 10.50 crore and turn your asset into a solution.

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