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Why is Bajaj Finserv the most preferred Loan Against Property lender in India?

  • Highlights

  • Secured loans at competitive rates

  • High-value loans up to Rs.3.5 crore

  • Flexible tenor for convenient repayment

  • Flexi Hybrid feature

Loans against property, also known as LAP, are becoming increasingly popular among borrowers. They are convenient, have a longer tenor, lower EMIs and are relatively cheaper than other types of loans. A Loan Against Property is like a secured personal loan that the loan amount can be used for any purpose.

Being backed by assets or property, it is a more affordable mode of financing than a personal loan. Loan Against Property is preferred by borrowers as it provides the money that can be used for any purpose, such as business expansion, overseas education costs or a medical emergency.

Bajaj Finserv Loan Against Property come with a host of benefits that make it one the most preferred Loan Against Property in India.

Get high-value funds in just 4 days with a Loan Against Property. Apply Now!!

1. Competitive Interest Rates

Loan against property come with a low interest rate than compared to other types of loan. With a competitive rate from Bajaj Finserv, your Loan Against Property EMIs are affordable and manageable.

Click this link to fill the application form for loan against property, and the company’s representative will get in touch with the best rates available for you.

2. High Loan Amount

Loan against property are high value loans. Your property is put up as collateral, and the loan amount can go up to 60-70% of the value of that property. Property values are among the most expensive assets that a person owns. Therefore, the loan amount is also very high.
Additional Read: How Can You Avail Tax Benefits On Your Loan Against Property

Bajaj Finserv offers a high loan amount on Loan Against Property -up to Rs.1 crore for salaried individuals and up to Rs.3.5 crore for self-employed individuals.

3. Flexi Hybrid Feature

This is one of the most beneficial features that make the loan against property from Bajaj Finserv among the most popular in India. With this unique feature, you can withdraw from the loan sanctioned to you as many times you want and pay interest only on what you use.You can prepay as you have excess cash and bring down your EMI, at nil part-prepayment charges. During the initial years, you pay interest-only EMIs, which mean you will be paying only the interest component of the loan and not the principal.

With this facility you can lower your EMIs by up to 45%, thereby giving way to affordable and easy monthly repayments.

4. Flexible Loan Tenor

Bajaj Finserv’s Loan Against Property offer a convenient and hassle-free repayment experience with its flexible tenor.
Additional Read: How To Determine The Ideal Tenor of Your Loan Against Property

Salaried individuals select a tenor that can be anything from 2-20 years as per their monthly salary, whereas self-employed individuals have the liberty to spread their EMIs over 18 years.

5. Balance Transfer Facility

The competitive interest rates coupled with the ease of repayment process, make it an attractive option even to those who have existing Loan Against Property from other financial institutions. With Bajaj Finserv you can easily transfer the balance on your existing Loan Against Property at a better deal.

The transfer is made hassle-free with minimum documentation requirements, and you also get a high value top-up loan as per your needs.

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