• Apply Now

Money in bank in 24 hours

Apply Now

What is an Insta EMI Card?

  • Highlights

  • How to apply for Bajaj Finserv EMI Network Card

  • How to get Bajaj Finserv EMI Network Card online

  • Benefits of Bajaj Finserv EMI Network Card

  • Get the Digital EMI Network Card on the Bajaj Finserv Wallet

The economic sphere is not static; it is dynamic and ever-evolving. Transformations and revolutionary changes are always occurring in the domain of the world economy. The relationship between buyers and sellers is one such area where far-ranging alterations have been realised throughout history. While the producers are always on the lookout for profit maximisation, efforts are also being persistently made to keep the consumers satisfied and fulfilled.

Bajaj Finserv takes this facility to the next level by issuing the Insta EMI Card that renders seamless transactions within seconds. The Bajaj Finserv EMI Network Card has been designed to offer greater convenience to the customers. The principle of prioritizing the consumers’ needs and desires has been kept alive and maintained well by the Bajaj Finserv Insta EMI Card. Let us now delve into the workings of the Insta EMI Card.

What is the Bajaj Finserv Insta EMI Card?

The Bajaj Finserv Insta EMI Card is almost like the Bajaj Finserv EMI Network Card; the major factor separating the two is the fact that the former can be activated online entirely. Moreover, the procedure is instantaneous, devoid of any sort of holdup. The Bajaj Finserv Insta EMI Card allocates a customer identification number through which the cardholder can fulfil the need for myriad goods and services, by availing a loan from Bajaj Finserv. The Insta EMI Card, sanctions conversion of high-end bills into reasonable and convenient equated monthly instalments (EMIs). Additionally, the Insta EMI Card comes with a pre-approved loan of up to Rs. 2 lakh.

How has online and offline shopping been rendered convenient?

If you apply for Insta EMI Card, you can put it into proper use while purchasing goods and services. Bajaj Finserv has partnered with over one lakh stores to provide the provision of no cost EMIs to its customers. You can relish unbelievable discounts and other deals on select products on all the major e-commerce platforms while using the Insta EMI Card. The Insta EMI Card further enables you to access the Bajaj Finserv EMI Store with added advantages. You will be meted out a partial treatment if you fulfil your shopping requirements by purchasing from the EMI Store by utilizing the Insta EMI Card.

Perks such as no cost EMI and zero down payment facility are accessible to the cardholders. Equated monthly instalments (EMIs) permit the breaking down of towering bills into small, easily payable segments, and thus renders online shopping convenient. When the burden of settling the amount gets distributed over several months, several high-end items can find a way into our homes. Without the facility of EMI, we would remain deprived of availing several commodities whose bills are not feasible to settle all at once.

Offline shopping is not to be left far behind, as the partnership of Bajaj Finserv with popular merchant outlets and business chains like Reliance Digital, Croma, Vijay Sales, Bajaj Finserv Markets, Amazon, Flipkart etc. only spell out enhanced savings for the consumers.

Insta EMI Card

Pre-approved loan

The Bajaj Finserv Insta EMI Card is equipped with the feature of a pre-approved loan of up to 2 lakh INR. This sanctions the use of this card at numerous partner outlets (ranging over 1 lakh), spread across more than 1,900 cities.

No cumbersome paperwork or documentation

Paperwork consumes a significant amount of time and complicates the process. This is not the case with the Bajaj Finserv Insta EMI Card. If you wish to own the Bajaj Finserv Insta EMI Card, apply online without furnishing a single document. This Insta EMI Card is exclusively accessible in digital format, which further renders it convenient. Remain free from the trouble of carrying a physical card, and simply access it via the Bajaj Finserv Wallet app.


What makes you eligible for the Insta EMI Card? Apply if your age is anywhere between 23 and 65 years and you possess a regular and defined source of income.

Minimal steps to access the Insta EMI Card

To get your hands on the Insta EMI Card, which is available in digital form, you need to follow a few uncomplicated steps. First and foremost, you will need to furnish some basic details and check the pre-approved limit on the card. Validate your personal details and pay the joining fee, which amounts to 567 INR. As soon as the fee is settled, get access to your card via the Bajaj Finserv Wallet application installed on your smartphone.

The Bajaj Finserv Insta EMI Card is well-stacked with features serving the interests of the consumers at large. Level up your game as a compulsive shopper by getting hold of the Insta EMI Card online, in just 3 simple clicks.

Check your EMI Network Card limit

Please enter your first name
Please enter your last name
Please enter 10 digit mobile number

I authorize Bajaj Finserv representative to call /SMS towards this application and other products/services. This consent overrides my registration for DNC/NDNC. T&C

How would you rate this article

 Please let us know why?

What did you dislike?

What did you dislike?

What did you like?

What did you like?

What did you like?

Next up

What can you buy online with your Bajaj Finserv EMI Network Card


What can you buy online with your EMI Network Card?

Pre-Approved Offer

  I accept the T & C