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Qualify for a Loan Against Property by meeting these simple Eligibility Criteria

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Qualify for a Loan Against Property by meeting these simple Eligibility Criteria

  • Highlights

  • Salaried and self-employed individuals can avail one

  • 25 or 33 years of age

  • You need to be resident of India

  • Produce income and mortgaged property’s documents

A loan against property is a good alternative to arrange finances whether you need to fund your child’s higher education, start a new business or tackle an emergency medical issue. You need to provide your property as collateral and obtain a loan against it. Remember that your property should not be mortgaged or have an ownership dispute.

The loan amount might depend on a number of factors like the valuation of your property, your credit score, and your ability to repay the loans. Bajaj Finserv Loan Against Property can be availed with minimum eligibility criteria whether you are a salaried professional or a self-employed individual.

Get high-value funds in just 4 days with a Loan Against Property. Apply Now!!

For Salaried Employees:

Any salaried individual who is a resident of India and owns a property in the country can apply for a loan against property. Here are the eligibility criteria that you need to meet to apply for a loan against property:
- Your age should be between 33 to 58 years to be eligible for Bajaj Finserv Loan Against Property
- You should be a permanent salaried employee in a multi-national corporation (MNC), a private company or working in a public-sector job.

- Professionals like architects, chartered accountants, cost accountants, company secretary, doctors, engineers, dentists, or management consultants can also apply for a loan against property

Additional Read: How To Apply For A Loan Against Property: A Step By Step Guide

For Self-Employed Individuals:

If you are a business owner or a self-employed individual in India, you can apply for a loan against property given that you meet certain eligibility criteria like:

- Your age should be between 25 to 70 years to qualify for Loan Against Property with Bajaj Finserv
- You should be a self-employed professional or a businessman with regular source of income
Apart from these criteria, you need to have the following documents to facilitate smooth sanctioning of loan in quick time:
- Salary slips
- Bank account statements
- PAN card and Proof of Address
- Documents of the property against which you want to take loan

Additional Read: What are The Documents Needed To Apply For A Loan Against Property

Hence, if you meet the above criteria and possess the relevant documents, you can easily apply for a loan against property while the processing is done within 72 hours. With tools like Loan Against Property Eligibility Calculator and Loan Against Property EMI Calculator, you can visualize your eligibility and ability to repay the loan and take an informed decision.

Bajaj Finserv flexible tenor feature allows you to choose a loan against property tenor between 2 to 20 years for salaried employees and up to 18 years for self-employed individuals. You can prepay your loans anytime during the tenor.

DISCLAIMER:
The information, products, and services included in or available on bajajfinserv.in may include inaccuracies or typographical errors. Changes are periodically added to the information herein. bajajfinserv.in and/or its respective suppliers / affiliates may make improvements and/or changes on the bajajfinserv.in website at any time.
The material contained in this site and on associated web pages is general information and it is not intended to be advice on any particular matter. Subscribers and users should seek professional advice before acting on the basis of the information contained herein. The decision with respect to any financial product or opportunity or nature or suitability or choice or the viability of any product or service shall always be sole responsibility and decision of the subscriber and user.
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