2 min read
25 May 2021

For practising CAs, raising finance is now a simple affair. Thanks to a loan for chartered accountants, you can get funds to buy a home or even a new office space. Bajaj Finserv offers a suite of loans that give you access to personal loans, business loans and secured loans like loans against property to help cater to all your needs. But, before you apply for one, ensure that you follow these steps to secure the best interest rate in the market. The lower the interest rate, the more affordable the loan will be for you.

1. Improve your credit score

Loan applications are primarily rejected due to a poor credit score. It is also why many borrowers are at the receiving end of high-interest rates. You can improve your credit score by paying off your debts on time, paying your credit card bills regularly and avoiding multiple debts/ credit purchases. These measures can help improve your credit score and get you faster loan approval.

2. Opt for a customised loan

Conventional loans are not best suited for the specific needs of CAs as compared to a customised loan for chartered accountants. Opting for a general loan may not give you the best interest rate and features. You also may end up submitting a lot of unnecessary documents while applying. As lenders recognise the merits of your profession and credentials, they offer CA loans that provide various benefits like Flexi loan facility, flexible tenor and attractive interest rates that perfectly meet the pace and needs of a CA.
Bajaj Finserv offers an exclusive suite of loans to chartered accountants, including personal loans, business loans and loans against property.

3. Compare lender rates online

Before committing to a loan, it is important that you study the various lenders and the interest rates and features offered by them. This will help you choose the most economical option.
Bajaj Finserv offers easy, quick and hassle-free loans, customised to your profession, at nominal interest rates, fees and charges.

Additional read: Redefining the role of a chartered accountant

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