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How To Check If You Are Eligible For The Pradhan Mantri Jan Arogya Yojana

  • Highlights

  • PMJAY is a national healthcare scheme for the poor

  • PMJAY eligibility criteria is based on the SECC 2011 data

  • You can check if you are a beneficiary by calling 14555

  • You can also check online on the PMJAY website

Prime Minister Narendra Modi launched the Pradhan Mantri Jan Arogya Yojana in September this year. PMJAY, which was earlier known as the Ayushman Bharat Yojana, aims to better healthcare services for the lowest strata of society.

Through an insurance cover of Rs.5 lakh per family per annum offered totally free through premiums paid by both the central and state governments, the Pradhan Mantri Jan Arogya Yojana will allow the poor to benefit from cashless secondary and tertiary healthcare. It is aimed to benefit 50 crore beneficiaries in the rural and urban areas of India. They need not pay for any of the services as both the pre-and post-hospitalization expenditure are covered.

Through kiosks operated by Arogya Mitras, any person can check whether he or she is a beneficiary.

How To Check If You Are Eligible For The Pradhan Mantri Jan Arogya Yojana

Here’s all you need to know to check for PMJAY eligibility criteria

The inclusion of beneficiaries in the scheme is not through registration. Instead, it is on the basis of information collated by the Socio Economic Caste Census of 2011 (SECC 2011) and covers 8 crore families in rural areas and 2 crore families in urban areas.

While the yardstick for including beneficiaries in the rural areas differs from picking those in the urban areas, the general eligibility parameters followed in the SECC 2011 include literacy rates, median household income, occupation, type of housing, and sanitation. The beneficiaries in the rural areas are identified on the seven deprivations contained in the SECC database whereas in the urban areas, 11 occupational criteria are used to verify entitlement.

The SECC 2011 list of beneficiaries excludes government employees, people who own 5 acres or more of agricultural land, those who possess two, three or four wheelers or a mechanized fishing boat, those having Kisan cards with a Rs.50000 credit limit, anyone who earns more than Rs 10,000 a month and anyone having a refrigerator and landline connections.

No applications form to be filled, just check your eligibility online

Since those who qualify for the PMAY health cover do not need to apply, there are no registration fees to be paid or application forms to be filled. All that a person needs to do to find if he or she is a beneficiary is to either call up a helpline number or enter a few details on the official website.

1. The PMJAY helpline number which potential beneficiaries can use to crosscheck their inclusion in the list is 14555.

2. You can log into the scheme’s official portal. Once there, you can enter your mobile number and a captcha code. Click on Generate OTP and wait for an SMS to arrive on your mobile containing the one-time password. After entering your OTP, the website leads you to a search screen containing slots for areas, search by name, father’s name, mothers name, spouse’s name and pin code.

You can check for eligibility by entering your name, mobile number, ration card number, or Rashtriya Swasthya Bima Yojna URN number. Make sure you select the State you fall under before proceeding with this. If the list already contains your name it appears on the right side of your screen. Click where it says Family Members and the action will reveal beneficiary details and who all in your family are entitled to the health cover. 

Thus, PMJAY is an inclusive health insurance scheme that gives the vulnerable sections of society a chance to get medical treatment, pre- and post-hospitalisation care, and even surgery free of cost.

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