You may simply follow the below process to view your EMI card details: -
You can check your card details by visiting our service portal.
- Sign-in with your registered mobile number, and the OTP.
- Verify your details using your date of birth and proceed.
- Go to ‘My Account’ and click on ‘Your relations’
- Select your EMI Network Card and click on View card details.
How to register E-mandate to activate your Bajaj EMI Card
Registering an e-mandate is an important step to activate your Bajaj EMI Card and enable automatic EMI payments. An e-mandate gives permission to deduct your monthly EMI directly from your registered bank account on the due date.
Follow these steps to complete e-mandate registration:
- Sign in to the Bajaj Finance customer portal or app.
- Select the e-mandate registration option.
- Add and verify your bank account details.
- Complete the authentication process as required by your bank.
Once your e-mandate is successfully registered, your Bajaj EMI Card can be activated and used as per the applicable terms and conditions.
Activate Bajaj EMI Card at partner store (Offline method)
You can activate your Bajaj EMI Card by visiting an authorised partner store. This offline method helps customers complete the required verification process and start using their card for purchases.
Follow these steps:
- Visit a Bajaj Finance partner store near you.
- Share your registered mobile number with the store representative.
- Complete the required customer verification process.
- Provide any additional details if requested.
- Complete e-mandate registration if it is pending.
Once all required steps are completed successfully, your Bajaj EMI Card will be activated as per the applicable process.
After activation, you can use your card at eligible partner stores to convert purchases into easy EMIs. Ensure your card is active and has an available limit before making a transaction.
How to activate Bajaj EMI Card for online shopping and transactions
To use your Bajaj EMI Card for online shopping, you need to ensure that your card is active and linked with your registered details.
Follow these steps before making online transactions:
- Sign in to the Bajaj Finserv app or customer portal.
- Check your EMI Card status and available limit.
- Complete any pending verification or e-mandate process.
- Visit an eligible online partner platform.
- Select the Bajaj EMI Card payment option during checkout.
- Verify your transaction using the required authentication process.
Once verified, your purchase amount can be converted into EMIs based on available options.
Always use your registered mobile number for transactions and check the repayment details before confirming your purchase.
After activation – How to use your Bajaj Insta EMI Card
Once your Bajaj Insta EMI Card is activated, you can use it to shop across eligible online and offline partner stores. The card allows you to convert your purchases into easy monthly instalments.
You can use your card for:
- Buying eligible products from partner stores.
- Shopping on supported online platforms.
- Converting purchases into EMIs.
- Managing transactions digitally.
Before using your card, check:
- Your available card limit.
- Applicable EMI options.
- Repayment schedule.
- Terms and conditions of the transaction.
You can manage your Bajaj Insta EMI Card through the customer portal or app. It allows you to view card details, track purchases, check EMIs, and manage repayments conveniently.
Card not getting activated - Common issues and fixes
If your Bajaj EMI Card is not getting activated, it may be due to incomplete verification, pending details, or other account-related issues.
Common issues and solutions:
Issue | What you can do |
E-mandate not completed | Complete your bank account linking and mandate registration process. |
Incorrect details | Check that your registered mobile number and personal details are correct. |
Verification pending | Complete the required verification steps. |
Technical issue | Wait for some time and try again later. |
Account-related restriction | Contact Bajaj Finance customer support for assistance. |
Make sure all required activation steps are completed. Once the issue is resolved, your card can be activated as per the applicable process.
-
Check your card details
Sign-in to the ‘Service’ portal with your mobile number and the OTP to view your card details.
Frequently asked questions
There are 2 ways by which you can apply for Insta EMI Card:
Online:
- Click on the 'EMI Card' icon on the homepage
- Click on 'APPLY' and follow the instruction provided
Offline:
Visit a partner store near you and apply for the Insta EMI Card. Our store representative will guide you through the process.
To be eligible for the Bajaj Finance Insta EMI Card, you must:
- Be a resident of India
- Be between 21 to 65 years of age.
- Have a regular source of Income.
- Have a good CIBIL Score
If your card is permanently blocked due to our internal credit policy, then you will not be able to re-apply for a new card.
Please rest assured, in case your Insta EMI card is temporarily blocked, we will inform you once the status of your eligibility changes. You will receive an SMS on your registered mobile number.
You can activate your Bajaj Finserv Insta EMI Card by completing the required verification and e-mandate registration process. Sign in to the Bajaj Finserv app or customer portal, check your card status, and complete any pending steps. Once verified, your card will be activated as per the applicable process.
To activate your Bajaj EMI Card for online shopping, ensure your card is active and e-mandate registration is completed. You can check your card status through the Bajaj Finserv app or customer portal. Once activated, use your registered mobile number and card details on eligible online partner platforms.
E-mandate registration links your bank account with your Bajaj EMI Card for automatic EMI payments. It allows your monthly instalments to be deducted from your registered bank account on the due date. Completing e-mandate registration is an important step to activate and use your EMI Card.
The time required to activate a Bajaj EMI Card depends on the completion of verification and e-mandate registration. Once all required details are successfully verified, the card activation process is completed as per Bajaj Finance’s guidelines. You can check the status online through the app or customer portal.
Your Bajaj EMI Card may not activate due to incomplete e-mandate registration, pending verification, incorrect details, or account-related restrictions. Check your card status online and complete any pending steps. If the issue continues, you can contact Bajaj Finance customer support for assistance.
Yes, you can activate your Bajaj EMI Card at an authorised partner store. Visit the store, provide your registered details, and complete the required verification process. If e-mandate registration or any other step is pending, complete it to activate your card successfully.
