As a bank employee, you cater to the financial needs of others on an everyday basis. To cater to your needs, you now have a home loan tailor-made to your requirements for home finance. The home loan for bank employees allows you to be eligible for a hefty loan amount easily using basic eligibility terms at a nominal home loan interest rate. Read on to know more about the benefits of a home loan for bank employees.
Buy a home easily with faster approvals
Once you decide on the property you want to buy, you can easily complete the home buying process using the customised home loan for bank employees. Lenders like Bajaj Finserv have made the loan application and disbursal process easy and highly flexible for you. This helps you raise funds up to Rs. 3.5 crore quickly using the Home Loan for Bank Employees. Apply for the loan in just a click via a user-friendly format and get the loan amount in your account within just 72 hours.
Qualify for the loan on simple eligibility criteria
Qualifying for this customised home loan is easy and you just need to fulfill a few basic eligibility criteria in order to avail a sanction. In order to get a faster approval, ensure that you are an Indian citizen between the age of 23 and 58 and a working professional with work experience of at least 3 years. You can also use the home loan eligibility calculator to check the home loan amount for which you can take a loan based on the other lender-specific criteria.
Nominal paperwork to ease your application process
Once you know that you qualify for the loan, you can submit an application form along with a few basic documents to avail the home loan. To make this experience hassle-free and smooth, most lenders require you to submit your basic KYC documents, address proof, ID proof, passport-size photographs, employment proof, and financial documents.
Get the loan on nominal interest rate with flexible repayment terms
Easy repayment terms for home loan for bank employees not only make repayment a flexible process, but also allow you to get debt-free faster. Additionally, you can easily foreclose or prepay your home loan any time during the tenor at no extra charge. Also, you can choose a comfortable tenor for your loan as per your convenience. Your tenor extends up to 25 years to keep your EMIs easy on the pocket. Use the home loan EMI calculator and compute your EMIs in advance so that you can plan your repayment and decide the tenor with ease.
Add more convenience by managing your loan online
All along your tenor at various intervals and for a range of reasons you will want to access your loan account. This may be to withdraw and submit the loan statements for income tax purposes or to keep track of your EMI deductions. Either way, the home loan for bank employees enables you to view, manage, and track all your loan-related details online. So, just visit your lender’s portal and log in using your customer ID and password. You will get instant access to your loan account to view numerous details of your account from anywhere and at any time.
Whether you are planning to buy a home for investment purposes or want to reside in it with your family, you can easily fulfill all your wish using the home loan for bank employees. So, get ready to avail this customised loan now and fund your requirements with ease.
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