Home decor must-haves at an affordable rate
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Home decor must-haves at an affordable rate

  • Highlights

  • Statement lights and art pieces will enliven your home

  • Choose durable drapes to ensure your privacy

  • Buy furniture that doubles up as storage units

  • Set aside a budget for accents and knick-knacks

Once you buy a home, you’re sure to want to make it beautiful and comfortable with the addition of décor pieces, furniture and furnishings. You must also consider whether your décor combines looks with utility. But most importantly, ensure that decorating your home doesn’t become too expensive. To make furnishing your home easier and more convenient, you can consider a top-up loan, which is offered over and above your home loan.

Take a look at 5 must-haves that you must invest in to strike a balance between affordability, utility, and visual appeal.

Make smart lighting choices

Light fixtures can serve as conversation starters, add warmth to your interiors, and involve very little investment. Choose from chandeliers, floor lamps, or table lamps to add to the beauty of your home while keeping costs low.
Chandeliers cost upwards of Rs.20,000 while floor lamps are priced Rs.3,000 onwards.

Use personalized art

Instead of spending on expensive art, choose from a selection of affordable prints or turn to photographs of you and your family. You can also commission a local artist to create a painting for you. This can be a great way to create a focal point in your sitting room. Choose the right frames and add an accent light to increase the impact of your chosen artwork.
A piece of canvas art or an art print will cost you Rs.3,500 onwards.

Additional Read: 6 Renovations That Can Boost Your Home's Value

Pick smart seating options

Shop for furniture during sales, but also ensure that they double up as storage units. For example, a bench with a built-in shoe cupboard, an ottoman with built-in storage or a bed or sofa that doubles up as a storage unit will eliminate the need of buying more chests and trunks.
An ottoman with storage is priced at Rs.8,000 onwards, while a sofa with storage is priced at Rs.50,000 onwards.

Buy drapes that match

Curtains and drapes are an investment for your home. So, buy heavy fabrics that will last for years to come. Ensure that you choose neutral shades so that they match the rest of your décor. You can restrict yourself to two sets for everyday use and one for special occasions such as festivals.
Basic curtains start at Rs.1,800 per panel and go up to Rs.4,000 per panel.

When Should You Go For a Top-Up Loan?

Create interest with accent pieces

Add richness to your home with knick-knacks and accent pieces. Depending on your budget, you can pick from bright cushions, small sculptures, candles and handmade products. The best part about them is that they add a personality to your space and can be re-arranged with ease.

Additional Read: How To Finance Your Home Renovation

A budget of Rs.30,000–Rs.1 lakh will help you buy accents depending on whether you are doing up a room or your entire home.

This checklist will help you add appeal and comfort to your home. And, the best part is that you can do it all within a budget.

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