Doctor Loan application made easy with Bajaj Finserv
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Doctor Loan application made easy with Bajaj Finserv

  • Highlights

  • Choose a loan as per your requirements

  • Qualify easily with simpleeligibility criteria

  • Submit minimal documents

  • Apply online in minutes

With your busy schedule, you’d ideally want a loan that is quick and easy to apply for. With its customised Loan for Doctors, Bajaj Finserv helps youdo exactly this. So, whether you have emergent or non-emergent needs, a busy or relaxed schedule, you can sail through the application process and get access to funds in an instant. Take a look at the 4 easy steps in which you can apply for a Loan for Doctors from Bajaj Finserv.

Select the loan of your choice:

You can choose from 4 different types of loans that are specifically designed keeping your needs in mind. Bajaj Finserv's Loan for Doctors offers you a suite of loans including a personal loan, a business loan, a home loan and a loan against property. You can choose from these secured and unsecured loans based on your end goal, availability of collateral and the amount that you need. For example, wedding renovations are best tackled with a personal loan. For clinic expansion, you can rely on a loan against property; to

improve your practice’s cash flow you can turn to a business loan and, to buy a home, a home loan is your best bet.

Meet the simple eligibility criteria:

Bajaj Finserv offers these loans to you on the basis of your work experience as a doctor. As a result, the eligibility criteria are minimal.
For secured loans (home loan and loan against property)
• Super specialist doctors (MD/DM/MS) need to have at least 3 years of post-qualification experience
• Graduate doctors (MBBS) must have at least 3 years of post-qualification experience
• Dentists (BDS/MDS) must have at least 5 years of post-qualification experience
• Ayurvedic and Homeopathic doctors (BHMS/BAMS) must have at least 6 years of post-qualification experience while those with a DHMS qualification need 15 years of experience; both must own a house or clinic
For unsecured loans (personal loan and business loan)
• Super specialist doctors (MD/DM/MS) have no minimum experience required
• Graduate doctors (MBBS) must have at least 2 years of post-qualification experience
• Dentists (BDS/MDS) must have at least 5 years of post-qualification experience
• Ayurvedic and homeopathic doctors (BHMS/BAMS) must have at least 6 years while those with a DHMS qualification need 15 years of experience; both must own a house or clinic

Doctor Loans - Everything You Wanted To Know

Fees and charges on Home Loan for Doctors

Submit minimal documents:

Have the necessary documents handy when applying for a loan.Fortunately, when you apply for a loan from Bajaj Finserv, this list is minimal. You only have to submit documents such as financial documents, KYC documents, property papers (for secured loans)you’re your medical registration certificate.

Apply online in minutes:

As per your convenience, you can apply for the loan online or offline.

The former is ideal if you have a busy schedule and want to save on time by not visiting a Bajaj Finserv branch. Simply fill in the formand submit your documents. Post verification, the loan will be approved and the amount will reach your bank account. The best part is that the entire process takes place within 24 hours.


With an easy application process that gives you quick approval, this suite of loans from Bajaj Finserv is just what you need to finance your personal and professional goals.

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Understanding the fees and charges on your doctor loan