CIBIL Login

CIBIL Login

Get your CIBIL login ID and password by following this easy three-step process

You may be eligible for a pre-approved personal loan offer

Enter mobile and OTP | Check offer | No branch visit needed

In today's financial landscape, managing your credit health is paramount. Understanding how to navigate CIBIL registration and login processes can significantly impact your financial well-being. Below is a simplified guide to help you seamlessly register and access your CIBIL account, tailored for individuals and companies alike.

To check your credit report or score, you can perform a CIBIL login using your registered credentials. This allows you to review your credit history, track scores, and monitor any discrepancies. Regularly logging in helps maintain a healthy credit profile and ensures timely actions for better financial planning.


A healthy credit profile can give you better terms when applying for a personal loan. To get a personal loan with convenient terms, you can apply with Bajaj Finance. The process is simple:


✅  Check your pre-approved loan offer with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

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CIBIL registration and login for individuals

  • Registration process:

    • Visit the CIBIL website.
    • Click on 'Get your CIBIL score' and select your desired subscription type.
    • Fill in personal details such as name, date of birth, email ID, etc.
    • Agree to terms, verify your identity, and complete the payment process.
    • Upon successful registration, log in to access your credit report and score.
  • Login process:

    • Visit the CIBIL website.
    • Click on 'Get your CIBIL score' and then 'Member login'.
    • Enter your username and password to access your account.
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CIBIL registration and login for companies

  • Registration process:

    • Visit the CIBIL rank website and input company details.
    • Provide address, contact information, and select a suitable subscription plan.
    • Agree to terms, make payment, and receive registration ID via email.
  • Login process:

    • Visit the CIBIL rank website and click on 'Login'.
    • Enter your registered email ID and follow prompts to complete the login.
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CIBIL registration documents

To ensure a smooth registration process, individuals and companies need to prepare the following documents:

  • For companies:

    • Proof of address: (e.g., Telephone bill, Electricity bill, Bank account statement)
    • Proof of identity: (e.g., Driver's License, Voter ID, Passport, PAN Card)
  • For individuals:

    • Proof of address: (e.g., Telephone bill, Electricity bill, Bank statement, Aadhaar Card, Driver's license, Passport)
    • Proof of identity: (e.g., Driver's License, Voter ID, Passport, PAN card)
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How to upload documents on CIBIL

Here is how you can upload your documents on the CIBIL website:

  1. Go to the CIBIL website.
  2. Choose the right option on the next page and click 'Submit'.
  3. If you picked 'CIBIL Score and CIR', enter your email and date of birth. Upload your ID and address proofs. Then, click 'Submit'.
  4. If you chose 'CIBIL Rank' or 'Company Credit Report', enter your email and either your company ID or DD number and company ID. Upload the necessary documents and click 'Submit'.


Once you are registered on CIBIL's website, you will get regular updates on your credit report and score. Based on your score, you might get offers for pre-approved loans. You can also fix any mistakes in your credit report.

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Advantages of registering on myCIBIL

myCIBIL is a platform by CIBIL for customers to check their CIBIL score and report. Here are the following advantages of registering on myCIBIL:

  • When you log in to the myCIBIL portal, you might receive discounts to access your credit report.
  • You will be able to view your CIBIL score and report online.
  • There is a dispute resolution platform where you can request corrections for any errors found.

Registering and logging in to your CIBIL account is a crucial first step if you're planning to apply for a personal loan. Understanding your credit profile not only boosts your chances of approval but also helps you secure better interest rates and loan terms.


By following the simple registration process and submitting the necessary documents, you gain access to your detailed credit report—giving you insights into your financial health and borrowing capacity. This is especially useful when evaluating your eligibility for a personal loan. Regularly checking your CIBIL score and report allows you to stay on top of your credit behaviour, identify and correct discrepancies, and present a strong credit profile during the loan application process.


Your credit score is more than just a number—it's a reflection of your financial discipline. Start your loan journey on the right note by creating your CIBIL account today and move one step closer to achieving your financial goals with a well-informed personal loan application.

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KYC documents for CIBIL registration

  • Individuals

    • Identity proof (any one): PAN Card, Aadhaar Card, Passport, Voter's ID Card, Driver's License.
  • Companies

    • Company PAN
    • Address proof (any one): Utility Bill (Electricity/Telephone), Bank Statement, Lease Agreement, Registration Certificate (Shops & Establishment Act), Proof of Address issued by Scheduled Commercial Banks/Multinational Foreign Banks
    • Copy of board resolution (along with authorised signatory list and specimen signature)
    • ID proof of authorised signatory submitting request (any one): PAN Card, Driver's License, Passport.
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What is CIBIL rank?

CIBIL Rank is a numeric representation of your creditworthiness, helping lenders evaluate your eligibility for loans and credit cards. Maintaining a healthy score is crucial for better financial opportunities. To access your score and credit report, you need to complete the CIBIL login registration process. Once registered, you can perform a CIBIL member login to monitor your credit activity, review your credit history, and take timely actions to improve your CIBIL Rank, ensuring smoother loan approvals.

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Key offerings: 3 loan types

Personal loan interest rate and applicable charges

Type of fee

Applicable charges

Rate of interest per annum

10% to 30% p.a.

Processing fees

Up to 3.93% of the loan amount (inclusive of applicable taxes).

Flexi Facility Charge

Term Loan – Not applicable

Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes)

Will be deducted upfront from loan amount.

Bounce charges

Rs. 700 to Rs. 1,200/- per bounce

“Bounce Charges” shall mean charges levied on each instance in the event of: (i) dishonour of any payment instrument irrespective of whether the customer subsequently makes the payment through an alternate mode or channel on the same day; and/or (ii) non-payment of instalment(s) on their respective due dates where any payment instrument is not registered/furnished; and/or (iii) rejection or failure of mandate registration by the customer’s bank.

Part-prepayment charges

Full Pre-payment:

Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment.
Flexi Term (Dropline) Loan: Up to 4.72% (Inclusive of applicable taxes) of the Dropline limit as per the repayment schedule as on the date of full prepayment.
Flexi Hybrid Term Loan: Up to 4.72% (Inclusive of applicable taxes) of the Dropline limit as per the repayment schedule as on the date of full prepayment.

Part-prepayment

• Up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-
• Not Applicable for Flexi Term (Dropline) Loan and Flexi Hybrid Term Loan.

Penal charge

Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.

Stamp duty (as per respective state)

Payable as per state laws and deducted upfront from loan amount.

Annual maintenance charges

Term Loan: Not applicable

Flexi Term (Dropline) Loan:

Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.


Flexi Hybrid Term Loan:

Up to 0.295% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure

Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000