Can you use your e-Aadhaar card as a proof of identity?

The e-Aadhaar is the electronic version of your Aadhaar card and holds the same legal validity as the physical copy. It is digitally signed by the Unique Identification Authority of India (UIDAI), which makes it a recognised proof of identity and address under the Aadhaar Act.

As per Section 4(3) of the Aadhaar Act, 2016, an Aadhaar number—whether in physical or electronic form—may be accepted as valid identity proof, subject to authentication and prescribed conditions. This legal backing ensures that e-Aadhaar can be used confidently for official and financial purposes.

Because of this recognition, e-Aadhaar is widely accepted across banks, NBFCs, and government institutions. It is commonly used during KYC verification for services such as opening bank accounts or applying for loans. Having quick access to a verified document like e-Aadhaar can be helpful if you plan to check your pre-approved loan offer, as it allows you to move ahead without delays caused by missing paperwork.

• Your full name
• Your residential address
• Your date of birth
• Your photograph
• Your 12-digit unique Aadhaar number

Most importantly, it carries UIDAI’s secure digital signature. This digital authentication confirms the document’s genuineness and gives it the same legal standing as the physical Aadhaar card, making it suitable for official and financial use.

Additional read: How to get Aadhaar card online

• It can be accessed anytime without the risk of being lost or misplaced
• It is digitally certified and accepted as valid proof of identity and address
• In many cases, it reduces the need to fill out separate KYC forms
• It works as both identity and address proof, removing the need to submit multiple documents

These benefits make e-Aadhaar a convenient option for verification across services. Keeping it readily available can make financial planning smoother, especially when you want to check your eligibility for personal loan and understand your options before applying.

Now that you know how e-Aadhaar works and why it is widely accepted, you can download it directly from the official UIDAI website whenever required. Having it handy ensures faster verification and fewer interruptions when managing your finances.