5 famous Bollywood dialogues that will give you good financial lessons

It pays to make smart choices and approach life with an “All izz well” attitude as Aamir Khan suggests in 3 Idiots. All can be well if your finances are in order and while our favourite Bollywood movies have dialogues that entertain us, they can also help us take home valuable financial lessons. Here are famous Bollywood dialogues that can help us make wiser and smarter financial choices.

Amitabh Bachchan, Deewar: “Aaj mere pass building hai, property hai, bank balance hai… kya hai tumhare paas?” (Today I have a building, property and bank balance… what do you have?)

This famous dialogue by the Big B encapsulates a simple truth: build assets and wealth so that you have financial security. Becoming a homeowner is as important today as it was in 1975 when Deewar was released. So, invest in FDs, mutual funds, equity and other options so no one can question your financial health or that of your loved ones.

Takeaway: Building tangible assets is important for your own and your family’s security.

Akshay Kumar, Once Upon A Time In Mumbai Dobara: “Peene ki capacity, jeene ki strength, account ka balance aur naam ka khauf … Kabhi kam nahi hona chahiye.” (The capacity to drink, the strength to live, the balance of the bank account and the fear of your name… should never decrease.)

While this dialogue from Akshay Kumar’s Box Office disaster should be taken with a pinch of salt, it does highlight an important factor: time. With age, you may slow down on a lot of things you did in your twenties and thirties, but the one thing you should never allow is decreasing your wealth. Growing your corpus is important as is planning for your retirement when you’re young and able to take on a lot more risk than when you near the age of 60.

Takeaway: Money should never be scarce. It defines other life comforts, so grow your bank balance with smart choices.

Ileana D’Cruz, Barfi: “Life mein sabse bada risk hota hai kabhi koi risk na lena.” (The biggest risk in life is to never take any risk.)

Ileana D’Cruz, in Anurag Basu’s Barfi, outlines a transcendental fact of investing that you simply can’t argue with. Taking a risk does not ensure failure but taking a risk does provide the opportunity for success. From a financial standpoint, calculated risks are what gives you an edge when it comes to building wealth.

Takeaway: Don’t back away from risk when you invest; instead, do it smartly and be well-informed.

Emraan Hashmi, Jannat: “Paisa, Paise ko khichta hai.” (Money attracts more money.)

The dialogue in this crime romance flick is undisputable. It’s no secret that money builds money and you need to know how to make your cash work for you. Making financially smart decisions like investing in mutual funds, stocks, FDs can help you earn more from your existing savings. To do this, you’ll also need to wise about increasing your income, be it from work or your own business.

Takeaway: Money makes more money. Focus on building wealth to grow it.

Katrina Kaif, Zindagi Na Milegi Dobara: “Seize the day, my friend. Pehle is din ko poori tarah jiyo, phir chalis ke bare mein sochna.” (First live the day today then think about what you’ll do when you’re 40.)

With the rat race becoming an urban reality, you may often be so focused on earning that you forget to live. While saving and investing is important, it doesn’t mean that enjoyment comes only after you cross the age of 60. With wise financial planning, you can embrace your life today, be it going for a deep-sea dive in Spain or splurging for dinner at a fancy Mexican restaurant! Rather than sacrifice your today for your and your family's tomorrow, plan your cash flow to live each day fully.

Takeaway: Only saving and not living in the present is not ideal.

Taking a cue from these 5 noteworthy dialogues, you can make smarter financial decisions. Get started by starting to change the way you think about money and prepare your investment portfolio before long!