Personal Loans are typically used to meet financial needs such as unforeseen medical costs, wedding expenses, and so on. To get a personal loan, you have to fulfil various eligibility criteria depending on the lender and submit a set of documents for verification. For an instant personal loan without bank statement, you can look at pre-approved offers where eligibility is already verified. But there is a way to get an instant personal loan without bank statement – pre-approved offers. Bajaj Finance Insta Personal Loan provides pre-approved offers for its existing customers, where they may not even have to submit any income proof such as bank statements.
Documents required for a regular personal loan
For a regular personal loan from Bajaj Finserv, you have to submit documents such as:
- KYC documents such as Aadhaar, passport, driving license, voter’s ID, or a Letter of National Population Register
- PAN card
- Cancelled cheque
- Bank account statements for the last 3 months
- Salary slips for the last 3 months
However, if you are looking for a personal loan without bank statements, you can choose to opt for our Insta Personal Loan. These loans are available to our existing as well as new customers. For our existing customers, in most cases, there are no documents required to get an Insta Personal Loan. You can get an instant loan without bank statement or salary slips.
Features of an instant personal loan without bank statements
An instant personal loan without bank statements comes with two huge advantages for the customers.
Quick disbursal – Since you are already pre-approved for the loan amount, the disbursal process is fast-tracked. An instant personal loan without bank statements is disbursed within hours instead of days.
Hassle-free application process – The lender usually has the basic information of existing customers, which makes the application process smoother. For a personal loan without bank statements, select customers must simply fill out the application process without needing to submit any paperwork.
Check your Insta Personal Loan offer
Our existing customers can check their pre-approved offers and our new customers can check their pre-assigned limits by simply entering their mobile number and OTP. New customers, based on their profile, may be requested to provide additional documents.
Check pre-approved offers
Our Insta Personal Loan also offers flexible repayment tenures that range up to 63 months. As part of the procedure, you can select the tenure that fits you the best.
Benefits of an instant personal loan
- Faster processing: You do not need to go through a lengthy approval process associated with regular loans.
- Instant funding: Since you are screened for your creditworthiness beforehand, the loan disbursal process is significantly shortened.
- Flexible tenures: With our Insta Personal Loan, you can pick a convenient repayment tenure ranging up to 63 months.
- Minimal documentation: Insta Personal Loans require minimal documentation for loan processing.
*Terms and conditions apply.
To learn more about this and to check your offer online, you can click on this link and visit our Insta Personal Loan page.