Personal loans are typically used to meet financial needs such as unforeseen medical costs, wedding expenses, and so on. To get a personal loan, you have to fulfil various eligibility criteria depending on the lender and submit a set of documents for verification.
Documents required for a regular personal loan
For a regular personal loan from Bajaj Finserv, you have to submit documents such as:
- KYC documents: Aadhaar/ PAN card/ passport/ voter’s ID
- Employee ID card
- Salary slips for the last 3 months
- Bank account statements for the previous 3 months
However, if you are looking for a personal loan without bank statements, you can choose to opt for our Insta Personal Loan. These loans are available to our existing as well as new customers. For our existing customers, in most cases, there are no documents required to get an Insta Personal Loan. You can get an instant loan without bank statement or salary slips.
Check your Insta Personal Loan offer
Our existing customers can check their pre-approved offers and our new customers can check their pre-assigned limits by simply entering their mobile number and OTP. New customers, based on their profile, may be requested to provide additional documents.
Our Insta Personal Loan also offers flexible repayment tenures that range up to 60 months. As part of the procedure, you can select the tenure that fits you the best.
To learn more about this and to check your offer online, you can click on this link and visit our Insta Personal Loan page.