How to get an instant Personal Loan without bank statements

Read about the documentation required and eligibility criteria for our Insta Personal Loan.
How to get an instant Personal Loan without bank statements
3 min read
4 Jan 2023

Personal loans are typically used to meet financial needs such as unforeseen medical costs, wedding expenses, and so on. To get a personal loan, you have to fulfil various eligibility criteria depending on the lender and submit a set of documents for verification.

Documents required for a regular personal loan

For a regular personal loan from Bajaj Finserv, you have to submit documents such as:

  • KYC documents: Aadhaar/ PAN card/ passport/ voter’s ID
  • Employee ID card
  • Salary slips for the last 3 months
  • Bank account statements for the previous 3 months

However, if you are looking for a personal loan without bank statements, you can choose to opt for our Insta Personal Loan. These loans are available to our existing as well as new customers. For our existing customers, in most cases, there are no documents required to get an Insta Personal Loan. You can get an instant loan without bank statement or salary slips.

Check your Insta Personal Loan offer

Our existing customers can check their pre-approved offers and our new customers can check their pre-assigned limits by simply entering their mobile number and OTP. New customers, based on their profile, may be requested to provide additional documents.

Check pre-approved offers

Our Insta Personal Loan also offers flexible repayment tenures that range up to 60 months. As part of the procedure, you can select the tenure that fits you the best.

To learn more about this and to check your offer online, you can click on this link and visit our Insta Personal Loan page.

Check Offer

Frequently asked questions

What are the documents required for an instant personal loan for self-employed individuals?

Usually, you do not have to submit any documents to get an Insta Personal Loan, since it is pre-approved. Both salaried as well as self-employed individuals can get pre-approved offers. In case you are asked for documents, you will only need the following:

  • KYC documents
  • Cancelled cheque
  • Bank account details
What are the tenure options available for an Insta Personal Loan?

We provide a tenure ranging up to 60 months for Insta Personal Loans. You can pick a tenure that suits your needs.

What is the maximum Insta Personal Loan amount I can get?

You can get an Insta Personal Loan offer of up to Rs. 10 lakh based on your creditworthiness.

How do you repay the Insta Personal Loan?

You can repay your Insta Personal Loan through EMIs by setting up a NACH mandate with your bank.


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