Step 1: Check whether you qualify for the loan
To avail a working capital loan without collateral, you need to meet the following eligibility criteria:
1. Have a business vintage of 3 years.
2. Your business must have filed its IT returns for the same period.
3. You should be aged between 22-55 years.
4. Your business’ turnover for the previous year must be duly audited by a CA.
Step 2: Fill in the application form
Once you’ve qualified for an unsecured working capital loan, you can submit your loan application form in minutes.
Step 3: Keep the documents ready
After you apply for a working capital loan, you will need to hand over the documents needed to apply for a collateral-free working capital loan to our representative who comes right to your doorstep to collect them. With Bajaj Finserv you can get a working capital loan with only 2 documents i.e. business vintage proof and financial documents.
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