Published Aug 13, 2025 4 Min Read

What is DigiLocker and Why Store Your PAN There?

DigiLocker is an initiative by the Government of India under the Digital India programme. It provides a secure cloud-based platform where individuals can store, access, and share their essential documents digitally. With DigiLocker, you can avoid the hassle of carrying physical copies of your PAN card or worrying about losing them.

Benefits of storing your PAN card in DigiLocker

  1. Convenient access: DigiLocker allows you to access your PAN card anytime, anywhere, whether you are completing financial transactions or filing taxes.
  2. Secure storage: Your PAN card is stored in a government-approved digital vault, ensuring safety from theft or damage.
  3. Easy sharing: DigiLocker enables secure sharing of your PAN details with institutions, including financial providers like Bajaj Finserv, without the need for physical copies.
  4. Integration with Aadhaar: DigiLocker is linked to your Aadhaar, making it easier to retrieve and verify your PAN card details.

By storing your PAN card in DigiLocker, you can streamline processes such as applying for loans or credit cards with Bajaj Finserv, which often require PAN card verification for eligibility.

How to Download Your PAN Card from DigiLocker

Downloading your PAN card from DigiLocker is a straightforward process. Follow these steps to retrieve your PAN card in a few minutes:

Step-by-step guide

  1. Visit DigiLocker: Open the DigiLocker website (www.digilocker.gov.in) or download the DigiLocker mobile app from Google Play Store or Apple App Store.
  2. Log in: Sign in using your registered mobile number, Aadhaar, or email ID. If you are a new user, create an account by linking your Aadhaar and mobile number.
  3. Search for PAN card: Navigate to the ‘Issued Documents’ section and select ‘Income Tax Department’. Click on the PAN card option.
  4. Authenticate with OTP: Verify your identity by entering the OTP sent to your registered mobile number. This ensures that your Aadhaar is linked to your DigiLocker account.
  5. Download PAN card: Once authenticated, your PAN card will be displayed. Click the ‘Download’ button to save the document in PDF format for easy access.

Troubleshooting tips

  • Expired OTP: If your OTP expires, request a new one by clicking ‘Resend OTP’. Ensure that your mobile number is active and linked to Aadhaar.
  • PAN card not found: If your PAN card does not appear in DigiLocker, check whether your Aadhaar is correctly linked to your PAN. You may need to update your Aadhaar-PAN linkage through the Income Tax Department portal.
  • Login issues: Ensure you are entering the correct credentials. If you forget your password, use the ‘Forgot Password’ option to reset it.

Pro Tip

Always verify the details on your PAN card after downloading it. If you notice any discrepancies, update your information through the Income Tax Department before storing it in DigiLocker.

Know more

https://www.bajajfinserv.in/bounce-charges-payment

Updating Your PAN After Correction/Renewal in DigiLocker

If you have made corrections to your PAN card, such as updating your name, date of birth, or photograph, it is crucial to ensure that these changes are reflected in DigiLocker. Here is how you can update your PAN card details:

Steps to update your PAN card in DigiLocker

  1. Apply for corrections: Visit the Income Tax Department website and apply for PAN corrections using the relevant form. Submit the required documents for verification.
  2. Wait for updates: Once the corrections are approved, your updated PAN card will be issued by the Income Tax Department.
  3. Sync with DigiLocker: Log in to your DigiLocker account and navigate to the PAN card section. Request the updated version by authenticating with your Aadhaar-linked mobile number.
  4. Verify details: Check the updated PAN card details in DigiLocker to ensure accuracy.

Why updating matters

Keeping your PAN card details up-to-date is essential for seamless integration with financial services like Bajaj Finserv. Accurate information ensures smooth processing of loan applications, tax filings, and other transactions requiring PAN verification.

Conclusion

Downloading your PAN card from DigiLocker is an efficient and secure way to manage your essential financial document. By following the steps outlined in this guide, you can access your PAN card with ease and ensure its accuracy. Additionally, storing your PAN card in DigiLocker simplifies sharing and verification processes, especially when applying for financial products like loans or credit cards with Bajaj Finserv.

Take advantage of DigiLocker’s secure storage and seamless integration with Aadhaar to keep your PAN card accessible anytime, anywhere. Whether you are filing taxes, applying for a loan, or verifying your identity, DigiLocker ensures you are always prepared.

Start managing your PAN card digitally today. Visit DigiLocker to download your PAN card and explore Bajaj Finserv’s financial tools for hassle-free transactions.

Frequently asked questions

What should I do if my PAN isn't found in DigiLocker?

If your PAN card is not found in DigiLocker, it may be due to incorrect Aadhaar linking or document mismatch. Verify your Aadhaar-PAN linkage on the Income Tax Department portal. If the issue persists, contact DigiLocker support for assistance.

Is there any fee for downloading PAN from DigiLocker?

No, downloading your PAN card from DigiLocker is completely free for registered users. There are no hidden charges or fees associated with this service.

Can I share my DigiLocker PAN with multiple institutions simultaneously?

Yes, DigiLocker allows secure sharing of your PAN card with authorised institutions. You can generate a link or QR code for sharing, ensuring that your details are transmitted safely. This feature is particularly useful when applying for financial products like loans or credit cards with Bajaj Finserv.

What happens if I change my mobile number linked to DigiLocker?

If you change your mobile number, update it in your DigiLocker account to retain access to your documents. Log in to DigiLocker, navigate to the profile section, and update your mobile number. You may need to verify the new number using an OTP.

Does DigiLocker notify me when my PAN details are updated by the IT Dept?

DigiLocker does not send direct notifications for updates made by the Income Tax Department. However, you can manually check for updates by syncing your PAN card details in DigiLocker after corrections are made.

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