Losing your PAN card can be a frustrating experience, especially when it is a document crucial for financial transactions and tax filings. Whether misplaced, damaged, or stolen, a duplicate PAN card ensures you can continue using your PAN without any disruptions. In this guide, we will explain how to apply for a duplicate PAN card, the documents required, associated fees, and other essential details.
Additionally, if you are planning to avail of financial services such as a Bajaj Finserv Home Loan, having your PAN card handy is vital for a smooth application process. Bajaj Finserv offers home loans with high-value amounts of up to Rs. 15 crore, flexible repayment tenures of up to 32 years, and affordable EMIs tailored to your budget.
Duplicate PAN Card
A duplicate PAN card is a reissued version of your original Permanent Account Number (PAN) card. It contains the same PAN number but is issued when the original card is lost, stolen, damaged, or requires updates. You can apply for it online through authorised platforms like NSDL or UTIITSL.
Pro-tip: To avoid delays, keep a digital copy of your PAN card stored securely on your device or email.
How to apply for duplicate/lost PAN card
Applying for a duplicate PAN card is straightforward. Follow these steps:
- Visit the official NSDL or UTIITSL portal.
- Select the option for ‘Reprint of PAN Card’ or ‘Request for Duplicate PAN Card.’
- Fill out the application form with details such as your PAN number, name, and date of birth.
- Upload the required documents (discussed below).
- Pay the applicable fee online.
- Submit the form and note down the acknowledgment number for tracking.
Once submitted, your duplicate PAN card will be processed and delivered to your registered address.
How to apply for duplicate PAN card without changes
If you need a duplicate PAN card without making any changes to your details, the process remains the same as above. Ensure that you select the ‘Reprint PAN Card’ option and verify that the information in the application matches your original PAN card.
When do you need to apply for a duplicate PAN card
You may need to apply for a duplicate PAN card under the following circumstances:
- Loss or theft of your original PAN card.
- Damage to the PAN card, making it unreadable.
- Misplacement of the card during travel or relocation.
- If you require a physical copy of your PAN after opting for an e-PAN.
Who can apply for duplicate PAN card
Anyone who has been issued a PAN card can apply for a duplicate PAN card. This includes:
- Individuals
- Companies
- Partnerships
- Trusts
- Hindu Undivided Families (HUFs)
Documents required for duplicate PAN card
To apply for a duplicate PAN card, you need to provide the following documents:
- Identity proof: Aadhaar card, voter ID, passport, or driving licence.
- Address proof: Utility bills, passport, or Aadhaar card.
- Proof of PAN: Copy of the original PAN card or PAN number details.
- Photograph: Passport-sized photograph (for physical PAN card).
Ensure these documents are scanned clearly for online submission.
Fees for applying a duplicate PAN card
The fees for applying for a duplicate PAN card vary depending on the mode of delivery:
- Within India: Rs. 50 (excluding GST).
- Outside India: Rs. 959 (including GST).
Always check the latest fee structure on the official NSDL or UTIITSL portal.
How to download a duplicate PAN card
If you have opted for an e-PAN, you can download your duplicate PAN card online:
- Visit the NSDL or UTIITSL portal.
- Enter your PAN number and acknowledgment number.
- Verify your identity using OTP sent to your registered mobile number.
- Download the e-PAN in PDF format.
How to surrender duplicate PAN card
If you accidentally possess multiple PAN cards, it is mandatory to surrender the duplicate ones to avoid penalties. Here is how you can do it:
- Fill out Form 49A for surrendering PAN.
- Mention the PAN number(s) you wish to surrender.
- Submit the form to your jurisdictional Income Tax Office.
Remember, holding multiple PAN cards is illegal and can attract fines under Section 272B of the Income Tax Act.
Conclusion
Applying for a duplicate PAN card is simple and ensures uninterrupted access to financial services. Whether you need a reprint due to loss or damage, or wish to download an e-PAN, following the outlined steps will help you resolve the issue quickly.
Having your PAN card ready is essential when applying for financial products like a Bajaj Finserv Home Loan. With features such as high loan amounts up to Rs. 15 crore, flexible repayment tenures of up to 32 years, and minimal documentation, Bajaj Finserv makes it easier for you to achieve your dream of owning a home.
Take action today!
- Apply for a Bajaj Finserv Home Loan and simplify your financial goals.
- Use the Home Loan EMI Calculator to explore affordable repayment options tailored to your budget.
A duplicate PAN card ensures you can focus on your financial aspirations without unnecessary hurdles. Get started today!
