Apply for a business loan in a few easy steps

You can start your online application and resume it at a later instance. Follow these steps to apply:

  1. 1 Click on "Apply online" to access our application form
  2. 2 Enter your basic personal, business, and financial details
  3. 3 Upload bank statements of the last 6 months
  4. 4 Submit your application

Our representative will call you to guide you on the next steps in the process. After approval, the money will be transferred to your bank account in 24 hours.*

Bajaj Finserv offers unsecured business loans to self-employed applicants via an easy online application process. To apply for a business loan, you need to share your basic details, verify your identity with an OTP on your mobile number, and check for an available pre-approved offer that is personalised for you.

If you are an existing Bajaj Finserv customer, you will be shown an application form with your details pre-filled in it. All you need to do is edit any outdated information and then submit the form. That’s it! Your application is complete.

If you are a new customer, you will need to fill in the following information – information related to your identity and address and your business financials and ownership details. Once you ‘SUBMIT’ the application, you will receive a call from our executive, who will guide you through the next steps and arrange for a document pick-up from your doorstep.

You can get business loan approval within 24 hours* of submitting your documents, and if approved, the amount is transferred to your bank account within 24 hours.*

Business loan eligibility criteria:

Self-employed entrepreneurs aged between 25 and 65 years can apply for a business loan if their business has a minimum of 3years’ vintage. Before applying, ensure that you meet our basic eligibility criteria and have the required documents on hand.

Business loan interest rates and charges:

Bajaj Finserv offers business loans at a nominal rate of interest starting at 18% per annum. For the complete list of charges on this loan, click here.

Business loan EMI calculation:

Plan your loan repayment and be sure of the amount you are borrowing, the repayment tenor, and EMI with our online Business Loan EMI Calculator.

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Frequently asked questions

How do I apply for a business loan?

If you are an existing customer of Bajaj Finserv, you may be eligible for a pre-approved offer on a business loan. To check your offer, click on apply online and submit your basic details. You can avail of this offer in just a few clicks after verifying your information with us.

New customers can also apply online for a business loan by filling out the online application form and submitting the required documents with our representative.

What is the business loan approval time?

As business loans are designed to meet your urgent financial needs and keep your working capital flow intact, Bajaj Finserv offers approval within just 24 hours.* Ensure that you meet the eligibility criteria before applying for faster processing.

What documents are required to apply for a business loan?

To apply for a Bajaj Finserv Business Loan, you need these documents:

  • KYC documents
  • Proof of business ownership
  • Other financial documents
How much can I borrow with a business loan?

When you apply for a Bajaj Finserv Business Loan, you can get funding up to Rs. 45 lakh to cover your various business expenses, without pledging any collateral.

Can I cancel the business loan after disbursement?

If you wish to cancel your business loan after the amount has been transferred to your bank account, you will need to get in touch with your Bajaj Finserv Relationship Manager, who will guide you on the loan cancellation process.

*Conditions apply

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