Exploring China With the Help of Personal Loan: A Budget-Friendly Adventure from India

Plan your China trip wisely! Explore visa fees, flight costs, accommodation, and more. Discover the financial aspects of travelling from India and learn how personal loans can help manage expenses effectively.
Personal loan for travel
3 min
02-April-2024

China, a land of rich history, vibrant culture, and breathtaking landscapes, has always been a dream destination for travellers worldwide. However, when planning a trip abroad, the financial aspect can often seem daunting. Fear not, as personal loans emerge as a viable solution to manage the expenses of your Chinese escapade. Let's delve into the intricacies of planning a trip to China from India and how a personal loan can make it more accessible.

China trip cost from India

The cost of a trip to China from India can vary depending on various factors such as duration, destinations, and personal preferences. On average, a budget-conscious traveller can expect to spend anywhere between Rs. 70,000 to Rs. 1,50,000 per person for a 10-day trip. This estimate encompasses expenses like visa fees, flight tickets, accommodation, meals, local transportation, sightseeing, and incidentals.

China visa cost from India

Securing a visa is a crucial step in planning any international trip, including a journey to China. The visa application process incurs fees that typically range from Rs. 5,000 to Rs. 8,000 per person. To ease the financial burden associated with obtaining a visa, a personal loan for travel offers a convenient option. With quick approval and flexible repayment options, personal loans can effectively cover visa costs, ensuring a smooth start to your adventure.

China flight ticket costs from India

Flight tickets constitute a significant portion of the total trip expenditure. The cost of airfare from India to China varies based on factors like the time of booking, airline preferences, and travel class. On average, round-trip flights from major Indian cities to popular Chinese destinations such as Beijing, Shanghai, or Guangzhou can range from Rs. 25,000 to Rs. 50,000 per person. Keeping an eye out for deals and booking in advance can help mitigate expenses. Get a travel loan and book your tickets in advance to save on your flight ticket costs.

Travel insurance and accommodation costs

Ensuring the safety and security of your trip is paramount, and travel insurance plays a crucial role in this regard. The cost of travel insurance for a trip to China typically falls between Rs. 1,500 to Rs. 3,000 per person, depending on coverage and duration. Additionally, accommodation expenses vary based on factors like location, amenities, and preferences. Budget-conscious travellers can find affordable options like hostels or guesthouses, while luxury accommodations may cost upwards of Rs. 3,000 to Rs. 8,000 per night.

Why a personal loan is important when travelling from India to China?

  1. Quick approval: Our simple personal loan application process offers swift approval, allowing you to secure funds promptly for your trip.
  2. Flexible repayment: With repayment tenures ranging from 6 to 96 months, personal loans provide flexibility and convenience in managing your finances.
  3. No collateral required: Unlike other forms of financing, personal loans do not necessitate collateral, making them accessible to a broader range of borrowers.
  4. Competitive interest rates: Personal loan interest rates are competitive, ensuring affordable borrowing costs compared to alternatives like credit cards or payday loans.
  5. Convenient application process: Applying for a personal loan is simple and can be done online, minimising paperwork and saving time.

Planning a trip to China from India entails careful financial consideration, but it shouldn't deter you from exploring this fascinating destination. Personal loans emerge as a valuable tool in managing trip expenses, offering quick approval, flexible repayment options, competitive interest rates, and a hassle-free application process. By utilising personal loans, you can embark on your Chinese adventure with peace of mind, focusing on creating unforgettable memories without the stress of financial constraints.

Apply now for our personal loan and let your dreams of exploring China become a reality!

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

Frequently asked questions

How much does it cost to travel to China from India?

The cost of traveling from India to China varies depending on factors like duration, accommodation, transportation, and activities. Budget trips might start around Rs. 30,000, while luxury trips could exceed Rs. 1 lakh.

How much money do I need for 2 weeks in China?

For a 2-week trip to China, budget travellers might spend around Rs. 50,000-Rs. 1,00,000, covering expenses such as accommodation, transportation, food, sightseeing, and other activities. Costs can vary based on preferences and destinations.

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