Bajaj Finserv in your city

Varanasi is an important religious centre in India, that is now also coming into its own as a cosmopolitan hub. Its growing industrial scale now provides more employment opportunities along with its weaving industry - famous for its silks and Banarasi sarees.

Finance the purchase of a house in Varanasi with a home loan from Bajaj Finserv and repay in affordable EMIs.

Visit our website to apply online, or a branch in your city to proceed today.

Features and benefits

Choose Bajaj Finserv as your home loan partner because of these salient features.

  • Reasonable interest rate

    Reasonable interest rate

    Starting from 8.30%*, Bajaj Finserv brings you an interest rate that is affordable and fits in your financial plan.

  • Fast TAT

    Fast TAT

    Say goodbye to long waits for loan sanctions as Bajaj Finserv offers you the loan amount in just 48 hours* if all documentation and eligibility criteria is met.

  • Hefty loan amount

    Hefty loan amount

    Bajaj Finserv provides loan amounts as much as Rs. 5 Crore*, or higher, to eligible candidates to make their home purchase journey smoother.

  • Approved projects inventory

    Approved projects inventory

    Now rest easy and choose a project from any of the 5000+ approved projects to gain favourable home loan terms and rates.

  • Lowered EMIs

    Lowered EMIs

    Enjoy lowered rates of interest and EMIs along with favourable market trends by choosing the Bajaj Finserv external benchmark linked loans.

  • Online account management

    Online account management

    The Bajaj Finserv online portal allows borrowers to keep track of their loan details and payment schedules virtually, without the hassle of visiting the branch.

  • Lengthy tenor

    Lengthy tenor

    The Bajaj Finserv Home Loan tenor stretches up to 30 years allowing borrowers plenty of time to comfortably repay their housing loans.

  • Minimal contact loans

    Minimal contact loans

    Experience a truly remote home loan application from anywhere in India by applying Bajaj Finserv online home loans.

  • No prepayment and foreclosure charge

    No prepayment and foreclosure charge

    Bajaj Finserv allows you to foreclose the loan or make part-prepayments at no extra costs or prepayment penalty – allowing you to make maximum savings based on your financial standing.

  • Loan subsidies

    Loan subsidies

    Avail of the loan subsidies offered under the PMAY scheme, with Bajaj Finserv. Approach us for updated terms and best home loan deals.

Home loan eligibility criteria

Criteria

Self-employed

Salaried

Age (in years)

25 years - 70 years

23 years - 62 years

CIBIL score

750 +

750 +

Citizenship

Indian

Indian

Monthly income

Should show a steady source of income for at least 5 years

  • Under the age of 37 years: Rs. 30,000
  • 37-45 years: Rs. 40,000
  • Above 45 years: Rs. 50,000

Work experience/ business continuity (in years)

5 years

3 years

 

Check factors like your previous debts. CIBIL score, income, etc. to make sure that the loan application process is complete without hassle. Applicants are advised to make use of the Home Loan EMI Calculator to compute their monthly repayment amount before applying to check affordability.

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How to apply for a home loan?

Avail of a home loan online in Varanasi, through the Bajaj Finserv online home loan procedure.

  1. 1 Select the online application form from the Bajaj Finserv website
  2. 2 Complete the form fill-up with required details
  3. 3 Pay the secure fee online
  4. 4 Submit scanned copies of the documents to complete your application

Home loan interest rate, fees & charges

The Bajaj Finserv Home Loans in Varanasi are perfect for residents seeking housing loans at nominal rates and charges. Their home loans come at an attractive housing loan interest rate with an emphasis on transparency and honesty.

*Terms and conditions apply