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Bajaj Finance Best Investment Plans

Fixed Deposit: UP TO 8.95%* Return

FD Features and Benefits

Fixed Deposit is one of the safest investment avenues, which can help you grow your savings, while offering stability and safety of principal amount. By investing in FD, you can take control of your investments, with greater flexibility, assured returns and high stability. Anyone can choose tenor between 12 months and 60 months, as per his financial needs.

In addition to attractive FD interest rates of upto 8.95% that offer greater returns, you can avail a suite of exciting features and benefits, such as choosing your tenor, or the frequency of your interest payouts. You can also check your final maturity amount with the help of FD Calculator.

  • Features and Benefits of Bajaj Finance Fixed Deposits

  • Upto 8.95% Higher Return on Fixed Deposit

    Bajaj Finance Fixed Deposits provide a lucrative interest rate of 8.60%, which can go up to 8.95%, with a reliable interest flow that helps you plan and manage your expenses easily. With a high interest rate on FD, you can accumulate your wealth and grow your corpus. These stable returns make Bajaj Finance FDs one of the best investment avenues for growing your savings easily.

  • Higher Interest Rates for Senior Citizens

    Senior citizens can benefit greatly from investing their life’s savings in an FD with us as they are eligible for an additional rate of interest—as high as 0.35% over and above the regular interest rate. Find out more about the Senior Citizen Fixed Deposits.

  • Minimum deposit of Rs. 25,000

    The minimum deposit required to invest in a Bajaj Finance Fixed Deposit is Rs. 25,000, which makes it easier to invest. With this minimum deposit amount, you can start investing any time, without having to wait and accumulate a larger corpus. Even with a smaller minimum deposit amount, you can ladder your investments, so you can earn better returns.

  • High Stability and Credibility

    Bajaj Finance Fixed Deposits are rated high on safety and stability with ICRA’s MAAA (stable) rating and CRISIL’s FAAA/Stable rating, so your investments are never at risk.

  • Invest using debit card

    Invest using debit card

    Invest in FDs using debit cards (available in select locations only).

  • Auto Renewal

    Auto renewal

    Opt for auto-renewal while investing in FDs and save the hassle of filling in the renewal form again during maturity.

  • Multi deposit facility

    Multi deposit facility

    Invest in multiple deposits through a single cheque payment. You can opt for different tenors and interest payment frequencies for each of these deposits. In case you need urgent cash, you can prematurely withdraw from a single deposit, without having to break all other deposits.

  • Online paperless process

    Existing customers can start investing in a Bajaj Finance Fixed Deposit, via Experia, to reap the benefit of an online paperless investment process.

  • Online Loan against Fixed Deposit

    In case of emergencies, you need not liquidate your savings. Instead, opt for an instant online loan against fixed deposit, where you can take a loan up to Rs. 4 lakh.

  • Assured Returns

    No influence of market fluctuations, so you get assured gains on your investment.

  • Flexible Tenors

    With Bajaj Finance Fixed Deposits, you can choose tenor between 12 and 60 months, to suit your financial needs. This can impact your liquidity needs, and help you ladder your investments, so that you can enjoy a higher cash inflow. What else, we also have a 15 month special tenure FD which offers 0.05% more than the ROI of a 12 month FD.

  • Fixed Deposit Calculator

    With the easy to use Bajaj Finance FD Calculator you can evaluate your returns in advance, before making an investment. This helps you get clarity on your investments and helps you plan your finances easily.

  • Online Application Process

    With Bajaj Finance, you can easily invest in FD with an easy online application process, which saves you time and trouble. You can save the hassle of submitting lengthy documentation or waiting in queues for opening your Fixed Deposits with Bajaj Finance.

  • 200+ Branches Across India

    Offered in over 200 cities across the country, opening a Bajaj Finance Fixed Deposit is easy with greater access.

  • Online Account Management

    Online access to your Fixed Deposit account, so that you can keep track of your investment easily.

    With Bajaj Finance FDs, experience profitable and hassle-free investing at its simplest. With an interest rate of 8.60%, get one of the best interest rates in the country. With high stability ratings from ICRA and CRISIL, our Fixed Deposits are a great option if you need regular income from your investment

    Check FD Interest Rate Calculate Maturity Amount Invest in FD

Fixed Deposit FAQs

How much amount can be deposited in fixed deposit?

The minimum amount required to open a Bajaj Finance Fixed deposit account is Rs 25,000

Can I get monthly interest on FD?

Yes, you can surely get monthly interest on your FD. Check FD Monthly Interest Rates using our FD Calculator

How can I invest in FD?

Here are the steps to open a Bajaj Finance Fixed Deposit Account Online

  • Step 1: Fill the online application form and deposit the money via net banking, RTGS/NEFT or cheque
  • Step 2: Access your filled-out form by clicking on ‘Save as PDF’. Our representative will get in touch with you for document collection
  • Step 3: Print and sign your application form, affix your photographs, and keep your KYC documents ready
  • Step 4: Submit the documents with a CTS compliant cheque to our representative. Your FD has now been booked.

What is the minimum period for a fixed deposit?

The minimum period for a Bajaj Finance Fixed Deposit is 12 Months.

What happens to FD after maturity?

You can always consider renewing your Bajaj Finance Fixed Deposit, as you approach the maturity period. However, in case you don’t choose to renew your Bajaj Finance Fixed Deposit, you can receive the final maturity amount directly in the bank account linked with your FD.

Fixed Deposit Calculator

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