Fixed Deposit (FD) Calculator

Calculate your FD interest and maturity amount.

FD calculator

Fixed Deposit Calculator

Plan your investment better

Fixed Deposit Interest Calculator

Before investing in a fixed deposit, it is essential to plan your investment using the FD calculator. Choose your customer type (senior citizens, non-senior citizens), enter the investment amount, tenure and select the payout frequency. Your final interest rate, interest, and maturity amount are displayed based on the inputs.

An FD calculator enables you to compare the maturity amount, and interest rates of FDs offered for varied tenure and payout frequency. Higher interest rates are applicable for special tenure. There are two types of fixed deposits based on the payout frequency:

a. Cumulative fixed deposit: When you invest in a cumulative fixed deposit, your interest gets compounded and paid at maturity. You can analyze your returns using the online FD interest calculator.
b. Non-cumulative fixed deposit: When you invest in a non-cumulative fixed deposit, you can earn periodic interest payouts like monthly, quarterly, half-yearly, or annually. Compute your interest using the FD interest calculator to determine the payout amounts according to your investment.

How to use the online FD calculator?

The FD return calculator helps in determining the interest and the maturity amount of your investment. For using the FD calculator follow the below steps:

Step 1: Choose the customer type i.e. Customer below the age of 60 years or senior citizens.

Step 2: Enter the investment amount or use the slider to choose the investment amount.

Step 3: Enter the tenure or select from the slider.

Step 4: Choose your payout mode i.e. whether you want your interest pay out at maturity, monthly, quarterly, half-yearly or yearly.

The interest payout along with the maturity amount, interest rate and maturity month and year will be displayed to you.

You can compare different payout options and then start investing by clicking on ‘OPEN FD”.

Eg. For an investment amount of Rs. 15,000 the interest rate and the maturity amount for different tenures is mentioned below:

Period (in months)

Customer below age of 60

Senior citizens

Interest rates

Maturity amount
 (in Rs.)

Interest rates

Maturity amount
 (in Rs.)

























































FD calculator

NRI Fixed Deposit Calculator

Calculate your return to invest better

As an NRI, you can invest in a Bajaj Finance Fixed Deposit, wherein you earn fixed interest on the amount deposited, which compounds over time. The NRI Calculator is a simple tool that helps you determine your maturity amount so that you can plan your investment. All you need to do is enter the desired deposit amount, choose a suitable tenure, and you will automatically see the returns on your deposit at maturity, even before you start investing.

Frequently asked questions

How to use an FD calculator online?

Using the FD interest rate calculator is a simple process. Here are the steps to use the FD Calculator.
1. Choose your customer type, i.e. customers below the age of 60 (investing offline or online) or senior citizen
2. Choose the type of fixed deposit you want, i.e. cumulative or non-cumulative
3. Choose your fixed deposit amount
4. Choose the preferred tenor of the fixed deposit
5. The fixed deposit interest calculator will automatically display your interest payout and the total amount earned at maturity Using the Bajaj Finance Fixed Deposit interest calculator can be a great way to determine your returns before investing. This can help you streamline your finances efficiently and maximize the returns on your investment.

How to calculate the fixed deposit maturity amount?

You can use the FD calculator or term deposit calculator to determine the FD maturity amount. Go to the online FD interest calculator and select customer category – senior citizen or customer below 60. Next, you need to select the FD type – cumulative or non-cumulative. And finally, choose your preferred deposit amount and tenor. The interest and maturity amount will then be automatically displayed on the screen.
You can use the FD calculator to determine the maturity amount of your fixed deposit. Interest rates vary according to the type of FD you choose, i.e. cumulative/ non-cumulative and the tenor. This FD interest calculator helps you determine the maturity amount in less than a minute.

How is fixed deposit interest calculated?

The returns on your fixed deposit investment are determined by your interest rates and frequency of interest payouts. These interest rates are compounded periodically, and the formula supporting the FD interest rates calculator is listed below.
Here's the FD calculation formula:
A is maturity amount
P is the principal amount
r is the rate of interest
t is the number of years
n is compounded interest frequency.

What is a Bajaj Finance Fixed Deposit interest rate calculator?

Bajaj Finance Fixed Deposit interest calculator helps you determine the amount you will receive on the maturity of the deposit along with interest. It also enables you to calculate and compare the interest receivable by changing the deposit amount, tenor and interest payout frequency.

Can we get monthly interest on a fixed deposit?

Yes, you can get monthly interest payouts if you choose ‘monthly’ in the payout mode dropdown. When you invest your money in FDs, you gain interest on your principal amount. Using the FD Calculator online, Bajaj Finance Fixed Deposit enables you to choose your preferred tenor and the payout frequency to determine the gains you stand to make. If you’re looking for a monthly income from your investment, you can choose to get your interest payouts every month. With the help of a fixed deposit interest calculator, your monthly interest can be calculated efficiently.
However, your interest payout frequency may also impact the interest rate. The more frequently you withdraw your interest, the lesser interest you gain. You can keep checking the Bajaj Finance FD return calculator to know your returns before investing.

What is the ‘maturity amount’ in FD?

The maturity amount of your fixed deposit is a sum of your principal amount invested, along with pre-decided returns earned over the chosen tenor. You can easily calculate the FD maturity amount with an FD calculator online, even before investing. Enter the desired investment amount preferred tenor, and your FD maturity amount is calculated quickly.

How does the Bajaj Finance Fixed Deposit interest calculator work?

Based on your investment amount, tenure and payout option, Bajaj Finance FD calculator provides the applicable interest rate on your investment and calculates your interest along with the maturity amount.

What is the difference between Bajaj Finance’s cumulative and non-cumulative payout options?

Based on payout frequency, these two fixed deposit types are distinct from one another. A cumulative fixed deposit is used to pay the interest at maturity after it has been compounded annually. The interest is paid out either monthly, quarterly, half-yearly, or annually in a non-cumulative fixed deposit, depending on your needs.

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Actual returns may vary slightly if the Fixed Deposit tenure includes a leap year.