Investment Journey

  • Mobile Verification

  • KYC Completion

    KYC Completion

    Existing customers do not require KYC.

    For new customers, there are 3 ways to complete KYC:

    1) CKYC 2) OKYC (offline Aadhar) 3) Upload documents

    Got It
  • Personal Details

  • Investment Details

  • Payment

  • E-mandate

Start saving with Bajaj Finance FD in few steps

Enter your mobile number, date of birth and request OTP to continue

OTP Sent

Please enter the OTP received on your mobile

Earn more with our Fixed Deposit View Interest Rates

100% Online process. Quickest ways to book an FD

Brand trusted by over 4 crore customers

Highest stability ratings of FAAA and MAAA

Rate of Interest effective 07th October 2022

All the rates of interests mentioned are annualized and from Rs. 15,000 to Rs. 5 Crore per deposit. Interest rates will be applicable as on date of deposit amount realisation in BFL account.

For senior citizens* (Inclusive of additional rate benefit of 0.25% p.a.):

Tenor in months Interest Payout
Cumulative Non Cumulative
At Maturity Monthly Quarterly Half-yearly Annually
15 6.95% 6.74% 6.78% 6.83% 6.95%
18 7.05% 6.83% 6.87% 6.93% 7.05%
22 7.30% 7.07% 7.11% 7.17% 7.30%
30 7.60% 7.35% 7.39% 7.46% 7.60%
33 7.60% 7.35% 7.39% 7.46% 7.60%
44 7.75% 7.49% 7.53% 7.61% 7.75%

Tenor in months Interest Payout
Cumulative Non Cumulative
At Maturity Monthly Quarterly Half-yearly Annually
12-23 6.80% 6.60% 6.63% 6.69% 6.80%
24-35 7.50% 7.25% 7.30% 7.36% 7.50%
36-60 7.65% 7.39% 7.44% 7.51% 7.65%

For Non senior citizens

Tenor in months Interest Payout
Cumulative Non Cumulative
At Maturity Monthly Quarterly Half-yearly Annually
15 6.70% 6.50% 6.54% 6.59% 6.70%
18 6.80% 6.60% 6.63% 6.69% 6.80%
22 7.05% 6.83% 6.87% 6.93% 7.05%
30 7.35% 7.11% 7.16% 7.22% 7.35%
33 7.35% 7.11% 7.16% 7.22% 7.35%
44 7.50% 7.25% 7.30% 7.36% 7.50%

Tenor in months Interest Payout
Cumulative Non Cumulative
At Maturity Monthly Quarterly Half-yearly Annually
12-23 6.55% 6.36% 6.40% 6.45% 6.55%
24-35 7.25% 7.02% 7.06% 7.12% 7.25%
36-60 7.40% 7.16% 7.20% 7.27% 7.40%

Rate of Interest effective 07th October 2022

All the rates of interests mentioned are annualized and from Rs. 5,000 to Rs. 5 Crore per deposit. Interest rates will be applicable as on date of deposit amount realisation in BFL account.

Senior Citizens* (Inclusive of additional rate benefit of 0.25% p.a.)

Tenor in months Cumulative rates of interest
At Maturity
15 6.95%
18 7.05%
22 7.30%
30 7.60%
33 7.60%
44 7.75%

Tenor in months Cumulative rates of interest
At Maturity
12-23 6.80%
24-35 7.50%
36-60 7.65%

Non - Senior Citizens

Tenor in months Cumulative rates of interest
At Maturity
15 6.70%
18 6.80%
22 7.05%
30 7.35%
33 7.35%
44 7.50%

Tenor in months Cumulative rates of interest
At Maturity
12-23 6.55%
24-35 7.25%
36-60 7.40%

Help us identify you better

logo

The below details will help us check your KIN/CKYCR no. available with CERSAI
Please enter full name
Enter your PAN

HOW DO YOU LIKE TO PROCEED FURTHER ?

Book your FD in 4 simple steps
  • 1

    Enter mobile number, date of birth and verify OTP to continue

  • 2

    If you're an existing customer, enter nominee details to continue. In case you are a new customer, complete your KYC by providing PAN or Aadhaar or simply upload documents

  • 3

    Enter deposit amount, tenor and interest payout type, along with bank account details.

  • 4

    Choose to pay via NetBanking or UPI. For investment above Rs. 1,00,000, only Netbanking option is available.

    Upon successful payment, your deposit will be booked and you'll receive an acknowledgement via email and SMS within 15 minutes.

Note:

On the day of maturity, your maturity amount will be directly credited into your bank account as per the details shared by you.

KYC documents upload

logo

Please upload your KYC documents to proceed further

information.png

The data shared by you is safe with us and will only be used to verify your identity.

  • Maximum size of a document that can be uploaded is 4 MB
  • Documents formats allowed are .jpeg, .jpg, .pdf
Please select Proof of Identity document
Please upload necessary document

Please select Proof of Identity document

Please upload necessary document

Please select Proof of Identity document

Please select Proof of Address document
Please upload necessary document

Please select Proof of Address document

Please upload necessary document

Please select Proof of Address document

Please select Sign Proof
Please upload necessary document

Please select Proof of Sign

Please upload necessary document

Review your personal details to book an FD

logo

Welcome

You're just 2 steps away from booking your deposit.Below details are fetched from our existing record.

Please enter full name

You cannot edit this field.

Please select customer ID.
Please select title
Please enter full name

You cannot edit this field.

Please enter mobile number

You cannot edit this field.

Enter a valid email address
Enter Date of birth

You cannot edit this field.

Please select gender
Enter your PAN
Enter your address
Enter a valid 6-digit pin code

You cannot edit this field. If you wish to change details, you can do so later.

My communication address is same as permanent address
'Enter your Communication Address
'Enter your Communication Pincode
'Upload Address Proof

Do you wish to add a nominee ?

Please select title
Enter Nominee Full Name.
/
/
Enter Date of Birth.
Please select relationship with nominee.
Nominee address is same as Primary Applicant's address
Enter your pincode
Enter Nominee Address.
Enter Guardian name.
Enter Guardian Age.
Please select Relationship with minor.
Enter your pincode
Enter Guardian Address.

Choose your investment details

logo

Please enter the amount
errorRed
Min 15,000 & Max 5,00,00,000
idea

That's a great start!

Invest more to earn more.

like

Great choice!

By choosing this tenor, you will get maximum returns of Rs. on your deposit

TENOR (months)

information

Choosing a longer tenor helps you earn higher returns

GOT IT
Please select tenor

OR

Select tenor in months (min - 12, max - 60)
ide

More is better!

Stay invested for 60 months to get maximum returns

like

Great choice!

By choosing interest payout on maturity, you are getting returns of Rs. on your deposit

INTEREST PAYOUT

information

Please select or enter the interest payout mode. You will receive interest as per the selected option.

GOT IT
idea

Get maximum returns by choosing 'On Maturity'

like

Well done!

By choosing interest payout on maturity, you are getting the highest returns on your deposit

Recommended for maximum savings

YOUR DEPOSIT SUMMARY

  • Interest rate per annum

  • Maturity month

  • Total deposit amount

  • Interest amount*

  • Total payout

Disclaimer: Actual returns may vary slightly if deposit includes a leap year.

*Interest start date will be at transaction date subject to fund realisation in BFL's account from payment gateway. The working days exclude public holidays or Saturday (Second & Fourth) or Sunday.

*If the date of transaction falls on any banking holiday, then your deposit will be booked on the next working day. Accordingly, there could be a slight delay in your Fixed Deposit Receipt. However, your interest start date will be from the date you transfer the funds.

Banking Details
Select Bank Name

Choose payment mode

Please select payment mode
Enter your account number
Please enter IFSC code

In case of any mismatch in bank account number / account holder name from where FD funds are received, refund shall be processed in 7 working days without any interest

Choose your investment details

logo

Please enter the amount
errorRed
Min 5,000 & Max 5,00,00,000

Choose Maturity SCHEME

TENOR (months)

info

Choose the frequency of your interest payouts as per your convenience

GOT IT
Enter tenor between 19 to 60 for single maturity and 12 to 60 for monthly

OR

Enter your tenor
Minimum tenor 12 months & Maximum tenor 60 months
Minimum tenor 19 months & Maximum tenor 60 months

NUMBER OF SUBSEQUENT DEPOSITS

informaton

Select the number of subsequent deposits you wish to make. This would be over and above the first deposit you will be making now

GOT IT

DATE OF EACH SUBSEQUENT DEPOSIT

information

Your deposit amount will be deducted on this date every month

GOT IT

YOUR DEPOSIT SUMMARY

  • Interest rate per annum*

  • Deposit amount per month

    MONTHLY DEPOSIT AMOUNT

  • Number of deposits

    CHOOSE TOTAL NUMBER OF DEPOSITS

  • Tenor

    Tenor Of Each Deposit

  • Total deposit amount

    amount * deposit

  • Interest on each deposit*

  • Total payout at maturity*

  • Total interest amount*

Disclaimer: Number of deposits appearing in the deposit summary section are including your 1st deposit you would be paying through NetBanking/UPI.

*The returns are indicative and computed on the basis of the assumption that ROI will not change. Hence, this amount may vary. In practice, interest rate prevailing on date of each deposit will be applicable to that particular deposit.

* Interest start date will be at transaction date subject to fund realisation in BFL's account from payment gateway. The working days exclude public holidays or Saturday (Second & Fourth) or Sunday.

*If the date of transaction falls on any banking holiday, then your deposit will be booked on the next working day. Accordingly, there could be a slight delay in your Deposit Receipt. However, your interest start date will be from the date you transfer the funds.

Banking Details
Select Bank Name

Choose payment mode

Please select payment mode
Enter your account number
Please enter IFSC code

In case of any mismatch in bank account number / account holder name from where SDP funds are received, refund shall be processed in 7 working days without any interest

Thank you for investing with us!

right

Congratulations! You have successfully made your first deposit

Your deposit summary

Maturity amount

4,625
  • Interest rate

    7.9%
  • Maturity date

    04-Mar-2025
  • Interest earned

    4,625
  • Deposit amount

    10,000

We will send you all your deposit-related information on your registered contact details.

Please register NACH for future auto debits

How did the investment process go?

Tell us about your experience

Terms and Conditions

Please tick any of the below option if applicable

Director or Promoter of Bajaj Finance Ltd

Relative of Director of Bajaj Finance Ltd

Shareholder of Bajaj Finance Ltd

Tax residency declaration:

Are you a citizen, national or tax resident of any country outside India?

We cannot proceed to book a deposit for a citizen/national of another country other than India

I undertake to inform company any change in status of my nationality or tax residence. I am making investment from my Indian resident Individual Savings bank account. I/We confirm that I/we have read and understood the detailed terms and conditions annexed to this Application including the interest rate and other charges. I have gone through the financials and other statements/particulars/representations furnished/made by the company and after careful consideration I am making the deposit with the company at my own risk and volition. I have read and agree to the Terms & Conditions




Disclaimer: Funds are transferred to Bajaj Finance Ltd's bank account through payment gateway by an intermediary. Interest start date will be at T+1 working days based on fund realisation from payment gateway.


Fund transfer limits through internet banking are predefined by banks and can vary from bank to bank. Please check you bank's third party transfer limit before making any online payments

Annual rate of interest

Valid for deposits up to Rs.5 crore (w.e.f. 07th October 2022)

For Non Senior Citizens
Months Cumulative Non-Cumulative
Monthly Quarterly Half Yearly Annual
15 6.70% 6.50% 6.54% 6.59% 6.70%
18 6.80% 6.60% 6.63% 6.69% 6.80%
22 7.05% 6.83% 6.87% 6.93% 7.05%
30 7.35% 7.11% 7.16% 7.22% 7.35%
33 7.35% 7.11% 7.16% 7.22% 7.35%
44 7.50% 7.25% 7.30% 7.36% 7.50%
Months Cumulative Non-Cumulative
Monthly Quarterly Half Yearly Annual
12 – 23 6.55% 6.36% 6.40% 6.45% 6.55%
24–35 7.25% 7.02% 7.06% 7.12% 7.25%
36–60 7.40% 7.16% 7.20% 7.27% 7.40%
For Senior citizens
Months Cumulative Non-Cumulative
Monthly Quarterly Half Yearly Annual
15 6.95% 6.74% 6.78% 6.83% 6.95%
18 7.05% 6.83% 6.87% 6.93% 7.05%
22 7.30% 7.07% 7.11% 7.17% 7.30%
30 7.60% 7.35% 7.39% 7.46% 7.60%
33 7.60% 7.35% 7.39% 7.46% 7.60%
44 7.75% 7.49% 7.53% 7.61% 7.75%
Months Cumulative Non-Cumulative
Monthly Quarterly Half Yearly Annual
12 – 23 6.80% 6.60% 6.63% 6.69% 6.80%
24 – 35 7.50% 7.25% 7.30% 7.36% 7.50%
36 – 60 7.65% 7.39% 7.44% 7.51% 7.65%

Annualized Rate of Interest

Valid for deposits up to Rs.5 crore (w.e.f. 07th October 2022)

Tenor in months Cumulative rates of interest
For Senior citizens For Non Senior Citizens
12 - 23 6.80% 6.55%
24 - 35 7.50% 7.25%
36 - 60 7.65% 7.40%
Tenor in months Cumulative rates of interest
For Senior citizens For Non Senior Citizens
15 6.95% 6.70%
18 7.05% 6.80%
22 7.30% 7.05%
30 7.60% 7.35%
33 7.60% 7.35%
44 7.75% 7.50%
Bank Name Available Payment Modes
AXIS BANK Net Banking , UPI
HDFC BANK Net Banking , UPI
ICICI BANK LIMITED Net Banking , UPI
KOTAK MAHINDRA BANK LIMITED Net Banking , UPI
STATE BANK OF INDIA Net Banking , UPI
ABHYUDAYA COOPERATIVE BANK LIMITED UPI
AHMEDABAD MERCANTILE COOPERATIVE BANK UPI
ALLAHABAD BANK UPI
ANDHRA BANK Net Banking , UPI
APNA SAHAKARI BANK LIMITED UPI
AU SMALL FINANCE BANK LIMITED Net Banking , UPI
BANDHAN BANK LIMITED Net Banking , UPI
BANK OF BARODA Net Banking , UPI
BANK OF MAHARASHTRA Net Banking , UPI
BHAGINI NIVEDITA SAHAKARI BANK LTD PUNE UPI
CANARA BANK Net Banking
CAPITAL SMALL FINANCE BANK LIMITED UPI
CENTRAL BANK OF INDIA Net Banking , UPI
CITI BANK UPI
CITY UNION BANK LIMITED Net Banking , UPI
CORPORATION BANK Net Banking , UPI
DENA BANK Net Banking , UPI
DEUSTCHE BANK UPI
DHANALAKSHMI BANK Net Banking , UPI
EQUITAS SMALL FINANCE BANK LIMITED Net Banking , UPI
ESAF SMALL FINANCE BANK LIMITED UPI
FEDERAL BANK Net Banking ,UPI
FINCARE SMALL FINANCE BANK LTD UPI
G P PARSIK BANK UPI
HSBC BANK UPI
IDBI BANK Net Banking , UPI
IDFC FIRST BANK LTD Net Banking , UPI
INDIAN BANK UPI
INDUSIND BANK Net Banking , UPI
KALLAPPANNA AWADE ICHALKARANJI JANATA SAHAKARI BANK LIMITED UPI
KALUPUR COMMERCIAL COOPERATIVE BANK UPI
KARNATAKA BANK LIMITED UPI
KARNATAKA VIKAS GRAMEENA BANK UPI
KARUR VYSYA BANK Net Banking , UPI
Maharashtra Gramin Bank UPI
NUTAN NAGARIK SAHAKARI BANK LIMITED UPI
NKGSB Co-op Bank Ltd Net Banking , UPI
ORIENTAL BANK OF COMMERCE Net Banking , UPI
PUNJAB NATIONAL BANK Net Banking , UPI
RAJASTHAN MARUDHARA GRAMIN BANK UPI
RAJKOT NAGRIK SAHAKARI BANK LIMITED UPI
RBL Bank Limited UPI
Shri Veershaiv Co Op Bank Ltd UPI
SOUTH INDIAN BANK Net Banking , UPI
STANDARD CHARTERED BANK Net Banking , UPI
STATE BANK OF INDIA Net Banking , UPI
Suco Souharda Sahakari Bank Ltd UPI
SURYODAY SMALL FINANCE BANK LIMITED Net Banking , UPI
SUTEX COOPERATIVE BANK LIMITED UPI
SYNDICATE BANK Net Banking
THE THANE BHARAT SAHAKARI BANK LIMITED UPI
AHMEDNAGAR MERCHANTS CO-OP BANK LTD UPI
THE BARAMATI SAHAKARI BANK LTD UPI
THE GADCHIROLI DISTRICT CENTRAL COOPERATIVE BANK LIMITED UPI
THE GUJARAT STATE COOPERATIVE BANK LIMITED UPI
THE HASTI COOP BANK LTD UPI
KALYAN JANATA SAHAKARI BANK UPI
LAXMI VILAS BANK Net Banking , UPI
THE MEHSANA URBAN COOPERATIVE BANK UPI
The Muslim Co-operative Bank Ltd UPI
SARASWAT COOPERATIVE BANK LIMITED UPI
THE UDAIPUR URBAN CO OPERATIVE BANK LTD UPI
THE URBAN CO OPERATIVE BANK Ltd No ONE SEVEN FIVE EIGHT PERINTHALMANNA UPI
THE VISHWESHWAR SAHAKARI BANK LIMITED UPI
UCO BANK Net Banking , UPI
Ujjivan Small Finance Bank Limited UPI
UNION BANK OF INDIA Net Banking , UPI
UNITED BANK OF INDIA UPI
VIJAYA BANK UPI
YES BANK Net Banking ,UPI
BANK OF INDIA Net Banking , UPI
Oh no!

We had a technical hiccup, We expect to be back soon. Thanks for your Patience

Loading...
Hang on for just a moment! We are fetching your Details.