Europe Tourist Visa For Indians

Europe Tourist Visa For Indians

Indian citizens travelling to Schengen countries for tourism generally need a Schengen short-stay visa, allowing stays of up to 90 days in any 180-day period, subject to visa conditions. You must provide documents covering travel plans, finances, accommodation, insurance and return to India.

Rs. 40,000 - Rs. 55 lakh

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Last reviewed: October 2026


In Summary

Indian travellers planning a holiday in Europe should first identify whether their destinations are part of the Schengen Area. A Schengen short-stay visa permits stays of up to 90 days in any 180-day period across the Schengen Area, subject to the visa conditions.


  • The standard Schengen visa fee is EUR 90 for adults and EUR 45 for children aged 6–12.
  • Applications can be submitted up to 6 months before the planned journey.
  • You should apply at least 15 days before travel, although applying earlier allows more time for processing or additional document requests.
  • Travel medical insurance must cover the Schengen Area and provide at least EUR 30,000 in coverage.
  • You should apply through the country that is your main destination when visiting multiple Schengen countries.
  • A valid passport, application form, photograph, financial documents, accommodation details and travel insurance are among the key requirements.
  • The normal processing time is 15 days, but it can extend to 45 days in some cases.

A Europe trip can include several countries, but the visa requirements depend on the countries you plan to visit. Check the official consulate or visa application centre requirements before submitting your application.

What is a Europe tourist visa for Indians?

There is no single tourist visa covering every European country. For tourism in the Schengen Area, Indian passport holders generally need a Schengen short-stay visa. Countries outside the Schengen Area can have separate visa requirements.


A Schengen visa can allow you to travel between participating Schengen countries during its validity, subject to the conditions of your visa.


For example, if your itinerary includes France, Switzerland and Italy, you can generally use one Schengen visa for the trip if those countries are covered by the visa and you apply to the appropriate country.


The UK and Ireland have separate immigration and visa systems, so a Schengen visa does not automatically permit entry into those countries.

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Which European countries can Indians visit with a Schengen visa?

A Schengen visa covers the countries participating in the Schengen Area, subject to the conditions and territorial validity of the visa. The European Commission's current list includes countries such as France, Germany, Italy, Switzerland, Spain, Greece, the Netherlands, Austria, Portugal, Norway and Sweden.


DestinationSchengen visa required for Indian tourists?
FranceYes
GermanyYes
ItalyYes
SwitzerlandYes
SpainYes
GreeceYes
NetherlandsYes
AustriaYes
PortugalYes
NorwayYes
SwedenYes
United KingdomSeparate UK visa
IrelandSeparate Irish visa

Always check the destination country's current immigration requirements before booking travel.

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What are the Schengen visa requirements for Indians?

You need to submit documents that establish your identity, travel purpose, financial position, accommodation, insurance and intention to leave the Schengen Area after your permitted stay. The exact checklist can vary by consulate and travel circumstances.


Common requirements include:

  • Valid Indian passport
  • Completed visa application form
  • Recent passport photograph meeting applicable standards
  • Travel itinerary
  • Accommodation details
  • Proof of sufficient financial means
  • Travel medical insurance
  • Evidence supporting the purpose of your visit
  • Documents showing your intention to return to India
  • Biometric information, where applicable
  • Additional documents requested by the relevant consulate

You should follow the checklist issued by the country responsible for examining your application rather than relying only on a general document list.

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What documents are required for a Europe tourist visa?

The documents required depend on your employment, travel plans, destination and personal circumstances. The European Commission requires applicants to provide documents relating to the purpose of the stay, financial means, accommodation and intention to return.


DocumentPurpose
PassportEstablishes identity and travel eligibility
Visa application formProvides personal and trip details
PhotographMeets visa identification requirements
Flight itinerarySupports your planned travel dates
Accommodation proofShows where you plan to stay
Bank statementsSupports your financial position
Income documentsHelps establish regular income
Employment or business documentsSupports your professional status and return ties
Travel insuranceCovers eligible medical emergencies
Travel itineraryExplains your planned route and destinations
Additional documentsMay be requested by the relevant consulate

Do not submit documents that contradict the information in your application. Check dates, names, passport details and travel plans before submission.

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Where should Indians apply for a Schengen visa?

You should apply to the consulate of your main destination when your trip includes more than one Schengen country. If you spend an equal number of days in several countries and no main destination can be identified, you generally apply through the country whose external border you will cross first.


For example:

  • France only: Apply through the French visa process.
  • France 6 days + Italy 4 days: France is generally the main destination.
  • France 5 days + Italy 5 days: Apply based on the first Schengen country you intend to enter.
  • Germany 7 days + Switzerland 3 days: Germany is generally the main destination.

Do not choose a consulate simply because it appears to have a shorter processing time. Your application should reflect your genuine travel itinerary and main destination.

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How can Indians apply for a Europe tourist visa?

You can apply by identifying the appropriate Schengen country, completing its application process, preparing the required documents, booking an appointment and submitting your application and biometrics through the designated channel.


Step 1: Identify your main destination

List every Schengen country you plan to visit and determine where you will spend the most time or where the main purpose of the trip lies.

Step 2: Check the official visa requirements

Visit the official website of the relevant embassy, consulate or authorised visa application centre and download the applicable checklist.

Step 3: Complete the application form

Enter your personal, passport, employment and travel details accurately.

Step 4: Prepare your supporting documents

Arrange your passport, photograph, financial records, accommodation details, itinerary, insurance and other documents required for your profile.

Step 5: Book a visa appointment

Book an appointment with the authorised visa application centre or consulate, depending on the applicable process.

Step 6: Attend the appointment

Submit your documents and provide biometric information when required.

Step 7: Pay the applicable fees

Pay the visa fee and any applicable service charges.

Step 8: Track your application

Use the tracking facility provided by the relevant visa application centre where available.

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How can you plan your Europe trip budget?

You should calculate the complete cost of your Europe trip before applying for a visa. Your budget should include the visa fee, insurance, flights, accommodation, food, local transport, sightseeing and contingency expenses.


ExpenseWhat to budget for
VisaSchengen visa fee and applicable service fee
InsuranceSchengen-compliant travel medical insurance
FlightsReturn international airfare
AccommodationHotel, hostel or other eligible accommodation
FoodDaily meals and beverages
Local transportTrains, buses, metro and transfers
SightseeingAttraction tickets and tours
Internal travelFlights or trains between European destinations
ContingencyUnexpected travel and personal expenses

Keep your financial documents consistent with your proposed itinerary and stated travel budget.

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What are the best places to visit in Europe?

Europe offers destinations suited to different travel interests, including history, art, architecture, beaches and food. Your choice of cities should depend on your visa, travel duration, budget and preferred experiences.


DestinationCountryWhat you can experienceSuggested duration
ParisFranceEiffel Tower, Louvre Museum and historic neighbourhoods3–4 days
RomeItalyColosseum, Roman Forum and Vatican attractions3 days
BarcelonaSpainGaudí architecture, beaches and local food3 days
SantoriniGreeceAegean views, villages and coastal landscapes2–3 days
AmsterdamNetherlandsCanals, museums and historic neighbourhoods2–3 days
PragueCzech RepublicPrague Castle, Charles Bridge and Old Town2–3 days
DubrovnikCroatiaOld City, city walls and Adriatic coastline2–3 days
FlorenceItalyRenaissance art, museums and historic architecture2–3 days
EdinburghUKEdinburgh Castle, Royal Mile and historic sites2–3 days
IstanbulTürkiyeHistoric landmarks, bazaars and the meeting point of Europe and Asia3 days

If your itinerary includes the UK or other non-Schengen destinations, check their separate visa requirements before finalising your route.

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How much do flights from India to Europe cost?

A return economy flight from India to Europe can cost around Rs. 50,000–Rs. 90,000 per person as a broad planning estimate, although fares vary by departure city, destination, airline, travel dates, booking time and number of stops. Current fare data shows that Mumbai–Europe return fares can also fall below or exceed this range depending on the route and dates.


For example, current airline listings show Mumbai–Paris return fares from around Rs. 51,000 on selected dates, while Mumbai–London fares can start around Rs. 64,000 on selected October and November 2026 dates. These fares can change after the search date.


Flight expenseIndicative cost per person
Return economy flightRs. 50,000–Rs. 90,000
Internal European flights or trainsRs. 10,000–Rs. 30,000
Checked baggage and seat selectionDepends on airline and fare
Airport transfersRs. 2,000–Rs. 6,000
Travel insuranceDepends on trip duration and coverage

Compare multiple dates and routes before booking. Flight fares are dynamic and the displayed fare may no longer be available when you book.


Planning to finance your trip? With a Bajaj Finance Personal Loan, you can get funds from Rs. 40,000 to Rs. 55 lakh. Check your eligibility for personal loan using just mobile number and OTP – 100% online process.

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How can a Bajaj Finance Personal Loan help fund a Europe trip?

A Bajaj Finance Personal Loan can help you fund eligible travel expenses when you have a funding gap after considering your available savings. The loan amount ranges from Rs. 40,000 to Rs. 55 lakh, with repayment tenures from 12 to 108 months, subject to eligibility, verification and applicable terms.


You can use the funds for eligible travel-related expenses such as flights, accommodation, internal travel and other trip costs.


Personal Loan featureCurrent details
Loan amountRs. 40,000 to Rs. 55 lakh
Interest rate10% to 30.5% p.a.
Repayment tenure12 months to 108 months
Processing feeUp to 4.13%, inclusive of applicable taxes
SecurityUnsecured personal loan
DisbursalEligible customers may receive funds within 24 hours* of approval, subject to verification and applicable requirements

The applicable interest rate and charges depend on your loan profile and terms. Review the offer before accepting it.


✅  Check your pre-approved loan offer with phone number and OTP → Apply online in 5 minutes → Receive funds within 24 hours*.

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What should you check before booking a Europe trip with a personal loan?

Check your visa requirements before making major non-refundable bookings. A personal loan approval does not guarantee visa approval, so avoid taking a loan solely on the assumption that your visa will be issued.


You should also check:

  • Total trip cost
  • Visa and insurance expenses
  • Flight cancellation and change conditions
  • Hotel cancellation terms
  • Internal European transport costs
  • Loan interest rate
  • Processing fee and applicable charges
  • EMI and total repayment
  • Your available emergency funds

Plan the trip around the amount you can repay comfortably rather than borrowing the maximum amount available.

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Key offerings: 3 loan types

Personal loan interest rate and applicable charges

Type of fee

Applicable charges

Rate of interest per annum

10% to 30.5% p.a.

Processing fees

Up to 4.13% of the loan amount (inclusive of applicable taxes).

Flexi Facility Charge

Term Loan – Not applicable

Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes)

Will be deducted upfront from loan amount.

Bounce charges

Rs. 700 to Rs. 1,200/- per bounce

“Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason.

Part-prepayment charges

Full Pre-payment:

  • Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment

  • Flexi Term (Dropline) Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

  • Flexi Hybrid Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

Part Pre-payment

  • Up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-Payment.

  • Not Applicable for Flexi Term (Dropline) Loan and Flexi Hybrid Term Loan.

Penal charge

Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.

Stamp duty (as per respective state)

Payable as per state laws and deducted upfront from loan amount.

Annual maintenance charges

Term Loan: Not applicable

Flexi Term (Dropline) Loan:

Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.


Flexi Hybrid Term Loan:

Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure

Credit guarantee scheme feeUp to 1.18% p.a. (pro-rated daily till 31st March) (inclusive of all applicable taxes) of the loan amount
Credit guarantee scheme renewal feeUp to 1.18% p.a. (inclusive of all applicable taxes) on the outstanding loan amount as on April 01 of the subsequent Financial Year.
*Renewal Fee to be collected only for 3 subsequent financial years.
 
**If the Remaining Tenure is less than 12 months, the CG Fee in subsequent years shall be charged prorated.

Frequently asked questions

Overview

Do Indian citizens need a visa to visit Europe?

Indian citizens generally need a visa to visit Schengen countries for tourism. A Schengen short-stay visa typically permits stays of up to 90 days in any 180-day period. Visa requirements vary by destination, so check the relevant embassy or official visa application guidance before travelling.

Getting a European visa from India depends on your travel purpose, documents, finances and individual circumstances. There is no guaranteed approval. Providing accurate documents, sufficient funds, appropriate travel insurance and a clear itinerary can help support your application. Processing times and requirements vary by destination.

Yes. Most EU citizens need a visa to travel to India, including for tourism. They can generally apply for an Indian e-Visa online, subject to nationality, purpose of travel and eligibility requirements. Requirements and permitted stay vary by visa category and nationality.

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Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000