Features and benefits

  • Fast and secure payments

    Fast and secure payments

    Add money to your wallet and pay quickly without adding payment details every time

  • Seamless payments with Bajaj Pay Wallet

    Seamless payments with Bajaj Pay Wallet

    Enjoy the experience of seamless payments with leading class wallet technology

  • QR scan for quick transactions

    QR scan for quick transactions

    Scan any Bajaj Pay QR available with merchants to make quick transactions from the wallet

  • Cashback offers and discounts

    Cashback offers and discounts

    Get attractive rewards or discounts by setting up a Bajaj Pay Wallet account and transacting more. T&C apply *

Frequently Asked Questions on Bajaj Pay Wallet

How can I create an account on Bajaj Pay Wallet?

You can create a Bajaj Pay Wallet account by clicking on the Wallet or the Add Icon in the Bajaj Pay Section. Proceed to the Rewards >Cashback Earned section followed by the Setup Wallet section. Fill out the Self-Declaration section by entering your name, date of birth, and ID proof, and complete the KYC.

How can I add money to my Bajaj Pay Wallet?

You can start by either clicking on the Add icon on the home page or the Add option in the wallet home page. Select Add Money and enter the amount. Proceed and select your preferred payment method and enter the details. Tap on Pay Now to add the money successfully to your wallet.

What are the services I can pay for using Bajaj Pay Wallet?

Below is the list of services you can pay for using the Bajaj Pay Wallet:
You can pay for mobile recharge, DTH recharge, bill payment, insurance, gas connection, FASTag recharge, subscription, loan payment, house/municipal tax etc. using the Bajaj Pay Wallet.

How can I change my Bajaj Pay Wallet phone number?

You cannot change the phone number registered with Bajaj Pay Wallet. If you wish to change your number, you need to log out of the app and re-login with the new number. If it's a new number never registered with Bajaj Pay Wallet, then you may need to register with the new number and set up Bajaj Pay Wallet again.

How can I pay on other websites and apps using Bajaj Pay Wallet?

You will find Bajaj Pay Wallet as an option to pay at any merchant website:

  1. Pay using Bajaj Pay Wallet with the Bajaj Finserv app
  2. Go to the 'Bajaj Pay' section on the app and then select the 'Bajaj Pay Wallet' option
  3. Bajaj Pay Wallet is available on various merchant platforms. Visit the merchant site and select ‘Bajaj Pay Wallet’ as the payment option.
What is KYC, and why do I need to do it?

KYC means Know Your Customer. It refers to process defined by the RBI under which the Bajaj Pay Wallet needs to verify a customer’s identity before providing a full-KYC wallet with enhanced limit. It provides a hassle-free and enhanced wallet experience to the customer.

Is Bajaj Pay e-wallet a mobile payment?

Yes. The Bajaj Pay e-wallet is a form of mobile payment that allows you to send money or pay for services from anywhere. It comes under the purview of the Bharat Bill Payment System, which is a holistic ecosystem bringing different online payment platforms under its supervision.

How to use Bajaj Pay e-wallet?

You can use the Bajaj Pay e-wallet system after setting it up on the Bajaj Finserv app. Follow these steps to set up your Bajaj Pay e-wallet:

  • Download the Bajaj Finserv application and install it on your phone
  • Register or log in to your account using your mobile number
  • Go to the ‘Wallet’ section
  • Enter your credentials, such as your name, date of birth and mobile number
  • Your Bajaj Pay e-wallet setup is complete
  • Add money to your wallet to start using it
What is the benefit of an e-wallet?

The Bajaj Pay e-wallet system makes paying for different services – and other transactions – smooth and seamless. You can use the e-wallet to reduce the inconvenience caused by offline payments. Thanks to the e-wallet, you can safely recharge your mobile and DTH, pay for your LPG cylinder etc., anytime and anywhere.

How to get cashback & offers from Bajaj Pay?

You can get Rs. 50 cashback on setting up your Bajaj Pay e-wallet and accessing it through the Bajaj Finserv app. Furthermore, you can look out for other offers and cashback when you use the Bajaj Pay e-wallet from time to time.

How to login Bajaj Pay e-wallet payment system?

You can log in to your Bajaj Pay e-wallet by following these steps:

  • Open the Bajaj Finserv app
  • Log in to your account using your mobile number
  • Head over to the ‘Wallet’ section
  • Enter your credentials, such as your name, date of birth and mobile number
  • Log in to your e-wallet
How can I update my mobile number?

We regret to inform you that this functionality is not yet available. Be assured we will update you once we are live with it.

How can I delete/deregister my Bajaj Pay Wallet account?

To do so, please follow these steps:

  • Go to the “Main Menu (three lines)” at the top left of the Home Screen.
  • Select “Help and Support”
  • Click on “Raise a Request” at the bottom of the screen and follow the instructions given on the screen.
What should I do if I have lost my phone and want to block my Bajaj Pay Wallet account?

To block your Bajaj Pay Wallet account, please raise a request with us by following these steps:

  • Go to the “Main Menu (three lines)” at the top left of the Home Screen.
  • Select “Help and Support”
  • Click on “Raise a Request” at the bottom of the screen and follow the instructions given on the screen.
How can I unblock my Bajaj Pay Wallet account?

To unlock your account, please follow these steps:

  • Click on the “Pay” icon under “Bajaj Pay” at the top of the Home Screen.
  • Click on the “Unblock” icon available below the “Send to Bank” option
What is KYC, and why is it required?

Know Your Customer (KYC) is a process undertaken by Bajaj Finance Limited to verify the identity of its customers before providing Bajaj Pay Wallet services in terms of the guidelines issued by the Reserve Bank of India from time to time. As per the RBI guidelines on Prepaid Payment Instruments (PPIs), wallets are issued and classified as (i) Minimum KYC PPIs & (ii) Full KYC PPIs.

How can I get my KYC verification done?

We regret to inform you that we do not have this service available with us yet. We will update you once the functionality goes live.

How can I change my registered KYC details?

We regret to inform you that we do not have this service available with us yet. We will update you once the functionality goes live.

How can I upgrade my Bajaj Pay Wallet from Minimum KYC to Full KYC?

We regret to inform you that we do not have this service available with us yet. We will update you once the functionality goes live.

How can I report an unauthorised/fraudulent transaction on my Bajaj Pay Wallet?

In such cases, please raise a request with us by following these steps:

  • Click on the “Passbook” under the “Bajaj Pay” section on the Home Screen.
  • Scroll to the “Bajaj Pay Wallet” section
  • Click on the transaction for which you wish to raise a request/query
  • Click on “Report this as fraud”
  • Describe your fraud details
  • Click on “Submit”
What happens when money is deducted from my Bajaj Pay Wallet but does not get added to my bank account?

Be assured your funds remain safe and automatically get reversed to your Bajaj Pay Wallet within 3 to 4 business days.

How can I transfer the Bajaj Pay Wallet balance to my bank account?

Full KYC wallet users can transfer their Bajaj Pay Wallet balance to registered beneficiary bank accounts by using the “Send to Bank” option under “My Bajaj Pay Wallet” section.

To register a beneficiary, please follow these steps:

  • Click on the “Wallet” icon under the “Bajaj Pay” section
  • Click on the “Send to Bank” under “My Bajaj Pay Wallet” section
  • Click on “Add account”
  • Enter beneficiary bank details and click on “Proceed”

    Please Note: Transfers can be done post 2 hours in case of a newly registered beneficiary. Minimum KYC Wallet users will not have an option of “Send to Bank” and would be required to upgrade to Full KYC.
What should I do if I send money to the wrong bank account number?

We regret to inform you that it is beyond the control of Bajaj Finance Limited to reverse a successfully executed transaction. Hence, please contact the beneficiary’s bank for a refund.

Do I need to pay any fee for transferring money from my Bajaj Pay Wallet to any bank account?

Yes. You need to pay 3% of the amount being transferred as a fee while transferring money from your Bajaj Pay Wallet to any bank account.

Why am I unable to transfer the Bajaj Pay Wallet balance/funds to my bank account?

To transfer funds to your bank account, you need to upgrade your Bajaj Pay Wallet to Full KYC. Once, you are a Full KYC wallet user, please follow the below steps:

  • Click on the “Wallet” icon under the “Bajaj Pay” section
  • Click on the “Send to Bank” under “My Bajaj Pay Wallet” section
  • Click on “Add account”
  • Enter beneficiary bank details and click on “Proceed”

Please Note:
Transfers can be done post 2 hours in case of a newly registered beneficiary. Also, Minimum KYC wallet users will not have an option of “Send to Bank” and would be required to upgrade to Full KYC.

Why am I unable to send or receive money from other Bajaj Pay Wallet users?

Both sender and receiver should have a valid Bajaj Pay Wallet with Full KYC to transfer or receive money.

What are the limits applicable to my Bajaj Pay Wallet?

The limits applied to your Bajaj Pay Wallet are as follows:

Full KYC Wallet

Add Money limit:

  • Monthly transaction limit: Rs. 1,03,000

Fund transfer to Bank Account (convenience fee of 3% applicable):

  •  Daily transaction limit: Rs. 50,000
  • Monthly transaction limit: Rs. 1,00,000

Transfer to Bajaj Pay Wallets:

  • Daily transaction limit: Rs. 10,000
  • Monthly transaction limit: Rs. 10,000

Payments (Bills & Recharges/Bajaj Pay Merchants):

  • Monthly transaction limit: Rs. 1,03,000

Payment using Wallet UPI ID

  • Monthly transaction limit: Rs. 1,03,000

Overall limits:

  • Daily transaction limit: Rs. 1,03,000
  • Monthly transaction limit: Rs. 1,03,000

Minimum KYC Wallet

  • Add Money limit:
  • Monthly transaction limit: Rs. 10,000
  • Fund transfer to Bank Account: Not Applicable for Minimum KYC Wallets
  • Transfer to Bajaj Pay Wallets: Not Applicable for Minimum KYC Wallets

Overall limits:

  • Daily transaction limit: Rs. 10,000
  • Monthly transaction limit: Rs. 10,000
How can I modify my Bajaj Pay Wallet limits?

You can request to modify your transaction limits as per your transaction behaviour. To do so, please raise a request with us by following these steps:

  • Go to the “Main Menu (three lines)” at the top left of the Home Screen.
  • Select “Help & Support”
  • Click on “Raise a Request” at the bottom of the screen
Why am I unable to add money to my Bajaj Pay Wallet?

If you have exceeded your transaction limit, you may not be able to add money to your Bajaj Pay Wallet.

To know about your Bajaj Pay Wallet limits, please refer to the “Limit Applicable” related FAQs given on this screen.

Do I need to pay any fee for adding money to my Bajaj Pay Wallet?

No, you do not need to pay any charges for adding money to your Bajaj Pay Wallet.

Where can I use my Bajaj Pay Wallet to make payments?

You can use your Bajaj Pay Wallet to transfer funds to other Bajaj Pay Wallet users, and make bill payments and recharges over the Bajaj Finserv app and website. Your Bajaj Pay Wallet balance can also be used to transfer funds to registered bank accounts and pay third-party merchants.

Please Note:
Both sender and receiver should have a valid Bajaj Pay Wallet with full KYC to transfer or receive money.

What should I do if the money gets deducted from my Bajaj Pay Wallet, but the same does not get credited to the beneficiary’s Bajaj Pay Wallet?

In such scenarios, please wait for the transaction status to get updated. If the transaction fails, please do not worry. Your money will be refunded to your Bajaj Pay Wallet on a T+1 basis, where T shall mean the date of the transaction and 1 shall mean the subsequent day.

What should I do if I send money to the wrong mobile number?

We regret to inform you that it is beyond the control of Bajaj Finance Limited to reverse a successfully executed transaction. Hence, please contact the beneficiary’s bank for a refund.

What is Wallet interoperability?

Wallet interoperability is a technical compatibility that allows you to use Bajaj Pay Wallet for making payments through Unified Payment Interface (UPI) either by using the Wallet Virtual Payment Address (Wallet VPA) or by scanning any UPI QR code.

What are the features of Wallet interoperability?

There are several features of interoperability and benefits of having an interoperable Bajaj Pay Wallet. Such as:

  • You will have a separate UPI ID linked to your wallet
  • You can scan any UPI QR code to make payments
  • You can transfer money from your Bajaj Pay Wallet to any other interoperable Wallet issued by any other Issuer through UPI
  • You can transfer money from your Bajaj Pay Wallets to any bank account through UPI
  • You can initiate/receive Collect Request (money request) from UPI users
  • You get instant notifications related to your payment status
Who are eligible for Wallet interoperability?

All users having valid and active Full KYC Bajaj Pay Wallet shall be eligible for wallet interoperability, subject to other Terms and Conditions.

How to create Wallet UPI ID?

To create your wallet UPI ID, please follow these steps:

  • Click on “Wallet” under “Bajaj Pay” at the top of the Home Screen.
  • Click on “Activate Now” located under the banner Link Bajaj Pay Wallet with UPI
  • Select the “SIM card” linked to your Bajaj Pay Wallet and click on “Proceed”
  • Your wallet UPI ID will be generated within a few seconds

Or

  • Click on the “Settings” icon at the top right of the Wallet Home Screen.
  • Click on “Link Bajaj Pay Wallet with UPI”
  • Select the “SIM card” linked to your Bajaj Pay Wallet and click on “Proceed”
  •  Your wallet UPI ID will be generated within a few seconds
How to send money via Wallet UPI ID?

To send money using your wallet UPI ID, please follow these steps:

  • Click on “Wallet” under “Bajaj Pay” at the top of the Home Screen.
  • Click on “Pay” at the top left of the screen
  • Scan the QR code
  • Verify the beneficiary’s details
  • Enter the amount and click on “Pay”
  • Complete your transaction through the preferred Two-factor Authorisation (Fingerprint, MPIN and OTP etc.)

OR

  • Click on “Pay” at the top left of the screen
  • Enter the beneficiary UPI ID and verify the details
  • Enter the amount and click on “Pay”
  • Complete your transaction through the preferred Two-factor Authorisation (Fingerprint, MPIN, and OTP etc.)
How to Collect Money via Wallet UPI ID?

To request money using your wallet UPI ID, please follow these steps:

  • Click on “Wallet” under “Bajaj Pay” at the top of the Home Screen.
  • Click on the “Settings” icon at the top right of the screen
  • Under “Manage Wallet UPI ID”, click on “View all Request”
  • Scroll to the “Sent” section
  • Click on “Request” at the bottom right of the screen
  • Enter the payer UPI ID and click on “Proceed”
  • Enter the amount and optional comments (if any)
  • Verify details and click on “Send Request”
How to view “My QR code” and Wallet UPI ID details?

To view your QR code and wallet UPI ID details, please go to “Settings” and click on “View my QR”.

How to scan UPI QR via Wallet UPI ID?

To transact by scanning the UPI QR code using your wallet UPI ID, please follow these steps:

  • Click on “Wallet” under “Bajaj Pay” at the top of the Home Screen.
  • Click on “Pay” at the top left of the screen
  • Scan the QR code
  • Verify the beneficiary details
  • Enter the amount and click on “Pay”
  • Complete your transaction through the preferred Two-factor Authorisation
  • (Fingerprint, MPIN, and OTP etc.)
How Can I view the Collect Requests received by me?

To view the details of the Collect Requests received by you, please follow these steps:

  • Click on “Wallet” under “Bajaj Pay” at the top of the Home Screen.
  • Click on the “Settings” icon at the top right of the screen
  • Click on “View all Request”
  • On the “Request” section, view the required details.
How to mark the received Collect Request as spam?

To mark the Collect Request as spam, please follow these steps:

  • Click on “Wallet” under “Bajaj Pay” at the top of the Home Screen.
  • Click on the “Settings” icon at the top right of the screen
  • Click on “View all Request”
  • Once on the “Received” section, select the request you want to mark as spam
  • Click on “Mark as spam”.
How do I deregister my Bajaj wallet UPI ID?

To deregister your wallet UPI ID, please follow these steps:

  • Click on “Wallet” under “Bajaj Pay” at the top of the Home Screen.
  • Click on the “Settings” icon at the top right of the screen
  • Under “Manage Wallet UPI ID”, select “De-register Wallet UPI ID”
  • Click on “DE-REGISTER”
What is UPI ID for Wallet?

Wallet UPI ID/Wallet VPA shall mean the Virtual Payment Address associated with Bajaj Pay Wallet for enabling PPI interoperability through UPI.

Can I choose the UPI ID for Wallet?

No, the Bajaj Pay Wallet UPI Id is created by default. Currently, there is no option to choose the Bajaj Pay Wallet UPI ID.

How to authorise an interoperable transaction?

The interoperable transaction is required to be authorised using a preferred Two-factor Authorisation (Fingerprint, MPIN, and OTP etc.) method.

What is Two-factor Authorisation?

Two-Factor Authentication (2FA) or Two-factor Authorisation is a security system that requires two separate, distinct forms of identification in order to make payments through Bajaj Pay Wallet.

How do I Pay to Merchant through Wallet UPI ID/VPA?

You can make payments to merchants in the following manner:

  • Scan any UPI QR code available at merchant outlets or on merchant websites, select UPI as the payment option and enter your wallet UPI ID to generate a collect request on your Bajaj Pay Wallet.
  • Pay entering Customer Preferred Two-factor Authorisation.
Do I need to have a bank account to create a Wallet UPI ID?

No, you do not need a bank account to create a Wallet UPI ID.

Can I create a Wallet UPI ID/VPA by using a mobile number different from number linked to my Wallet?

No. Your wallet UPI ID gets created using your mobile number registered with your Wallet, by default.

Why am I not getting an option to create a UPI ID for wallet?

Interoperability of wallet (UPI ID for Wallet) is provided only to customers having valid and active Full KYC Bajaj Pay Wallet. Please upgrade your Bajaj Pay Wallet to Full-KYC for creating Wallet UPI ID.

What will happen to my UPI ID for Wallet if my wallet is downgraded to Small Wallet?

If your wallet is downgraded from Full-KYC Wallet to Small wallet (Small PPI) on account of KYC norms, your Wallet UPI ID shall automatically stand deregistered.

Is there any fee for transacting through Wallet UPI ID?

There is no additional cost for transacting through your wallet UPI ID.

What is the transaction limit for transaction done through Wallet UPI ID?

Please find below the current limits for Interop transactions. We consistently evaluate these limits and update the same. So, please check FAQs for updated limits.
Full KYC wallet
1. Add money to Bajaj Pay Wallet

  • Monthly transaction limit: Rs 103000

2. InterOp Spends

  • Monthly transaction limit: Rs 103000
What to do if account is debited for a pending transaction?

If money is deducted, the same will be refunded back to the source account. If it is not refunded, then you can raise a request after checking the transaction status by following these steps:

  • Click on “Passbook” under “Bajaj Pay” at the top of the Home Screen.
  • Scroll to the “Bajaj Pay Wallet” section
  • Select the transaction against which you want to check the status
  • If you have made the transaction to a person or a merchant and your transaction status is “Pending”, then click on “Check Status”
  • In case you are not satisfied with the provided solution, click on “Raise Complaint”
What should I do if my order is not placed, but the amount is debited from my Bajaj Pay Wallet?

A. Please note that any service/product delivery issue or refund-related query, after successful payment through your Bajaj Pay Wallet, can only be addressed by the merchant. Hence, kindly reach out to the customer support of the concerned merchant through their apps or websites.

What should I do if the transaction status is “Pending”, but the amount is debited from my Bajaj Pay Wallet?

Do not worry. Your money is safe with us and the same will be refunded to you within 3 to 4 business days.

In case there is a delay, please raise a request with us by following these steps:

  • Go to the “Main Menu (three lines)” at the top left of the Home Screen.
  • Select “Help and Support”
  • Click on “Raise a Request” at the bottom of the screen
  • Follow the instructions given on the screen
When do I receive the refund for my cancelled/failed/returned order?

Be assured your money is safe with us. Once your merchant initiates a refund, the money gets credited back to your Bajaj Pay Wallet within 3 to 4 business days.

However, if the refund is delayed due to unforeseen circumstances, then please raise a request with us by following these steps:

  • Go to the “Main Menu (three lines)” at the top left of the Home Screen.
  • Select “Help and Support”
  • Click on “Raise a Request” at the bottom of the screen
  • Follow the instructions given on the screen
Where can I find the Bajaj Pay Wallet payment option on other websites and apps?

The option to use your Bajaj Pay Wallet for payments will be available on the checkout page.

What should I do if I have not received cashback?

Generally, the cashback gets credited to your Bajaj Pay Wallet within 5 to 7 business days. In case there is a delay, please raise a request with us by following these steps:

  • Go to the “Main Menu (three lines)” at the top left of the Home Screen.
  • Select “Help and Support”
  • Click on “Raise a Request” at the bottom of the screen
  • Follow the instructions given on the screen
How can I delink my Bajaj Pay Wallet from third-party merchants?

We regret to inform you that currently, this feature is not available with us. Hence, to revoke access to your Bajaj Pay Wallet, please go to the merchant”s app and delink your wallet from the checkout page.

If I link my Bajaj Pay Wallet to a third-party merchant, what kind of access do they have to my wallet?

Linking your Bajaj Pay Wallet to a third-party merchant does not give any access to them. All the transactions and payments will be done only after two-factor authentication (M-PIN, OTP etc.) by you.

Is my money safe in the Bajaj Pay Wallet if I link it to third-party merchant apps/websites?

Be assured your money is safe with us as we are an RBI-approved wallet service provider.

What should be my KYC type for making merchant-related wallet transactions?

Both “Minimum KYC” and “Full KYC” wallets can be used for merchant-related wallet transactions. To know more, please refer to the below-given information:

Full KYC Wallet limit
1. Add Money limit:

  • Monthly transaction limit: Rs. 1,03,000

2. Overall limits:

  • Daily transaction limit: Rs. 1,03,000
  • Monthly transaction limit: Rs. 1,03,000

Minimum KYC Wallet limit
Add Money limit:

  • Monthly transaction limit: Rs. 10,000

Overall limits:

  • Daily transaction limit: Rs. 10,000
  • Monthly transaction limit: Rs. 10,000

Please Note:
The limits provided are in line with your current KYC status.

What should be my KYC type for making merchant-related wallet transactions?

Both “Minimum KYC” and “Full KYC” wallets can be used for merchant-related wallet transactions. To know more, please refer to the below-given information:

Full KYC Wallet limit
Add Money limit:

  • Monthly transaction limit: Rs. 1,03,000

Overall limits:

  • Daily transaction limit: Rs. 1,03,000
  • Monthly transaction limit: Rs. 1,03,000


Minimum KYC Wallet limit

 Add Money limit:

  • Monthly transaction limit: Rs. 10,000

Overall limits:

  • Daily transaction limit: Rs. 10,000
  • Monthly transaction limit: Rs. 10,000

Please Note:
The limits provided are in line with your current KYC status.

What should I do if a merchant deducts more than agreed amount from my wallet?

Your merchant can deduct the money equal to the transaction/order amount only. If the additional amount has been debited, you should contact the merchant to refund the amount. The merchant will check the actual value of your transaction/order and refund the extra amount to your Bajaj Pay Wallet within 3 to 4 business days.

Where can I check my previous payments?

To check all previous payments with the merchant, including amount, date and order details, please click on “Passbook” under “Bajaj Pay” at the top of the Home Screen and scroll to the “Bajaj Pay Wallet” section.

What should I do when I am unable to add money to my wallet?

If you have exceeded your “Add Money” limit, you may not be able to add money to your Bajaj Pay Wallet. To know more, please refer to the below-given information:

Full KYC Wallet limit
Add Money limit:

  • Monthly transaction limit: Rs. 1,03,000

Overall limits:

  • Daily transaction limit: Rs. 1,03,000
  • Monthly transaction limit: Rs. 1,03,000

Minimum KYC Wallet limit
Add Money limit:

  • Monthly transaction limit: Rs. 10,000

Overall limits:

  • Daily transaction limit: Rs. 10,000
  • Monthly transaction limit: Rs. 10,000
What is Two-Factor Authentication?

This is a feature that will add a layer of security to all debit transactions from your Bajaj Pay Wallet. This feature is as per RBI”s Master Direction on Prepaid Payment Instruments. Every debit transaction from your Bajaj Pay Wallet can be validated either through Device PIN, Touch ID (Fingerprints), Face ID, App M-PIN or OTP sent to your registered mobile number.

Please Note: Two Factor Authentication feature is available on the Bajaj Finserv App versions as mentioned below:

  • Android: Versions 8.0.4 and above. Please upgrade to the latest version to enable the functionality
  • iOS: This feature is not available on iOS currently.
How can I set up the Two Factor Authentication for my Bajaj Pay Wallet?

To set up Two Factor Authentication for your Bajaj Pay Wallet, please follow the below steps:

  • Go to the Main Menu (three lines) at the top left of the Home Screen.
  • Select “Settings”
  • Select “Security Settings”
  • Enable biometrics i.e., set your Touch ID/Face ID by turning the toggle button “Active (Green)”
  • Or you can also choose to “Set-Up MPIN”

Please Note:
In case you do not set up your Two Factor Authentication, you need to validate your transactions through the OTP sent to your registered mobile number.

Can I make transactions without accepting Two Factor Authentication

No debit transaction from Bajaj Pay Wallet can be carried out without Two Factor Authentication.

What all modes of authentication are accepted for making transactions?

To carry out transactions, you can use any of the below-given modes of Two Factor Authentication:

  • Device PIN
  • Touch ID (Fingerprints)
  • Face ID
  • M-PIN or
  • OTP sent to your registered mobile number

Please Note:
In case you do not set up your Two Factor Authentication, you need to validate your transactions through the OTP sent to your registered mobile number.

How many attempts are allowed for authenticating a debit transaction from Bajaj Pay Wallet?

You have 3 attempts to successfully authenticate a debit transaction using Bajaj Pay Wallet. Post 3 wrong attempts, the transaction shall be failed and you may initiate the transaction afresh.

How to raise Queries related to cashback/voucher etc.?

To raise a request for your cashback/vouchers-related queries, please follow these steps:

  • Go to the “Main Menu (three lines)” at the top left of the Home Screen.
  • Click on “Help & Support”
  • Click on “Raise a Request” at the bottom of the screen
  • Select “Wallet” and follow the instructions given
What are the different rewards that I can earn when making transactions?

You can earn the following rewards on your transaction:

  • Cashback
  • Reward Points
  • Vouchers
How can I earn rewards?

You can earn rewards by making payment transactions with us

Do I get rewards for all the products I purchase?

You can earn rewards only on selected transactions.

What is “Rewards In Process”?

Rewards In Process” refer to rewards that are initially locked and get unlocked only after you complete the “Offer Activity” successfully.

For example,”Rewards in Process cashback for wallet creation getProcess” unlocked only after you make your first wallet load*

*Minimum wallet load amount applicable

Where can I see my vouchers and cashback?

To view your vouchers or cashback, please go to “My Rewards” and click on the category, such as Cashback, Vouchers or Rewards In Process, for which you want to view details.

To go to the “My Rewards” screen now.

What does “Rewards In Process” consist of?

Rewards In Process” comprises Vouchers, Cashbacks, BFL Reward Points and Coupon Codes. They are initially locked and get unlocked only after you complete the “Offer Activity” successfully.

For example,“Rewards in Process" cashback for wallet creation gets unlocked only after you make your first wallet load*

*Minimum wallet load amount applicable

I have made a BBPS or in-store payment. When can I see cashback for the same in my wallet?

Your cashback gets credited to your wallet within 24 to 48 hours or after the fulfilment of the Terms & Conditions.

However, if you still can”t find the cashback in your wallet, please Raise A Request/Complaint with us by following these steps:

  • Go to the “Menu” at the top left of the home page
  • Select “Help & Support”
  • Click on “Raise A Request” at the bottom of the screen
  • Select the category for which you want to raise a request
  • Click on “Proceed”
  • Type your query and sub-query
  • Go through the FAQs
  • If not satisfied, click on “Still Have A Query”
  • Fill in the required details
  • Click on “Submit”
Can I convert my Bajaj Coins to wallet money?

Yes, but you can do so only after you have accumulated a minimum amount of Bajaj Coins. However, the converted cashback cannot be transferred to your linked bank account.

I made a transaction but did not receive any reward for the same. What should I do?

We regret the inconvenience caused. There may be a delay due to some technical issues. We request you to wait for some time and re-check the “Rewards in Process” section of the app.

However, if you still cannot find your rewards, please Raise a Request/Complaint with us by following these steps:<

  • Go to the “Menu” at the top left of the home page
  • Select “Help & Support”
  • Click on “Raise A Request” at the bottom of the screen
  • Select the category for which you want to raise a request
  • Click on “Proceed”
  • Select your query and sub-query
  • Go through the FAQs
  • If not satisfied, click on “Still Have a Query”
  • Select your relation with us
  • Click on transactional & rewards related
  • Identify your transaction that you wish to raise a query for
  • Fill in the required details
  • Click on “Submit”
Is there a limit on the Bajaj Coins I can earn on a transaction?

Yes, the Bajaj Coins are subject to Terms & Conditions.

When do my Bajaj Coins expire?

Your Bajaj Coins get expired within 12 months from the date of its accrual. Terms & Conditions apply.

My Bajaj Coins have expired. Can I get them restored?

You cannot restore the expired Bajaj Coins.

I am unable to view my Bajaj Coins. What should I do?

There may be some technical issues due to which you are unable to view your Bajaj Coins. We request you to wait for some time and re-check the “My Rewards” section of the app. However, if you still cannot find your Bajaj Coins, please Raise A Request/Complaint with us by following these steps:

  • Go to the “Menu” at the top left of the home page
  • Select “Help & Support”
  • Click on “Raise A Request” at the bottom of the screen
  • Select the category for which you want to raise a request
  • Click on “Proceed”
  • Select your query and sub-query
  • Go through the FAQs
  • If not satisfied, click on “Still Have a Query”
  • Select your relation with us
  • Click on transactional & rewards related
  • Identify your transaction that you wish to raise a query for
  • Fill in the required details
  • Click on “Submit”
What is cashback?

Cashback is a cash reward that can be earned by making payment transactions with us.

What is the maximum or minimum cashback that I can get for a transaction?

The amount of cashback depends on the amount of your transaction. The more you transact, the more you earn. Terms & Conditions apply.

Can I transfer my cashback to a bank account? Is there any charge for the same?

The Cashback won cannot be transferred to your bank account. However, you can use your cashback for making payment transactions.

What is the minimum Bajaj Coins needed to buy a voucher?

You need a minimum of 100 Bajaj Coins to purchase a voucher at Bajaj Dealz.

My voucher is locked. How can I unlock it?

A few vouchers, such as “Rewards in Process”, get unlocked only after you complete the “Offer Activity”.

My voucher has expired. Can I activate it again?

Vouchers are provided with a clearly mentioned expiry date and they cannot be re-activated. Kindly refer to the voucher T&C for more details.

Where can I use my cashback?

You can use your cashback for making payments transaction with us.

Where can I use my Bajaj Coins?

You can use your Bajaj Coins for:

  • Availing services (convert to cash)
  • Purchasing vouchers of various brands and much more
Where can I redeem my vouchers?

To get complete details of the Terms & Conditions of your vouchers, please visit the “My Voucher” section of the app for more details.

Can I use my Bajaj Coins while making transactions using a debit/credit card/UPI/PPI?

Yes, you can. However, please keep in mind that you will not be eligible to earn & nbsp;Bajaj Coins on such transactions.

I have not used my rewards but they show as redeemed. What should I do?

In that case, please Raise a Request/Complaint with us by following these steps:

  • Go to the “Menu” at the top left of the home page
  • Select “Help & Support”
  • Click on “Raise A Request” at the bottom of the screen
  • Select the category for which you want to raise a request
  • Click on “Proceed”
  • Select your query and sub-query
  • Go through the FAQs
  • If not satisfied, click on “Still Have A Query”
  • Select your relation with us
  • Click on transactional & rewards related
  • Identify your transaction that you wish to raise a query for
  • Fill in the required details
  • Click on “Submit”
Can I transfer my Bajaj Coins to someone else?

Bajaj Coins are non-transferable. However, you can always use your rewards to buy vouchers and gift them to family and friends.

What is Triple Rewards?

Under Triple Rewards, if you make a purchase of Rs. 100 or above by scanning through Bajaj Pay QR code in Bajaj Finserv App, you will receive three exciting rewards after you make the transaction.

The three rewards consist of:

Cashback amount: This cashback amount gets directly credited into your wallet.

Next-purchase voucher: Shop more from the same store by using the next purchase voucher, which is offered by the store owner.

Discounted OTT voucher: Get the benefit of services at a discounted rate.

How can I earn Triple Rewards?

You can earn Triple Rewards by purchasing anything of Rs. 100 or above by scanning through Bajaj Pay QR code in Bajaj Finserv App.

What kinds of vouchers can I get in Triple Rewards?

You can earn two types of next purchase vouchers:

Discount: You will get a fixed discount if you spend above a certain amount as described in voucher details offered by the store.

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