Change the outdated audio system in your car with a more up-to-date infotainment unit that has better functionality and fancier speakers. Modern units come with numerous convenience features like Android Auto, Apple CarPlay, in-built navigation, and more.
SAFETY AND CAMERA
With the constant rise in traffic in the cities, it is advisable to install a dash cam in your car for safety reasons. Such a camera is installed under the IRVM and records while you drive. It can be helpful in proving your innocence in any untoward incident. You can also get a reversing camera installed for parking safety.
Good headlights are essential for safety while driving at night. The costs of upgrading your headlights vary depending on the vehicle and the type of lighting that you require. While HIDs or LEDs are not very expensive, laser lights are likely to be very expensive to acquire. You would not want to hold back, so fund these costs with the help of our loan.
Installing things into your vehicle such as floor mats, storage pockets, rear seat organisers, and so on, will help your vehicle seem more personalised while increasing the practicality quotient. These accessories are helpful, especially for those who love driving long distances. Why not indulge and get the best quality products in the market?
Frequently asked questions
Car loan balance transfer and top-up is a facility where you can transfer your existing car loan to Bajaj Finance and can also get some extra funds as a top-up based on your car’s valuation.
You do not need a guarantor to avail of a car loan balance transfer and top-up. However, if your income does not meet our credit criteria, then you may require a guarantor to get a loan.
With Bajaj Finserv Car Loan Balance Transfer and Top-up, you can repay the loan over tenures ranging up to 72 months.
This facility is available only to transfer an existing loan to Bajaj Finance and get a top-up amount.
With a car loan balance transfer and top-up, you can fund any private vehicle of your choice.
However, funding is not provided for:
- Yellow plate or commercial vehicles
- Vehicles owned by more than 3 previous customers
- Vehicles with an age of more than 10 years on loan completion
Your CIBIL score plays a vital role in getting a car loan balance transfer and top-up. CIBIL Score must be 720 or above to be eligible for this facility.
To make your loan application procedure simple and seamless, we perform vehicle valuation and verification as a part of the loan application process.
When you opt for a car loan balance transfer and top-up from Bajaj Finance, you get the flexibility of using the additional top-up amount as per your need. You can utilise these additional funds to cover some of the routine maintenance expenses of your car or even make some upgrades to your car in terms of features.
If you have an existing car loan and are looking for additional funds, you can opt for a top-up on your car loan. Bajaj Finance offers up to 180% of the value of the car with a limit of Rs. 47 lakh. Additionally, the top-up that you avail of comes with flexibility in terms of usage, which means that you can use it for a variety of needs like feature upgrade such as new music system or accessories.
You can use your top-up loan to add the following features to your car.
- Upgrade your outdated music system with better functionality and fancier speakers.
- Install a dash camera or a reverse camera in your car for safety reasons.
- Upgrade your car headlights for better safety while driving at night.
- Install accessories like floor mats, storage pockets and more.
- Add the latest features such as installing a rear defogger, a head-up display for more.
You can apply for a car loan balance for features by following these easy steps.
- Click on the ‘Apply’ button on this page to open the application form.
- Enter your mobile number and submit the OTP.
- You will be asked to enter the details of your car such as make and model, active loan and more.
- You can share the basic details such as PAN, date of birth and more.
- Once you fill in all the details, you can submit the application form.
When you are planning to transfer your existing car loan to another lender, it is advised to go through the terms and conditions carefully. It is recommended to compare both existing and new terms and conditions to secure a more favourable deal. You must check the interest rate offered by the new lender as well as other related fees and charges. Going through these charges will help you evaluate whether you will save money or not on your car loan balance transfer.