How to Get an Instant Loan without Documents

Some of the existing customers of Bajaj Finserv can get an Insta Personal Loan without submitting any documents.
How to get a Personal Loan without documents
5 min read
8 Feb 2023

Instant loans are a useful financing solution to cover unforeseen expenses in case of an emergency.

Immediate loan without documents

The number one criterion during an emergency is to get funds as quickly as possible, with minimal hassle. This is why we have launched our latest product, Insta Personal Loan, which provides you with the funds you need in as little as 30 minutes*. Our existing customers don’t even need to fill up a lengthy application form to check their offer. Select customers can even get their loan amount without even submitting any documents.

When you apply for a regular personal loan, you must fulfil several eligibility criteria depending on the lender.

Some of them are:

  • Age limit
  • Employment type
  • A minimum CIBIL Score
  • A minimum monthly salary

You are also required to submit several documents to process the application, such as:

  • KYC documents such as Aadhaar, passport, driving license, voter’s ID, or a Letter of National Population Register
  • PAN card
  • Cancelled cheque
  • Bank account statements for the last 3 months
  • Salary slips for the last 3 months

Getting a personal loan without documents or a lengthy application process is also possible.

What are the ways to avail of a quick loan without documents

If you require instant access to funds, our Insta Personal Loan is the best option for you. You can check your pre-assigned limit by simply entering your mobile number and OTP. Our existing customers don’t even have to submit documents. New customers, however, may be asked to submit additional relevant documents based on their profile.

The terms of our Insta Personal Loan are flexible and range up to 63 months. As part of the process, you can choose the repayment tenure that works best for you.

Visit our Insta Personal Loan page by clicking on the link below to learn more and to check your offer.

Check Offer


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*Terms and conditions apply

Frequently asked questions

Can I get an instant personal loan without income proof?

Bajaj Finance Insta Personal Loan is a pre-sanctioned offer; wherein your credit history has already been evaluated. Select customers can get an Insta Personal Loan without having to submit income proof or any other documents.

How can I check my Insta Personal Loan offer?

Customers can check their offer by simply using their mobile phones. Here is how:

  1. Click on ‘CHECK OFFER’.
  2. Enter your 10-digit mobile number and OTP.
  3. Your pre-approved personal loan offer details will be displayed on your screen.
How can I check my Insta Personal Loan eligibility?

You do not need to check your Insta Personal Loan eligibility. Existing customers already have a pre-approved offer, while new customers can generate a pre-assigned limit.

What is the CIBIL Score required to be eligible for a Bajaj Finserv Insta Personal Loan?

Knowing your credit score to get our Insta Personal Loan is not necessary because it is already checked.

How can I get a small loan immediately?

You can apply for our Insta Personal Loan in just a few clicks:

  1. Click on ‘CHECK OFFER’.
  2. Enter your 10-digit mobile number and OTP.
  3. Go with the pre-assigned limit or choose a different loan amount.
  4. Choose a repayment tenure that suits you best.
  5. Click on ‘PROCEED’ to complete the online process.

The online process may differ depending on whether you are a new customer or have an existing relationship with us.

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