Published Oct 8, 2025 3 Min Read

Bajaj Finserv Business Loan in Kadapa

 
 

Get easy business loan in Kadapa to boost your business

Kadapa is a growing commercial hub in Andhra Pradesh, offering opportunities for businesses across sectors. If you're a business owner in Kadapa looking to expand operations, manage working capital, or invest in infrastructure, a business loan can help you meet your goals efficiently. With minimal documentation and fast approval, you can secure funds to support both short- and long-term business needs. Check your business loan eligibility online in minutes to get started confidently.

Features and benefits of business loan in Kadapa

Business loans in Kadapa come with flexible features to support entrepreneurs, startups, and established businesses alike. These loans are designed to provide financial support for various requirements—whether you are upgrading your equipment, managing cash flow, or expanding your team.

Key features and benefits:

  • Loan amounts of up to Rs. 80 lakh
  • No collateral required
  • Quick disbursal within 48 hours*
  • Flexible repayment tenures from 12 to 96 months
  • 100% online application process

You can also explore the flexi business loan for added flexibility, where you pay interest only on the amount you use.

To learn more, explore the full benefits of a business loan and detailed business loan features.

Documentation and eligibility criteria for business loan in Kadapa

Before applying, make sure you meet the eligibility criteria and have the required documents ready. This ensures a smoother application and faster approval.

Eligibility criteria and documents required:

Age: Between 24 and 80 years (at loan maturity)

Business vintage: Minimum 3 years

KYC documents: Aadhaar, PAN, address proof

Proof of business ownership and financials

You can also check your pre-approved business loan offer to see if you qualify for instant funding options with minimal steps. For complete details, refer to the full business loan eligibility page.

Interest rates and charges for business loan in Kadapa

Understanding the charges and interest rates beforehand helps you manage repayments with confidence.

Key details:

  • Interest rate: Starting from 14% p.a.
  • Processing fees: Up to 4.72% of the loan amount

Plan better using the business loan EMI calculator and view the complete list of charges on our business loan interest rate page.

How to apply for business loan in Kadapa

Applying for a business loan in Kadapa is simple and hassle-free. Follow these easy steps:

  • Visit the official Bajaj Finserv website
  • Go to the Business Loan section and click “Check Eligibility”
  • Enter your mobile number and verify with OTP
  • Fill in your personal, financial, and business details
  • Upload the necessary documents
  • Submit your application for quick processing

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Frequently Asked Questions

Can I get a business loan without collateral in Kadapa?

Yes, business loans in Kadapa are offered without the need for any collateral.

Are there any hidden charges with business loans in Kadapa?

No, the charges are clearly mentioned—such as interest rates starting from 14% p.a. and processing fees up to 4.72% of the loan amount. Borrowers are encouraged to review all charges in advance.

Can I get a business loan in Kadapa if I have a low credit score?

Since the eligibility criteria states that a CIBIL score of 685 or higher is required to avail of a loan, a low credit score may affect approval.

How long does it take to get approval for a business loan in Kadapa?

Business loans in Kadapa can be approved and disbursed within 48 hours of application in most cases, provided all criteria and documentation are met.

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Bajaj Finserv App for All Your Financial Needs and Goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Explore and apply for co-branded credit cards online.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements, and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.
For customer support, call Personal Loan IVR: 7757 000 000

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