The Bajaj Finserv Health EMI Network Card is a unique financing solution that helps you manage your healthcare expenses easily. With the help of this card, you can convert your medical bills and healthcare expenses into easy EMIs (equated monthly instalments).
When you apply for a Health EMI Network Card, a loan limit is assigned to you. You can use this loan limit to convert your hospital bills and medical expenses into small monthly instalments. With our Health EMI Network Card, you can get a maximum limit of Rs. 4 lakh. However, the limit you qualify for depends on various factors including your CIBIL Score, your repayment history and more. You can use your Health EMI Network Card at our 5,500 partner hospitals and wellness centres across 1,000 cities.
Every time you make a transaction using your Health EMI Network Card, your spending limit reduces, and a new loan account is created. You repay the loan amount through easy EMIs over the selected tenure. As you start paying your EMIs on time, your loan limit is reinstated, allowing you to make subsequent transactions with your Health EMI Network Card.
For instance, Sarvesh has a Health EMI Network Card with a loan limit of up to Rs. 1 lakh. He uses the card to convert his hospital bills of Rs. 50,000, his available loan limit will now be Rs. 50,000. However, as he starts paying EMIs for this transaction, his available loan limit will start increasing. In case he has paid a few EMIs and repaid Rs. 15,000 of the total loan amount, his available limit will then become Rs. 65,000.
If you have a Health EMI Network Card, keeping track of your available limit is easy with our digital customer service portal.
You can check your available Health EMI Network Card limit anytime by following these simple steps.
- Go to Bajaj Finance customer portal by clicking on the ‘Sign-in’ button on this page.
- Enter your registered mobile number and the OTP to sign-in.
- Verify your details using your date of birth and proceed.
- Select the Health EMI Network Card from the ‘Your relations’ section.
- Find details such as your available loan limit, validity and more.
You can also check your Health EMI Network Card details by downloading our app. Visit the Play Store/ App Store and download the Bajaj Finserv app today.
