Bajaj Finance offers fixed deposits that come with the highest safety and credibility ratings to ensure that your deposits are secured with us. Our end-to-end online process allows you to invest in our FD without any branch visits.
In addition, we also extend our online services that let you manage your ongoing fixed deposits with us. Bajaj Finance offers a host of do-it-yourself (DIY) services that help you manage your ongoing FD and maximise your returns.
Here’s the list of DIY fixed deposit services that you can explore to manage your ongoing investment with us.
Track your FD details in a hassle-free online process
When you invest in our FD, a unique string of numbers known as an FD number is assigned to you. With the help of this number, you can track FD details such as maturity amount, interest rate, maturity date and more.
Renew your fixed deposit in a 100% online process
When you invest in a fixed deposit, you earn interest on your funds for a pre-defined tenure. Once your FD reaches its maturity date, you can renew it online to maximise your interest income. Bajaj Finance provides you with the flexibility to renew your fixed deposit up to 24 hours before the maturity date.
Get all your FD-related documents in one place
Our dedicated section – Document Centre – gives you easy access to all your FD-related documents. You can download documents such as the FD receipt, interest certificate, statement of account and more in just a few clicks.
Manage your nominee details online
When you invest in our FD, our online FD services allow you to add or update your nominee details without any branch visits.
Manage your bank account with ease
When you open a fixed deposit with us, you use a bank account to invest money. This bank account automatically becomes your maturity bank account. This means that once your FD matures, you’ll receive the funds in this bank account. In case your bank account details undergo any change, you can raise an online request with us and update your bank details easily.
Apply for a TDS waiver in a few simple steps
The interest earned on your fixed deposit is considered part of your income, thus making it subject to TDS (tax deducted at source). If your total income is below the taxable limit, you can submit Form 15G/ H to apply for a TDS waiver. Bajaj Finance Fixed Deposit services provide a hassle-free online process to submit your Form 15G/ H.
Get a loan against your FD in just a few clicks
In the event of a financial emergency, instead of withdrawing your FD prematurely, you can apply for a loan against your deposit. With the help of our online fixed deposit services, you can apply easily for a loan and get quick access to funds when in need.
Withdraw your fixed deposit prematurely
In the case of any emergency, you can withdraw your fixed deposit before maturity. Our online fixed deposit services allow you to withdraw your FD prematurely in a few simple steps.
Submit your FATCA declaration without any branch visits
Bajaj Finance offers an online facility that lets you submit your FATCA (Foreign Account Tax Compliance Act) declaration. If you’re a non-resident Indian, invested in our FD, it’s mandatory for you to submit your FATCA declaration. This is because your tax liabilities are governed by the country of your residence.
You can explore all these DIY FD services by visiting our customer portal. You can sign-in to your account by following these simple steps and start using Bajaj Finance Fixed Deposit services.
- Click on the ‘Sign-in’ button on this page to visit our customer portal
- Enter your registered mobile number and the OTP to sign-in
- Verify your details with your date of birth and proceed to use our online services
You can also download our app from the Play Store/ App Store and use our DIY FD services on the go.
