Rs. 70000 Loan

Looking for a quick and reliable way to borrow Rs. 70000? With loan options against investments, you can access funds instantly without selling your assets. These loans offer attractive interest rates, flexible repayment options, and minimal documentation. Whether you need urgent funds for a medical emergency, business need, or personal expense, loans up to Rs. 5 lakh are easily available if you have the right investment assets. Let us explore how you can get started.

Need Rs. 70000 urgently? Unlock the value of your existing investments like shares, mutual funds, or insurance policies. Apply online in minutes with minimal foreclosure charges. Apply now

What is a loan against securities?

A loan against securities allows you to borrow money by pledging your existing financial assets like equity shares, mutual funds, insurance policies, or bonds as collateral. You continue to own and earn from your investments while using them to access liquidity. Think of it as a revolving credit facility, where you can withdraw funds as needed (up to a sanctioned limit), and you only pay interest on the amount used.

Did you know? You can get a LAS sanctioned in just 24–48 hours* with minimal documentation.

Suitable scenarios for a Rs. 70000 loan against securities

• Educational expenses: Cover tuition or course fees without disrupting your savings.
• Medical emergencies: Address unexpected health-related costs promptly.
• Home repairs: Manage renovation or repair expenses without financial strain.
• Business needs: Infuse short-term capital into your venture without affecting long-term investments.

Utilize your assets to meet immediate financial requirements, preserving your savings for future goals. Apply now

6 ways to get Rs. 70000 loans

You can easily borrow Rs. 70000 through these secured loan options by pledging your investments. Here are the available products:

Borrow smart, not hard. Explore options backed by your investments. No need to break your portfolio to get funds while staying invested. Apply now

Getting a Rs. 70000 loan is simple if you meet the following criteria:

• Age: Applicant must be between 18 and 90 years
• Employment: Salaried or self-employed individuals
• Income: A stable monthly income is required
• Credit score: Though credit score is not important for taking a loan against securities, some lenders might check your credit score to offer loan at lower interest rates
• Investment ownership: You must own the securities you wish to pledge

Meeting these basic eligibility norms ensures faster approval and disbursal.

Documents required for Rs. 70000 loan

To apply for a loan of Rs. 70000 against your investments, you will typically need:

• PAN card
• Aadhaar card or any valid address proof
• Security ownership proof (statement or certificate)
• Passport-sized photograph

These documents help validate your identity and ownership of assets. In most cases, digital copies are sufficient for online processing.

Why not just take an unsecured loan?

It is a fair question why go through a secured route for something as modest as Rs. 70000? Let us quickly compare.

Benefits of Rs 70000 loans against investments

Here is why LAS is becoming a preferred option for smaller-ticket borrowing:

1. Low interest rates: Because the loan is secured, interest rates start from as low as 8% to 24% p.a., depending on the securities you pledge.

2. Quick approvals: Since your investments act as collateral, approvals are faster. Funds can reach your account within 24–48 hours*.

3. No EMIs unless you use it: You only pay interest on the amount drawn. If you don’t use the full limit, you do not pay for it.

4. Flexible repayment: Choose repayment terms that suit your cash flow. Most LAS options allow you to repay interest monthly and the principal when convenient.

5. Keep earning on your investments: Your securities remain in your name. They continue to earn returns or dividends while being used as collateral.

These benefits make it a preferred choice for individuals looking for short-term liquidity without affecting long-term goals.

Use your assets wisely. Do not sell your investments during market dips. Leverage them for instant liquidity instead. Apply now

How to apply for a Rs. 70000 loan?

Applying for a LAS of Rs. 35000 is as quick as checking your email. Here’s what to do:

1. Visit the lender’s website – Choose a provider offering LAS services
2. Select the asset type – Choose whether you want to pledge shares, MFs, bonds, or insurance policies.
3. Upload documents – ID proof, investment proof, and address proof.
4. Get approval – Once verified, the lender will assess the value and credit eligibility.
5. Accept loan terms – Review and accept the Key Fact Statement (KFS), sanction letter, and loan agreement shared digitally. This is a mandatory step before disbursal.
6. Receive disbursal – The amount is credited directly to your account within 24–48 hours.

Repayment flexibility

LAS offers flexible repayment options:

• Tenure: Typically up to 12 months, with possibilities for renewal.
• Interest payment: Pay interest only on the amount utilized.
• Prepayment: Option to prepay without incurring additional charges.

Conclusion

A Rs. 70000 loan can be easily availed by pledging your existing investments. Whether you hold mutual funds, shares, bonds, or insurance policies, there’s a loan product tailored to your needs. With lower interest rates and fast disbursal, these options are ideal for anyone looking to raise funds without disrupting their financial plans. Start by checking your eligibility online, select the right loan type, and submit your documents digitally for a quick loan experience.

Get Rs. 70000 with ease. Apply online today and enjoy flexible funding backed by your portfolio. Get started now