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December is one of the best months for international travel, offering everything from snowy landscapes and festive celebrations to warm beaches and sunny escapes. Whether you want to experience winter adventures or relax in a tropical destination, there are plenty of countries to explore. Planning your trip in advance can help you manage your budget more effectively. If you need additional funds, a personal loan can help cover travel expenses such as flights, accommodation, sightseeing, and other holiday costs.
With a Bajaj Finance Personal Loan, you can get the funds within 24 hours* of approval. Check your offer in just 2 steps and apply online to get our loan.
Top 12 countries to visit In December
Here is a curated list of the 12 places to visit in December outside India:
| S. No. | Country | Why visit in December? | Top attractions |
|---|---|---|---|
| 1 | Switzerland | Snow-covered Alps, Christmas markets, and winter sports | Jungfraujoch, Zermatt, Lucerne, Interlaken |
| 2 | Finland | Northern Lights, Santa Claus Village, and snowy landscapes | Rovaniemi, Levi, Saariselkä |
| 3 | Japan | Winter illuminations, hot springs, and early ski season | Tokyo, Kyoto, Hokkaido, Niseko |
| 4 | Thailand | Pleasant weather, tropical beaches, and island hopping | Phuket, Krabi, Bangkok, Chiang Mai |
| 5 | Australia | Summer season, beaches, and outdoor festivals | Sydney, Melbourne, Gold Coast, Great Barrier Reef |
| 6 | Maldives | Sunny weather, luxury resorts, and water sports | Malé, Vaadhoo Island, Maafushi |
| 7 | Vietnam | Cool temperatures in the north and pleasant weather in the south | Hanoi, Ha Long Bay, Ho Chi Minh City, Da Nang |
| 8 | New Zealand | Summer adventures, scenic landscapes, and hiking | Queenstown, Auckland, Rotorua, Milford Sound |
| 9 | South Africa | Wildlife safaris, beaches, and warm weather | Cape Town, Kruger National Park, Garden Route |
| 10 | Austria | Christmas markets, alpine villages, and skiing | Vienna, Salzburg, Innsbruck |
| 11 | Iceland | Northern Lights, glaciers, and ice caves | Reykjavik, Blue Lagoon, Golden Circle |
| 12 | United Arab Emirates (Dubai) | Pleasant weather, shopping festivals, and desert adventures | Burj Khalifa, Dubai Marina, Palm Jumeirah, Desert Safari |
Choose Bajaj Finance Personal Loan for your international travel dreams
December is the perfect time to escape the daily grind and explore the wonders of the world. Whether you are dreaming of a white Christmas in Europe or a sunny beach getaway in the Caribbean, financing your trip is easier than ever with a Bajaj Finance Personal Loan. Here's how you can make your travel dreams a reality with our hassle-free services:
Easy financing
With competitive interest rates and transparent fees and charges, our personal loans are designed to make your travel financing stress-free. Use our personal loan EMI calculator to plan your loan amount and repayment schedule in a way that suits your budget.
Quick and convenient application process
The personal loan application process with Bajaj Finance is streamlined and digital, ensuring you spend less time on paperwork and more time planning your trip. Apply for our personal loan for travel online and get quick approval within minutes.
Minimal documentation
Forget the days of submitting countless documents. Our travel loan requires minimal documentation, making it easier for you to secure the funds you need without the hassle.
Simplified eligibility criteria
We believe everyone deserves their dream vacation. That is why our personal loan eligibility criteria are designed to be inclusive, ensuring that a wide range of applicants can access the funds they need for their travels.
How to apply for personal loan
- Click on ‘CHECK ELIGIBILITY’ on this page.
- Enter your 10-digit mobile number and the OTP sent to your phone.
- Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
- Now, click on ‘PROCEED’ to visit the loan selection page.
- Enter the offer or loan amount that you need. Choose from our personal loan variants.
- Choose the repayment tenure and click on ‘PROCEED’.
- Complete your KYC and submit your application.
Our representative will contact you for further steps.
Check your eligibility for personal loan using just mobile number and OTP – 100% online process.
Key offerings: 3 loan types
Personal loan interest rate and applicable charges
Type of fee | Applicable charges |
Rate of interest per annum | 10% to 30% p.a. |
Processing fees | Up to 3.93% of the loan amount (inclusive of applicable taxes). |
Flexi Facility Charge | Term Loan – Not applicable Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes) |
Bounce charges | Rs. 700 to Rs. 1,200/- per bounce “Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason. |
Part-prepayment charges | Full Pre-payment:
Part Pre-payment
|
Penal charge | Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount. |
Stamp duty (as per respective state) | Payable as per state laws and deducted upfront from loan amount. |
Annual maintenance charges | Term Loan: Not applicable Flexi Term (Dropline) Loan: Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.
Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure |
| Credit guarantee scheme fee | Up to 1.18% p.a. (pro-rated daily till 31st March) (inclusive of all applicable taxes) of the loan amount |
| Credit guarantee scheme renewal fee | Up to 1.18% p.a. (inclusive of all applicable taxes) on the outstanding loan amount as on April 01 of the subsequent Financial Year. *Renewal Fee to be collected only for 3 subsequent financial years. **If the Remaining Tenure is less than 12 months, the CG Fee in subsequent years shall be charged prorated. |
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Disclaimer
Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000