Xiaomi 15 Ultra vs OnePlus 13: Specs, Price, and Camera Compared

The Xiaomi 15 Ultra and OnePlus 13 use the same Snapdragon 8 Elite processor, but their cameras, battery capacities, charging and storage options differ.

• Xiaomi 15 Ultra starts at Rs. 1,09,999 with 16GB RAM and 512GB storage.
• OnePlus 13 starts at Rs. 69,999 with 12GB RAM and 256GB storage.
• Xiaomi 15 Ultra has a 200MP ultra-telephoto camera with a four-camera rear setup.
• OnePlus 13 has three 50MP rear cameras and a 6,000 mAh battery.
• Both phones support adaptive 1–120Hz displays for smoother scrolling.
• Xiaomi offers 90 W wired and 80 W wireless charging.
• OnePlus 13 supports 100 W wired and 50 W wireless charging.
• Both phones use the Snapdragon 8 Elite processor for demanding apps and gaming.

With Bajaj Finance, you can convert the cost of your preferred smartphone into Easy EMIs at more than 1.5 lakh+ partner stores, including Reliance Digital, Croma, and Vijay Sales, making your purchase easier to manage. Check your loan eligibility before getting started, so you can plan your purchase with confidence.

The Xiaomi 15 Ultra and OnePlus 13 both run on the Snapdragon 8 Elite processor, so gamers and heavy multitaskers get smooth performance either way. Xiaomi pairs this with 16GB RAM and 512GB storage, making it a strong fit for users who shoot and edit high-resolution photos on the go, while OnePlus offers RAM up to 24GB and storage up to 1TB, giving users with large media libraries or multiple demanding apps more room to grow without slowing down.

You can buy a smartphone through Easy EMIs when your preferred model is eligible and available at a partner store, making it simple to upgrade without paying the full amount upfront. Here is what the process looks like.

• Visit more than 1.5 lakh partner stores across 4,000+ cities, including Jaipur, Lucknow, Kochi, and Bhopal
• Choose your preferred model and use the Bajaj Finance Insta EMI Card or Easy EMI Loan
• Convert the purchase cost into Easy EMIs that suit your monthly budget

➜ Pro tip: Zero down payment is available on select models, so ask the store executive if your chosen smartphone qualifies before you check out.

These customer-focused differences can help you narrow down the Xiaomi 15 Ultra vs OnePlus 13 based on how you use your phone.

➜ Which phone offers more camera flexibility?

The Xiaomi 15 Ultra has four rear cameras, including a 200MP ultra-telephoto camera and a 50MP floating telephoto camera. This gives you dedicated options for ultra-wide shots, portraits and distant subjects. The OnePlus 13 uses three 50MP cameras, including a 3X telephoto camera.

➜ Does OnePlus 13 offer more storage options?

Yes. OnePlus 13 is available with 256GB, 512GB and 1TB storage. Xiaomi 15 Ultra comes with 512GB storage in India. Neither phone supports expandable storage, so you should choose the storage capacity based on your expected photo, video, app and game library.

➜ Which phone has the larger battery?

OnePlus 13 has a 6,000 mAh battery compared with 5,410 mAh on Xiaomi 15 Ultra. OnePlus also supports 100 W wired charging, while Xiaomi supports 90 W wired and 80 W wireless charging. This gives you different charging advantages depending on whether you prefer wired or wireless charging.

The Xiaomi 15 Ultra and OnePlus 13 both use the Snapdragon 8 Elite, but available benchmark averages show different results across CPU, GPU and overall testing. OnePlus 13 records the higher AnTuTu 11 average, while Xiaomi 15 Ultra records higher Geekbench CPU results in the available datasets.

➜ Key takeaway: The benchmark results do not show a uniform difference across every test. OnePlus 13 has the higher AnTuTu and GPU results, while Xiaomi 15 Ultra records higher Geekbench CPU scores. Actual results can vary with software, temperature, testing conditions and device configuration.

Bajaj Finance offers two ways to convert an eligible mobile phone purchase into monthly payments at 1.5 lakh+ partner stores across 4,000+ cities.

How to choose?

Both options require physical presence at a partner store. The Insta EMI Card suits repeat, multi-category shoppers. The Easy EMI Loan suits a single higher-value purchase.

Upgrading to a new mobile phone is simple and affordable with Bajaj Finance's in-store financing options. The entire process usually takes just 10–15 minutes. Follow these steps:

1. Browse models on Bajaj Mall: Explore the range of mobile phone models on Bajaj Mall. Compare brands, features, and prices before heading to the partner store.
2. Find a partner store near you: Use the Bajaj Finance store locator to find a nearby partner outlet such as Croma, Vijay Sales, or other authorised retailers.
3. Check the mobile phone in person: Visit the partner store and explore available models. Check display, camera, battery, processor, and storage in person to find the one that suits your needs.
4. Choose a suitable EMI option: At checkout, ask the store executive about the Bajaj Finance Insta EMI Card or Easy EMI Loan. Confirm available tenure options and whether your chosen model comes with a zero down payment offer.
5. Complete payment and take your mobile phone home: Once approved, your purchase is processed immediately, and you can walk out with your new phone right away.

You can also check your loan eligibility online in advance by entering your mobile number and OTP, helping you plan your purchase better.

Bajaj Finance’s Smart Savings Calculator helps you unlock maximum savings every time you shop at partner stores. It brings together all available brand, dealer, and scheme offers—so you can see your total savings instantly and shop smarter with Easy EMIs.

1. Dealer offers - Grab exclusive in-store deals at over 1.5 lakh partner stores across India. Enjoy local discounts and special prices you will not find online.

2. Brand offers - Access limited-time discounts from top brands across electronics, appliances, and more. Discover brand-specific savings selected just for you.

3. Bajaj offers - Unlock exclusive Bajaj Finance deals on popular products—available only to our customers. More rewards, more value.

4. Scheme offers - Take advantage of time-sensitive offers on select EMI schemes. Get extra benefits after paying just 3 EMIs—visible during EMI selection at checkout.

Calculate your extra savings today!