What makes Bajaj Finserv your ideal Gold Loan partner

Get a gold loan starting from Rs. 5,000 up to Rs. 2 crore against your 18-22 karat gold jewellery in just 15 minutes*
What makes Bajaj Finserv your ideal Gold Loan partner
2 min read
13 July 2023

In the history of Indian culture, gold has always maintained a special place. In addition to being prized for its beauty, it can also act as a dependable source of cash during difficult financial times. Without sacrificing your ownership of your jewellery, a loan secured by your gold jewellery can give you immediate access to cash.

Unlike other secured loans, gold loans are perfect for covering a range of planned and unplanned requirements. It may include setting up or growing a business, paying for your child's higher education, attending to urgent medical needs, etc. However, the right lender for your gold loan can make all the difference in your borrowing experience.

Here’s a closer look at the features that make Bajaj Finserv Gold Loans an ideal option for all your needs.

Competitive interest rates

Bajaj Finserv understands the importance of making gold loans affordable and accessible. We offer competitive interest rates, starting from just 9.50% p.a., ensuring that you can leverage your gold's value without compromising your financial stability. By providing attractive gold loan interest rates, Bajaj Finserv helps you make the most of your gold assets while keeping the overall cost of borrowing minimal.

Multiple repayment options

A variety of gold loan repayment options are available from Bajaj Finserv to fit your unique preferences and financial situation. You have a choice as to how often you pay interest—monthly, bimonthly, quarterly, half-yearly, or annually. However, at the time of loan maturity, your principal amount and any accumulated interest must be paid.

Hassle-free application process

You can quickly and easily acquire funds by applying for a gold loan, which is simple and hassle-free. You can apply for a gold loan from the convenience of your home with minimal paperwork and a straightforward online application process. You spend less time and effort thanks to this streamlined process, which ensures a smooth borrowing experience.

Loan per gram value

You have the choice to take out a gold loan to resolve immediate financial issues or achieve long-term objectives. Your eligibility for a loan will rely on the purity of your gold jewellery. With Bajaj Finserv, you can borrow against your 18–22 karat gold jewellery for amounts ranging from Rs 5,000 to Rs 2 crore. With this flexibility, you can get the funds you need and easily achieve your financial objectives.

Protecting your valuables

The security of gold loans is of the utmost importance. By providing free insurance coverage for the gold put up as collateral, Bajaj Finserv protects the security of your priceless gold jewellery. The items are guarded around-the-clock in safe vaults.

If you are facing any financial emergency, you can utilise the worth of your gold jewellery without selling or giving them up permanently. A gold loan offers a smart and secure solution, allowing you to access immediate funds while retaining ownership of your possessions. Easily apply for a gold loan by visiting a nearby Bajaj Finserv branch or apply online visiting www.bajajfinserv.in/gold-loan

Disclaimer

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