In today’s digital era, managing property records has become easier with the advent of smart solutions like the iORA property card. For homeowners and property buyers, the iORA property card simplifies the process of accessing property details, ownership records, and history. This digital card is designed to provide easy access to all essential property information in a streamlined manner. Whether you are a homeowner looking to keep your property documents in order or someone interested in buying a new property, understanding the iORA property card is essential. Additionally, if you need to access funds for any urgent financial requirement, you might consider availing Loan Against Property from Bajaj Finance. It allows you to leverage your property to meet your financial goals without selling it.
What is an iORA property card?
An iORA property card is a digital representation of your property's ownership records. Developed by the government, the card aims to make property management more transparent and accessible. It contains details such as the property owner's name, property size, plot number, and usage type. It also includes historical records of ownership and any legal claims on the property. With an iORA property card, property owners can quickly check the legal status of their property, which can help avoid disputes and legal hassles in the future. This digital document makes it easier for property buyers and sellers to verify property details with just a few clicks.
Required documents for iORA property card
Document type |
Details required |
Proof of ownership |
Sale deed, gift deed, inheritance certificate |
Identity proof |
Aadhaar Card, PAN card, Voter ID |
Property tax receipts |
Latest property tax payment receipts |
Property details document |
Plot or property allotment letter |
Address proof |
Utility bill, Aadhaar card |
Benefits of the iORA property card
- Easy accessibility: Digital access to property details eliminates the need for physical documents.
- Transparency: Reduces the chances of fraudulent transactions and disputes by providing a clear property ownership history.
- Legal assurance: Helps in ensuring that the property is free from any legal encumbrances.
- Timesaving: Quick verification and access save time for both buyers and sellers.
- User-friendly: Simplifies the process of managing and accessing property details for all stakeholders.
How to apply for an iORA property card?
Applying for an iORA property card is a straightforward process. You can apply online through the official portal provided by the local municipal corporation. The steps are simple:
- Visit the official website of the local municipal corporation.
- Navigate to the 'Property Section' and select 'iORA Property Card.'
- Fill out the application form with necessary details such as property number, owner's name, and address.
- Submit the required documents, such as proof of ownership and identity proof.
- Pay the applicable processing fee.
- Once the application is processed, you will receive the iORA property card digitally.
For additional information on related processes, you can refer to our guide on property tax.
Eligibility criteria for iORA property card
To be eligible for an iORA property card, the applicant must be the legal owner of the property. The property should be registered under the local municipal authority. The applicant must provide proof of ownership, identity proof, and property tax receipts. It is essential that all property dues are cleared before applying for the iORA property card. Moreover, all submitted documents should be genuine and verified by the appropriate authority.
Common issues and solutions
- Incorrect details on the card: If there are mistakes in the property details, you can request a correction by submitting valid proof documents to the concerned authority.
- Application rejection: Incomplete applications or incorrect documents can lead to rejection. Ensure that all documents are accurate and up-to-date before submission.
- Delayed processing: Sometimes, processing can take longer due to verification procedures. Keeping a track of the application status on the municipal website can help.
- Document verification issues: Properly verified documents can avoid complications. It is advisable to double-check documents before submission.
Conclusion
The iORA property card is a step forward in digitising and simplifying property management in India. It not only provides easy access to vital property information but also adds a layer of security against property fraud. Understanding its benefits, eligibility criteria, and application process can make property management hassle-free. For financial support, consider exploring options like a Loan Against Property from Bajaj Finance, which offers a practical solution to leverage your property for financial needs.
