What is Insta EMI Card statement of account

Get a detailed view of your loan summary, transaction and payment details.
What is Insta EMI Card statement of account
2 min read
28 Sept 2022

Every time you use your Insta EMI card across our partner network of 1.2 lakh stores in 3,000 cities, shopping sites like Amazon, Flipkart, or our exclusive shopping site Bajaj Mall, we maintain the details of each transaction in our systems. At the end of every month, you will get a comprehensive document with the details for all the transactions that you have done for the month. This is referred to as Statement of Accounts (SOA).

Your SOA includes a number of important details such as the total EMIs paid, the date and amount of the last EMI, and more. You can find details such as missed or delayed payments, and other transactions that you may have done on your Insta EMI Card.

You should check your statement of accounts periodically and keep track of your payment status. You will be able to record your payments and report errors, if any.

The Insta EMI Card SOA includes the following sections:

Loan details: The loan details section includes information such as the date of issue of the card, card limit, and the outstanding balance.

Payment summary: This section gives you an overview of the instalments amount and penalties if you miss any instalments.

Transaction history: You can find an update on all the EMIs paid by you as well as a record of missed EMIs, if any. The transaction history also displays details of the fees charged on the loan such as bounce and part-prepayment charges.

Importance of an SOA

Your SOA is a very important document that you should check every month. This document carries the details of all your transactions done by you using your Insta EMI card. This is an official record that will help you get your issues resolved and track your loan details. You may rarely find a discrepancy on the details mentioned in your Insta EMI Card statement.

How to find your Insta EMI Card statement

 You can find your Insta EMI Card statement by visiting our customer portal - My Account. Use a web browser on your phone or computer or with the Bajaj Finserv app to access My Account.

Using a web browser

At the time of issuing your card, we generate a customer ID that you can use to access our dedicated customer portal - My Account. Hereunder are the steps to view or download your SOA online.

  • Sign in using your customer ID and password or mobile number and OTP.
  • Click on ‘My Relations’ to see your ongoing relationships with us
  • Under ‘Card’, select your Insta EMI Card
  • Under the ‘Quick Actions’ tab, select ‘View Statements’ to view or download your loan account statement
  • Alternatively, under the ‘Card’ section, you can click on the e-statement tab to download your SOA.

Using the Bajaj Finserv app

  • Click on ‘My Relations’ to see your ongoing relationships with us
  • Under ‘Card’, select your Insta EMI Card
  • Under the ‘Quick Actions’ tab, select ‘View Statements’ to view or download your loan account statement
  • Alternatively, under the ‘Card’ section, you can click on the e-statement tab to download your SOA.

Click here to sign in to My Account

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