Use an app to get an instant loan without a PAN card

Utilising the Bajaj Finserv app for a personal loan is a simple process, ensuring financial aid is readily available.
Use an app to get an instant loan without a PAN card
5 min read
03 February 2024

Securing an instant loan without a PAN card might seem challenging, as it is a vital document often required by lenders for identity verification and financial transactions. However, alternative lending options exist for those without a PAN card.

One avenue is to choose alternate lenders that might accept alternative forms of identification or employ different verification processes to assess eligibility for a loan. Additionally, some fintech companies and online lending platforms cater to individuals without a PAN card. These platforms leverage advanced technology and alternative data sources to evaluate creditworthiness, allowing them to offer loans to a broader segment of the population.

You can explore our Insta Personal Loan, which provides pre-approved offers to existing customers. Select customers may be able to get the funds without needing to submit any documents such as PAN cards or salary slips.

Here is how you can apply for an instant loan on the app without a PAN card

Step 1: Download the Bajaj Finserv App.

Step 2: Log in to the app.

Step 3: Navigate to the personal loans section.

Step 4: Choose loan amount and tenure.

Step 5: Submit the required documents.

Step 6: Review and submit the application.

A representative will then contact you to proceed with the application.

Ensure that you read the interest rate and charges carefully before starting your application.

Select customers, depending on their pre-approved offer, can get funds through our instant loan app without PAN Card required.

Features of instant loan apps

Here are some of the typical features of instant loan apps:

  • Swift application: Complete your personal loan application swiftly, with minimal steps, conserving your time and energy.
  • User-friendly experience: Effortlessly navigate the intuitive user interface to complete your loan applications with minimal steps.
  • Round-the-clock accessibility: Utilise instant loan apps at any hour, from any location, irrespective of conventional business hours.
  • Online loan management: Manage your loan account from the app, get answers to your queries and any support or assistance you require.
  • Pre-approved offers: Explore pre-approved offers you may have depending on your profile.

Eligibility criteria for an instant loan app without PAN card

You do not need to check any eligibility criteria to download instant loan apps.

If you have pre-approved offers such as the Insta Personal Loan offer, you may not have to submit any documents such as PAN card or income proof to get the loan. Read about the eligibility criteria and documents required for Insta Personal Loan.

Utilising the Bajaj Finserv app for a personal loan is a simple process, ensuring financial aid is readily available. Download the Bajaj Finserv app now for a smooth personal loan application experience.


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Frequently asked questions

Can I get a loan without a PAN card?

Select customers may be able to get our Insta Personal Loan without submitting their PAN card.

How long will It take me to get an instant loan app without a PAN card?

You can download the app within minutes. The time required to get the loan disbursed varies from lender to lender.

Can I submit my Aadhaar Card as an ID proof if I do not have a PAN Card?

The documentation requirements vary from lender to lender. It is best to check with your lender on the paperwork required.

How to get a Rs. 50,000 loan on PAN Card?

The documentation requirements vary depending on the lender and your profile. In the case of Insta Personal Loan, you can get a loan with the following steps:

  1. Visit the Insta Personal Loan page and click on ‘CHECK OFFER’ to open our online form.
  2. Enter your 10-digit mobile number and verify your profile with the OTP sent to your phone.
  3. You will see an offer with a pre-assigned loan limit for you. You can either go with it or choose a lower amount.
  4. Select a repayment tenure that suits you best.
  5. Click on ‘PROCEED’ to complete the online process.

The online process may differ depending on whether you are a new customer or have an existing relationship with us.

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