Types of PAN cards in India

In India, the Income Tax Department issues different types of Permanent Account Number (PAN) cards based on the nature of the entity and its tax requirements.
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Types of PAN cards in India
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In summary

There are 10 types of PAN cards in India, based on the category of the applicant. The fourth character of a PAN identifies the holder's status, such as ‘P’ for an individual and ‘C’ for a company.


  • The fourth PAN character indicates the applicant category, such as ‘P’ for individuals, ‘C’ for companies and ‘T’ for trusts.
  • New PAN applications use the applicable forms under the Income Tax Rules, 2026. Form 93 is for Indian citizens, while Form 94 is for non-individual Indian entities.
  • PAN is required for income tax compliance and specified financial transactions.
  • A person cannot hold more than one PAN. A penalty of Rs. 10,000 may apply for holding multiple PANs.

Understanding the types of PAN cards can help applicants identify the correct category and application process. You can also check your CIBIL Score through the Credit Pulse Report from Bajaj Finance to monitor your credit profile.

3 mins read
Oct 19, 2026

The types of PAN cards in India vary based on the applicant or entity receiving the Permanent Account Number. A PAN is a 10-character alphanumeric identifier issued by the Income Tax Department to identify taxpayers and entities. Different PAN categories apply to individuals, Hindu Undivided Families (HUFs), companies, firms, trusts, and other entities. Knowing the types of PAN cards in India helps you identify the appropriate category for your application and ensures that the PAN details match your legal or organisational status.

 

How many types of PAN cards are there in India?

There are 10 types of PAN cards in India. If you are searching how many types pan card categories exist, the 4th character of the PAN number identifies the applicable entity type.

PAN Typetypes of pan card numberApplicable Entity
IndividualPIndividuals
HUFHHindu Undivided Families
CompanyCCompanies
Partnership FirmFPartnership firms
LLPELimited Liability Partnerships
TrustTTrusts
AOPAAssociations of Persons
Government AgencyGGovernment agencies
Local AuthorityLLocal authorities
Artificial Judicial PersonJArtificial judicial persons

You can identify your PAN type from its 4th character and confirm the applicable category among the types of PAN cards in India.


PAN Card for individuals (resident)

Resident Indian individuals, including minors and students, can apply for a PAN using Form 49A. Among the types of PAN cards in India, individuals are identified by “P” as the fourth character of the PAN number.

Hindu Undivided Families (HUFs) are a separate PAN category. The Karta or head of the HUF applies for the PAN on behalf of the family.

Documents required for resident individuals:

  • Proof of identity: Aadhaar card or voter ID
  • Proof of address: Utility bill, voter ID or bank statement
  • Proof of date of birth: Birth certificate or school leaving certificate

Knowing the PAN category can also help when checking how many types of PAN card categories apply to different entities. Bajaj Finance can help you stay informed about your credit profile.


PAN Card for foreigners and NRIs

Foreign nationals and NRIs can apply for a PAN using Form 49AA. Among the types of PAN cards in India, this category covers non-resident applicants who need a PAN for eligible activities in India.

NRIs earning income in India or carrying out financial activities, such as investing or buying property, may need a PAN. For applicable applicants, gross receipts or turnover exceeding Rs. 5 lakh can also trigger the requirement.

Documents required:

  • Indian passport or OCI card copy
  • NRE/NRO bank account statement for address proof
  • Visa copy issued by an Indian company
  • Other prescribed identity and address documents, as applicable

Form 49AA supports the how to apply for pan card process for eligible foreign applicants.


PAN Card for companies, trusts, and partnership firms

Indian companies, trusts, partnership firms, and LLPs generally use Form 49A, while foreign entities use Form 49AA. The types of PAN card numbers are identified by the fourth character: C for companies, T for trusts, F for firms, and E for LLPs.

Entity TypeRequired DocumentsForm to Use
Company (C)Certificate of Incorporation from Registrar of CompaniesForm 49A
Partnership Firm (F)Partnership Deed, Registration Certificate, DSC of authorised partner, office address proofForm 49A
Trust (T)Registration Certificate from Charity CommissionerForm 49A
LLP (E)Certificate of Incorporation, LLP AgreementForm 49A

Submit the applicable documents with the PAN application through the prescribed channel.

 

PAN card for foreign companies

This type of PAN card requires Form 49AA and an apostilled Certificate of Incorporation. Foreign companies that operate businesses, generate revenue, or are liable to pay tax in India must obtain a PAN. You can use PAN Form 49AA to apply through the prescribed process.

A PAN helps foreign companies open bank accounts, file taxes, and conduct formal financial transactions in India. The application may also require registration or approval documents for establishing an office in India.

The PAN is issued after verification and approval by the relevant Indian authorities.

 

How do I know which type of PAN card I need?

Your PAN card type depends on your entity status and tax obligations, and the types of pan cards in India include 10 categories. If you are checking how many types pan card categories apply to your situation, use this simple guide:

Your SituationPAN Type4th CharacterForm to Apply
Salaried individual, student or minor residentIndividualPForm 49A
NRI, OCI or foreign national with income in IndiaIndividualPForm 49AA
Indian company, LLP, trust or partnership firmBusiness typeC/E/T/FForm 49A
Foreign company with tax obligations in IndiaBusiness typeCForm 49AA

For Indian applications, you can also refer to the UTI PAN form 49a guide before applying. Check your credit score with Bajaj Finance.

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Frequently asked questions

Can I have 2 PAN cards with same PAN number?
No, you cannot have two PAN cards with the same PAN number. Each PAN number is unique and is meant to be held by one individual or entity. Possessing more than one PAN card is illegal and can lead to penalties under the Income Tax Act.
Can I use my minor PAN card after 18 years?
No, a PAN card issued in a minor's name cannot be used as proof of identification after they turn 18 because it lacks the individual’s photograph and signature. Once the minor reaches the age of 18, they must request an update or correction to include their photograph and signature.
What is the time limit for PAN card application?
The processing of a PAN card application usually takes about two weeks. This period includes the verification of the application and the dispatch of the PAN card, provided the application is complete and correct in all respects.
How long is PAN valid?
A PAN card is valid for life once issued. It does not require renewal and remains valid throughout the cardholder's lifetime. A PAN card can only be revoked upon the death of the cardholder.
What is the difference between an individual PAN card and a business PAN card?

An individual PAN identifies a person and uses “P” as the fourth character, while a business PAN identifies an entity such as a company, firm, trust, or LLP. The fourth character varies by entity type.

 

What type of PAN card should I apply for?

You should apply for the PAN category that matches your applicant or entity status. Resident individuals use Form 49A, while eligible NRIs, foreign nationals, and foreign entities generally use Form 49AA.

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